INF COVID travel insuranceINF COVID travel insurance - Know more
  1. Home
  2. INF
  3. Compare INF Full Pre-existing plans

INF Full Pre-existing Conditions Visitor Insurance

Compare INF Full pre-existing plans INF Premier, Elite Plus, Elite, Premier Plus and Elite 90 plans. These plans are eligible for non-US residents traveling to the US, Canada or Mexico.INF Premier Plus plan will cover full pre-existing conditions coverage up to 69 years, remaining all plans will cover full pre-existing conditions coverage up to 99 years. Minimum enrolment should be 90 days to buy these INF Full pre-existing plans.

INF Full pre-existing plans insurance cost comparison

Email results
Age
Spouse
Start Date
End Date
Destination
Citizenship
GET QUOTE
INF Premier
Plan Maximum
Deductible
  Buy Now
INF Elite Plus
Plan Maximum
Deductible
  Buy Now
INF Elite
Plan Maximum
Deductible
  Buy Now
INF Premier Plus
Plan Maximum
Deductible
  Buy Now
INF Elite 90
Plan Maximum
Deductible
  Buy Now
  Full Pre-Existing Condition
Full Pre-Existing Condition
Under age 70: policy maximum $100K covers pre-existing condition maximum of $20K/$40K with deductible $1K/$5k, policy maximum $150K covers pre-existing condition maximum of $30K/$60K with deductible $1K/$5K and policy maximum $300K covers pre-existing condition maximum of $50K/$100K with deductible $1K/$5K , policy maximum $500K covers pre-existing condition maximum of $150K/$200K with deductible $1K/$5K for age 0 to 69 years and policy maximum $1M covers pre-existing condition maximum of $150K/$200K with deductible $1K/$5K
Age 70 to 99: Policy maximum $100K covers pre-existing condition maximum of $15K/$25K with deductible $1K/$5K.		 Under age 70: Policy maximum $150K - Covers up to $25K maximum with deductible $1,500.
Age 70 to 99: Policy maximum $75K - Covers up to $20K maximum with deductible $1,500.		 Under age 70: covers pre-existing condition coverage up to $25K, $30K, $40K, or $50K subject to deductibles of $1,500, $2K, $2.5K, $5K, or $10K
Age 70 to 99: Policy maximum $75K covers pre-existing condition maximum of $15K/$25K with deductible $1K/$5K.		 Under age 70: Policy maximum $300K covers pre-existing condition maximum of $50K/$100K with deductible $1K/$5K
Age 70 to 99: Policy maximum $100K covers pre-existing condition maximum of $15K/$25K with deductible $1K/$5K.		 Under age 70: covers pre-existing condition coverage up to $25K, $30K, $40K, or $50K subject to deductibles of $1,500, $2K, $2.5K, $5K, or $10K
Age 70 to 99: Policy maximum $75K covers pre-existing condition maximum of $15K/$25K with deductible $1K/$5K.
  Covid19 coverage
Treats Coronavirus as a new sickness & covered by the plan Treats Coronavirus as a new sickness & covered by the plan Treats Coronavirus as a new sickness & covered by the plan Treats Coronavirus as a new sickness & covered by the plan Treats Coronavirus as a new sickness & covered by the plan
  Plan Type
Minimum: 90 days
Maximum: 365 days		 Minimum: 90 days
Maximum: 365 days		 Minimum: 90 days
Maximum: 365 days		 Minimum: 90 days
Maximum: 365 days		 Minimum: 90 days
Maximum: 365 days
  Length of Coverage
Fixed Benefit Plan Comprehensive Plan Comprehensive Plan Fixed Benefit Plan Comprehensive Plan
  Plan maximum
Age 0 to 69: $100k; $150k; $300k,$500k and $1M
Age 70 to 99: $100k		 Age 0 to 69: $150k; $250k; $300k
Age 70 to 99: $75k		 Age 0 to 69: $100k; $150k; $300k,$500k and $1M
Age 70 to 99: $100k		 Age 0 to 69: $300k Age 0 to 69: $100k; $150k; $300k,$500k and $1M
Age 70 to 99: $100k
  Medical Benefits
Hospital room and board
Plan 100k: Charges up to $1,750 a day, to 30 days
Plan 150k: Charges up to $1,900 a day, to 30 days
Plan 300k: Charges up to o $3K a day, to 30 days
