Global Underwriters Travel Insurance for Covid19 Coverage

Xplorer Essential Insurance

Global Underwriter Visitors medical insurance for Coronavirus

Global Underwriters travel insurance offers coverage for coronavirus as any new sickness. If it is pre-existing, then it's excluded. That is of the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.

The coronavirus testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing.

The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the policy.

Global Underwriter visitors plans

  • Diplomat America Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.
  • Diplomat Long Term Insurance by Global Underwriters: Global Underwriters offers international medical insurance for coronavirus (Covid19) with their Diplomat Long Term Travel insurance plan. Diplomat Long Term Travel insurance is available for $500,000 and $1 million coverage and with a minimum of 3 months coverage. The Diplomat LT provides Accident and Sickness Medical Coverage and AD&D benefits to those traveling outside their Home Country (For coverage inside the U.S., you must be a Non-U.S. Resident). Coverage is available for the traveler, a second adult, unmarried dependent Children, or Children traveling alone.

Is COVID-19 Covered For Diplomat International plan?

For Diplomat International plan:
Covid-19 is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:
a) Coronavirus disease (COVID-19);
b) Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
c) any mutation or variation of SARS-CoV-2;
d) any fear or threat of a), b) or c) above
For Covid19 travel insurance, please buy Diplomat Longterm insurance with Global Underwriters coronavirus travel medical coverage.

Review of Global Underwriters Travel Insurance

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Age
Start Date
End Date
Destination
Citizenship
DIPLOMAT AMERICA Diplomat america logo BROCHURE    DETAILS   
Key Features
  • 1. This plan is designed for Non US citizens and Non US residents visiting the US, on business trips, expatriates, study abroad, work study programs, international exchange students, vacation or missionary travelers.
  • 2. This plan is available to the US citizens visiting US There is a requirement for a valid international address..
  • 3. The minimum purchased period under this plan is 15 days up to maximum of 365 days.
  • 4. This plan is underwritten by C&F Cayman SPC for and on behalf of ITI SP.
Plan Options
  • Select Traveler's Age 
  • Maximum Coverage   
  • Deductible Amount    
  • $37.54 PER MONTH BUY
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DIPLOMAT INTERNATIONAL Diplomat international logo BROCHURE    DETAILS   
Key Features
It offers coverage for individuals traveling outside their home country to any country aside from the United States. Policy maximums of up to $500,000 can be ordered, and coverage is provided from fifteen days to a full year.
This plan is underwritten by Brit Syndicates Limited on behalf of Syndicate 2987 at Lloyd's.
Plan Options
  • Select Traveler's Age 
  • Policy Max
  • Deductible Amount    
  • $133.75 PER MONTH BUY
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DIPLOMAT LONGTERM Diplomat longterm logo BROCHURE    DETAILS   
Plan Details
  • 1. This plan is designed for Non-US citizens while visiting the United States or for those traveling outside their home country.
  • 2. The minimum purchased period under this plan is 3 months up to maximum of 12 months.
  • 3. Renewed up to maximum of 3 years.
  • 4. This plan is underwritten by C&F Cayman SPC for and on behalf of ITI SP
Plan Options
  • Select Traveler's Age 
  • Maximum Coverage   
  • Deductible Amount    
  • $41.25 PER MONTH BUY
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Global Underwriters - Frequently asked questions

01. Does Global Underwriters travel insurance cover Covid19 illness?

Global Underwriters insurance plans. Diplomat America and Diplomat Long Term Insurance are offered by Global Underwriters. Diplomat Long Term Insurance provides coronavirus travel insurance but must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.

02. Do you need passport information for all members of my family?

No, only the passport information for the primary insured is required to buy the policy.

03. What is a Beneficiary?

The Beneficiary is the person named by the policy holder to receive the Accidental Death and Dismemberment Benefit should this benefit become payable. The Beneficiary may be any person chosen by the policy holder.

04. Why do I need to designate a beneficiary?

The Accident Death & Dismemberment (AD&D) benefit on the travel insurance policy goes to the Beneficiary. The applicant should provide the Beneficiary name while buying the policy.

05. When is the latest I can purchase this policy before I leave on my trip?

Travel insurance policies can be bought till the day before your trip departure or desired effective date.

06. Does Diplomat travel insurance coverage include the cost of Covid19 vaccinations?

Covid19 vaccinations strongly recommended and is being made mandatory for travel by certain airlines and even to be issued travel visas by certain countries. However, the Covid19 vaccination is a preventive measure and preventive care is not insured by travel insurance. Diplomat America and Diplomat Longterm travel insurance does not offer coverage for Covid19 vaccination.


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