Plan 500k: Charges up to $4,500 per day to a maximum of 30 days
Plan 1000k:Charges up to $6K per day to a maximum of 30 days		 Covered Covered Charges up to o $3K a day, to 30 days Covered
Intensive care unit
Plan 100k: Up to an additional $750 per day to a maximum of 8 days
Plan 150k: Up to an additional $850 per day to a maximum of 8 days
Plan 300k: Up to an additional $1150 per day to a maximum of 8 days
Plan 500k: Up to an additional $1300 per day to a maximum of 8 days
Plan 1000k:Up to an additional $2000 per day to a maximum of 8 days		 Covered Covered Plan 300k: Up to an additional $1150 per day to a maximum of 8 days Covered
Surgeon (In-Patient/Out-Patient)
Plan 100k: Up to $1,250
Plan 150k: Up to $1,500
Plan 300k: Up to $2.5K
Plan 500k: Up to $3000
Plan 1000k:Up to $5K		 Covered Covered Up to $2.5K Covered
  Prescription Drug Expenses
Plan 100k: Up to $150
Plan 150k: Up to $200
Plan 300k: Up to $300
Plan 500k: Up to $500
Plan 1000k:Up to $750		 Covered Covered Up to $300 Covered
  CAT/PET/MRI Scan (Out-Patient)
Plan 100k: Up to an additional $650
Plan 150k: Up to an additional $1K
Plan 300k: Up to an additional $1,400
Plan 500k: Up to $1,500
Plan 1000k:Up to $2.5K		 Covered Covered Up to an additional $1,400 Covered
Doctor Non-Surgical Treatment/Examination Expenses
Plan 100k: Up to $100 per visit 1 visit per day, up to a maximum of 30 visits
Plan 150k: Up to $125 per visit 1 visit per day, up to a maximum of 30 visits
Plan 300k: Up to $175 per visit 1 visit per day, up to a maximum of 30 visits
Plan 500k: Up to $225 per visit 1 visit per day, up to a maximum of 30 visits
Plan 1000k:Up to $275 per visit 1 visit per day, up to a maximum of 30 visits		 Covered Covered Up to $175 per visit 1 visit per day, up to a maximum of 30 visits Covered
  Emergency Services
Emergency local ambulance
Plan 100k: Up to $450
Plan 150k: Up to $500
Plan 300k: Up to $1000
Plan 500k: Up to $1,500
Plan 1000k:Up to $2.5K		 Covered Covered Up to $1000 Covered
Hospital emergency room
Plan 100k: Up to $500
Plan 150k: Up to $750
Plan 300k:Up to $2500
Plan 500k: Up to $3,500
Plan 1000k: Up to $5K		 Covered Covered Up to $2500 Covered
  Dental
Dental Treatment due to Alleviate pain
Up to $500 Covered Covered Up to $500 Covered
  Life
Common carrier accidental death & dismemberment
$25K principal sum, Not subject to deductible $25K principal sum, Not subject to deductible $25K principal sum, Not subject to deductible $25K principal sum, Not subject to deductible $25K principal sum, Not subject to deductible
  Evacuation
Emergency medical evacuation
Plan 100k: Up to $20K
Plan 150k: Up to $25K
Plan 300k:Up to $45K
Plan 500k: Up to $65K
Plan 1000k: Up to $85K		 Up to $50K Up to $25K Up to $45K Up to $25K
Repatriation of Remains
Plan 100k: Up to $15K
Plan 150k: Up to $20K
Plan 300k:Up to $30K
Plan 500k: Up to $30K
Plan 1000k: Up to $30K		 Up to $50K Up to $20K $30K Up to $25K
  Underwriter
Premier Plan Insurance Underwriter
Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies.		 Elite Plus Insurance Underwriter
Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies		 Elite Insurance Underwriter
Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies. 		Premier Plus Insurance Underwriter
Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies. 		Elite 90 Insurance Underwriter
Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies.
  Rating
Premier Plan Insurance Rating
AM Best Rating: A++		 Elite Plus Insurance Rating
AM Best Rating: A++		 Elite Insurance Rating
AM Best Rating: A++		 Premier Plus Insurance Rating
AM Best Rating: A++		 Elite 90 Insurance Rating
AM Best Rating: A++
  Brochure & Details links

INF best health insurance for visitors to USA with pre-existing conditions

Please explain the difference between full coverage for pre-existing conditions and coverage for pre-existing conditions by INF US visitor insurance.

Most of the US visitors insurance plans provide coverage for "Pre-Existing Conditions". This basically provides coverage in the event of an existing medical ailment becoming life threatening and needing emergency medical care. This coverage will usually have exclusions for coverage of gradual or slow worsening of the existing ailment.

INF is one of the few companies which offers USA travel insurance plans for visitors to the US with full coverage for pre-existing ailments. INF offers best travel insurance for pre existing medical conditions with full Pre-Existing conditions coverage. This means INF visitors insurance with pre-existing conditions coverage insures any in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions. The INF plans treat the pre-existing conditions like any new sicknesses. Prescription Medications are also covered when prescribed for a recent medical incident caused by a pre-existing condition. However, maintenance medications like Lipitor are not covered under this plan. This also means INF will not have exclusions that are typical in 'pre-existing conditions'. Some of the common pre-existing condition exclusions are:

  • A limit on the coverage for certain adverse medical events like a myocardial infraction, heart attack or other Cardiac events.
  • A limit on the number of occurrences within the insured period.
  • Explicit exclusions for certain ailments like Urinary Tract infections, Kidney infections or Bladder infections.
This also explains why 'Full pre-existing conditions coverage' is more expensive than coverage only for 'pre-existing conditions'. However, please note the INF does not support medical tourism, where patients buy this insurance simply to get medical treatment for an existing ailment.

Why are INF Full travel insurance pre existing conditions plans more expensive than other travel insurance covering pre existing conditions?

The Full pre-existing conditions coverage plans treat any issue related to a pre-existing condition like a New Accident and Sickness, subject to the policy maximum and deductible limits. This explains why 'Full pre-existing conditions visitor insurance coverage' plans are more expensive than coverage only for 'pre-existing conditions'.

Does INF travel insurance really offer coverage for all preexisting conditions?

In short the answer is Yes. INF insurance will cover any pre-existing conditions ranging from blood pressure, diabetes, to kidney complications and arthritis. All of these issues are all covered by the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90, Hop Travel Assist, Hop Mindoro Assist, Hop WorldHopper and Hop Trip Assist Plus best travel insurance for pre existing conditions

Compare the best travel insurance for full pre-existing conditions plans Compare INF Full pre-existing conditions.

Note: **INF Premier, Elite, Elite Plus , Premier Plus and Elite 90 plans have a minimum purchase should be 90 days.
Travel Insurance
Top medical insurance claims for older travelers visiting usa
Click here

Travel Insurance tips for travelers with Pre-Existing Conditions

Here are some travel insurance tips for travelers with pre-existing conditions:

  1. Choose a travel health insurance plan that covers pre-existing conditions.
  2. Read the policy carefully to understand what is covered and what is not.
  3. Be aware of any waiting periods for coverage of pre-existing conditions.
  4. Consider buying a visitors insurance policy with higher coverage limits.
  5. Carry a copy of your medical records and list of medications with you when traveling.
  6. Ensure that you carry your medical prescription and medicines during your trip.
  7. Know how to access medical care in your destination.
  8. Contact your visitors insurance provider immediately in case of any medical emergency.
  9. Disclose all pre-existing conditions when buying visitors health insurance.
  10. Follow all necessary procedures to file a claim for reimbursement of medical expenses.

What are the INF travel insurance for pre-existing conditions options?

There are several US travel insurance plans available for international travel, however most of these travel insurance plans exclude pre-existing conditions. This means that a travel insurance plan will not cover the costs of treating a pre-existing medical condition. The insurance company can therefore deny a claim if the ailment was pre-existing when the travel insurance was purchased.

INF is the only US insurance provider who is offering visitors travel insurance coverage for pre-existing conditions without limiting it to acute onset of a pre-existing condition. The INF Elite insurance plans cover pre-existing conditions up to a clearly defined pre-existing conditions limit which is different from the policy maximum. It is very important to compare the different travel insurance for pre-existing conditions coverage for the price and coverage details before buying the US travel insurance.

Why is travel health insurance for pre-existing conditions coverage important?

There are many international travelers who have medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Many of the regular travel insurance plans exclude any coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing. At American Visitor Insurance, we offer plans which do offer coverage for acute onset of a pre-existing condition, as well as full coverage for pre-existing conditions up to a clearly defined limit in the policy document. All of these details can be better understood by using our facility for comparing visitors insurance for pre-existing conditions.

How does travel insurance for pre-existing conditions work?

The travel health insurance plans which cover pre-existing conditions have clear definitions of what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions, and if it provides full coverage for pre-existing conditions the coverage limit within the policy for pre-existing conditons. Any travel health insurance coverage for pre-existing conditions will depend on all these factors.

What are the factors to consider while purchasing visitors health insurance for pre existing conditions?

The following are the important factors to consider while purchasing travel insurance for pre-existing conditions

  1. The definition of pre-existing conditions and the look back period under the policy.
  2. The eligibility age limit for pre-existing conditions coverage.
  3. Whether pre-existing condition coverage is limited to acute onset of pre-existing conditions.
  4. The coverage limit for pre-existing conditions which is different from the policy medical maximum.
  5. The deductible and out of pocket expenses for pre-existing conditions coverage.

Pre-existing conditions coverage - FAQ's

01. How do I know if my pre-existing condition is covered by travel insurance?

Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance that can cover pre-existing conditions and even plans that are travel medical only without cancellation often are more generous in their coverage of pre-existing conditions. These plans may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There are only two policies we know of that offer coverage for pre-existing medical conditions. They are INF Premier and INF Elite plans.

Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.

INF Elite (also INF Elite 90) are comprehensive plans offering fairly complete coverage. INF Premier is a fixed plan. Find details on these plans here.

The above plans must be purchased for at least 90 days and can be quite pricey for seniors, but they offer the only real coverage for chronic conditions.

The other option, of course, is to take a plans with little ($1000) or no coverage for pre-existing conditions and take a risk that that condition will not flare up during the trip.

02. What does full coverage for Pre-Existing Conditions mean?

INF plans boast they offer "full" coverage for pre-existing conditions. This can be a little misleading. Firstly, any regular treatment or medication that is required by the condition is never covered. The main advantage to the INF Elite and INF Premier is that they cover sudden illness/injury regardless of whether it is pre-existing or not. The only difference is that a pre-existing condition will be covered with a higher deductible at at a lower maximum than any other "new" illness or injury. However, coverage is not limited to an emergency or life-threatening situation.

03. What does "acute onset of pre-existing conditions" mean?

The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms). A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset.

The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.

04. What is the difference between Full Pre-Existing & Acute Onset Insurance?

Acute onset of a pre-existing condition can be defined as the sudden & unexpected occurrence of a pre-existing condition which requires in-patient, emergency hospitalization within 24 hours of exhibiting first symptoms. The main difference between acute onset & full pre-existing is that with Full Pre-Existing coverage, is that one is covered for all pre-existing conditions and associated medical costs and this includes follow up visits, hospitalizations and doctor’s visits, etc. The acute onset coverage will only cover the in-patient hospitalization expense.

05. What are the limits of Full Pre-Existing plans under INF travel insurance?

Full Pre-existing means we will cover any issue regarding a pre-existing condition, however, if one is traveling to the United States solely for medical treatment, that will not be covered. INF plans do not cover any medical tourism related claims. Pre-existing conditions under the INF plans are covered with a higher deductible and a lower maximum than other illnesses or injuries. These are chosen or specified when you purchase you plan.

06. Do INF travel insurance plans really cover all pre-existing conditions?

Yes, the INF policies will cover any pre-existing issue that the traveler may have during their stay in the United States. This includes blood pressure, diabetes, kidney related issues and arthritis, all of which are covered by the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90, Hop Travel Assist, Hop Mindoro Assist, Hop WorldHopper, Hop Trip Assist Plus Plans.

07. Why are Full Pre-Existing plans more expensive than other visitors insurance plans?

The insurance company takes on an enormous risk by insuring individuals and including coverage for pre-existing conditions without any prior medical examination. Under the INF plans, you are paying more, but you are getting the full value for the money you pay given the very high cost of US healthcare. With the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90, Hop Travel Assist, Hop Mindoro Assist, Hop WorldHopper, Hop Trip Assist Plus Plans, even though it is expensive, you can have the comfort of knowing that you are covered for any emergency or contingency. This peace of mind given the expensive US healthcare expense is what makes INF plans worth it despite being expensive.

08. What services are covered under visitors insurance full pre-existing coverage?

The list of covered services under Visitors insurance full pre-existing conditions coverage can be found on the American Visitor Insurance website of the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90, Hop Travel Assist, Hop Mindoro Assist, Hop WorldHopper, Hop Trip Assist Plus Plan pages. INF plans are open to green card holders

Travel insurance
Compare Best INF Elite Travel Insurance for USA
Click here

Visitors Insurance for travelers - Forum

group

INF travel medical insurance for people already in the US

Hi,
My mother is already in the US. I am looking to buy an insurance for her. I was wondering if I can purchase the INF plans?
Thank you,
Mohammad

Dear Mohammad,

Thank you for contacting us at American Visitor Insurance for your visitor medical insurance needs!.

If the person is already in the US, then they cannot purchase the HOP plans offered by INF. They can purchase any of the other INF plans, but there will be a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.

The member also needs to submit their I-94 form.

Please let us know if you have any more questions.

Sincerely,
www.americanvisitorinsurance.com
Customer care
(877) 340 7910
AVI customer service

NEED HELP?
Contact our customer service team
We are here to help you!

 (877)-340-7910

Click to send an email

INF Premium Cost, INF Premier insurance cost vs INF Elite insurance cost - FAQ's

01. Can a Green Card holder buy INF plans?

Yes, Green Card holders are eligible to enroll in the INF Plans as long as they maintain a residence outside the US.

02. Can I purchase INF travel insurance plans if I am already abroad?

Yes, people who are already in the US, can buy the INF plans, but they must get prior permission to apply for INF plans. To do this, they must submit the following forms:

  • Latest I -94
  • Health attestation form
  • Any prior health insurance information (if applicable)

The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/ and you should complete this “health attestation form”.

Note : Hop Travel Assist plans are not available if visitors are already in abroad

03. Can I purchase INF travel medical insurance if I already have pre-existing conditions?

Yes, you can purchase INF travel medical insurance even if you have pre-existing conditions. INF offers INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90, Hop Travel Assist, Hop Mindoro Assist, Hop WorldHopper and Hop Trip Assist Plus plans that provide coverage for pre-existing conditions. However, coverage for pre-existing conditions may have some limitations and exclusions depending on the plan and your specific condition. It is important to carefully review the policy details and ensure that the coverage meets your specific needs.

04. What is INF travel medical insurance for pre-existing conditions?

INF travel medical insurance for pre-existing conditions is a type of travel insurance that provides coverage for individuals who have pre-existing medical conditions.

The INF insurance plans are designed to provide coverage for medical emergencies and unexpected medical events that may occur while traveling. The plans include benefits such as hospitalization, doctor visits, prescription medication, emergency medical evacuation, and more.

INF offers several insurance plans for travelers with pre-existing conditions, including the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90, Hop Travel Assist, Hop Mindoro Assist, Hop WorldHopper and Hop Trip Assist Plus. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.

05. What is the INF insurance cost for visitors to the United States?

The cost of the INF visitors insurance will vary depending on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF insurance offers.

06. What are the different types of INF insurance for visitors to the USA?

The INF Elite Travel Insurance plan is INF’s comprehensive insurance for visitors traveling to the United States. There are 3 types of INF insurance Elite plans and the price of these plans varies depending on the coverage they provide. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan.

07. What is the difference between the three INF Elite insurance plans?

The INF Elite plan is a comprehensive travel medical insurance plan that offers coverage for emergency medical and dental expenses, medical evacuation, trip interruption, and other benefits for visitors to the USA. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan are all part of the Elite Network of plans offered by INF.

The INF Elite 90 plan is designed for travellers who need coverage of eligible medical expenses up to 90%.
The INF Elite Plus plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.
INF Elite Plus also provides Preventive & maintenance care benefits, which can be used for a number of different covered medical services and offers coverage for TDAP, Flu, etc Vaccines.

08. How do I apply for INF insurance?

You can apply for INF insurance online through American Visitor Insurance. You can also call them at +1 (877) 340 7910 to get more information on how to apply for INF insurance from licensed insurance agents.

09. What is the maximum length of coverage in INF insurance?

The maximum length of coverage for INF insurance is 364 days.

10. For which countries can I buy INF travel insurance?

INF insurance is available for international visitors to the United States, Canada or Mexico.

11. What are the requirements for applying for INF insurance?

The main requirements for applying for INF insurance is the travelers passport details and the travel dates. You can apply for INF insurance online on American Visitor Insurance or call +1 (877) 340 7910 to get help in applying for INF insurance.

12. What is the eligibility to buy INF insurance?

To purchase INF insurance coverage, you must not be a citizen or permanent resident of the host country you are traveling to, ie the US, Mexico, or Canada. The coverage is available for non-U.S. residents and non-U.S. citizens traveling to the United States, Mexico or Canada between the ages of 14 days and 79 years. US green card holders can buy INF insurance if they have a residence outside the USA. The coverage duration is available from 5 days up to 364 days.

13. What is the minimum requirement to buy INF Elite and Premier plans?

There is a minimum purchase of 90 days required to buy these INF Elite plans.

14. What is the advantage of having the United Healthcare PPO in visitors insurance offered by INF?

The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).

For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.

What is the difference between INF Premier and INF Elite plans?

The INF Premier insurance plan is designed for travelers who need coverage for pre-existing medical conditions, while the INF Elite insurance plan is a comprehensive travel medical insurance plan that offers coverage for emergency medical and dental expenses, medical evacuation, trip interruption, and other benefits.

Can I purchase the INF Premier or Elite plan if I am already abroad?

Yes, people who are already in the US, can buy the INF plans, but they must get prior permission to apply for INF plans. To do this, they must submit the following forms:

  • Latest I -94
  • Health attestation form
  • Any prior health insurance information (if applicable)

The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/I94/#/home and you should complete this “health attestation form”.

Can I cancel the INF Premier or Elite plan and get a refund?

Yes, you can cancel your INF plan within the first 10 days of purchase and receive a full refund, provided that you have not already filed a claim.

Can I renew my INF Premier or Elite plan if I decide to extend my trip?

Yes, you can extend your INF plan coverage by renewing your policy before it expires. However, coverage for pre-existing conditions will be subject to a new waiting period.

What is INF HOP Travel Assist insurance for visitors?

INF Hop! Travel Assist is an innovative insurance protection offered to travelers while visiting a new country. Hop! provide medical assistance for travelers to ensure peace of mind while outside your home country. Hop! Also has benefits for cruise, trip cancellation and pre-existing conditions.

One of the unique features of Hop! Travel Assist is the guaranteed cashless claims process. This means that if a member uses Hop! assistance services,they don't have to worry about paying out of pocket for medical expenses. Instead, Hop! takes care of everything for them, making it incredibly easy and stress-free to use the program.

Please do note that Hop! requires members to contact Hop Assist within certain times to access benefits. Non-Life-Threatening Medical Assistance requires notification within 7 days of first symptom and Life-threatening Medical Assistance need to be reported within 48 hours of first symptom. Travel Assistance requires notification within 24 hours of the incident.

What are the different types of INF Hop! Insurance for visitors to the USA?

There are 6 types of plans in Hop! Travel Assist insurance. There are Five comprehensive plans Hop Classico, Hop Ultra, Hop Ultra Plus, Hop VIP and Hop VIP plus.
There is also one fixed plan HOP Mindoro travel Assist. There is a minimum purchase of 30 days required to buy these INF HOP plans.

Hop! Travel Assist will cover pre-existing conditions?

Yes. Hop! plans offers medical Assistance for Pre-Existing Conditions.

What are the advantages of buying Hop! Travel Assist?

Hop! Travel Assist is a travel assistance membership program for international trips, offering 100% payment with no deductible. Hop plans offers Travel, Medical and Security Assistance for travelers traveling worldwide outside their home country. Hop! Travel Assist is the guaranteed cashless claims process. Hop! has benefits for cruise, trip cancellation and pre-existing conditions.

Do the INF Hop! Travel Assist cover trip cancellations or interruptions?

Yes. Hop! Travel Assist offers coverage for trip cancellations or interruptions for travelers visiting worldwide outside their home country.

What are the benefits of Hop! Trip Assist Plus and Hop! WorldHopper plans?

Hop! Trip Assist Plus and Hop! WorldHopper offers various benefits for travelers, such as:

  • COVID-19 coverage: Hop! covers COVID-19 related expenses up to the medical assistance level of the plan.
  • Pre-existing conditions coverage: Hop! covers pre-existing conditions up to the pre-existing assistance level of the plan, as long as they are stable and controlled before the trip.
  • Cruise coverage: Hop! covers cruise passengers up to the medical assistance level of the plan, without any additional fees or exclusions.
  • Trip cancellation coverage: Hop! covers trip cancellation expenses up to $500 per person or $1K per family. Hop! covers trip cancellation expenses up to $2K per family,
  • Other benefits: Hop! also covers emergency dental treatment, emergency cash advance, lost or stolen passport assistance, lost luggage assistance, and more

What are the different types of INF Hop! Travel Assist for visitors to the USA?

There are 6 types of plans in Hop! Travel Assist. We have 5 comprehensive plans Hop Classico, Hop Ultra, Hop Ultra Plus, Hop VIP and Hop VIP plus. There is also one fixed plan HOP TripAssist Plus travel Assist. There is a minimum purchase of 30 days required to buy these INF HOP plans.

Compare Travel health insurance USA , Visitor Insurance USA

Visitors insurance USA
Compare INF travel insurance Online

There are several travel health insurance plans available for the visitors traveling outside their home country....Click here to read more »

Compare INF travel insurance Online

International travelers should look for reliable travel insurance plans that provide adequate coverage while they are outside their home country.....Click here to read more »

Review INF travel insurance Online

The best insurance plan for your needs International travelers, students, all US visa’s and Schengen visa.....Click here to read more »

INF Resourceful travel insurance links

Claims

Renewal

Cancellation

FAQs

PPO Network

Covid19