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Atlas America Insurance vs Patriot America Plus Insurance

Compare travel insurance benefits offered by Atlas America insurance and Patriot America Plus Insurance plans. These two US travel insurance plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

How much does visitor health insurance USA cost?

Compare Atlas america insurance vs patriot america plus cost

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Compare Travel Plans Patriot Travel versus Atlas Travel	Atlas America Plan Maximum Deductible COVID19 : Covered Buy Now	Patriot America Plus Plan Maximum Deductible Covid19/Pre-existing Yes No Covers covid19 illness Buy Now
Insurance Providers
Covid19 Coverage	Covered	Not Covered Not Covered
Coinsurance	Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.	In-network: The plan pays 100% Out-of-network: IMG pays 80% up to $5k, then 100%.
Length of Coverage	Minimum : 5 days Maximum : 364 days	5 days up to 12 months - renewable up to 24 months
Medical Benefits
Hospital room and board	Average semi-private room rate, including nursing services.	Average semi-private room rate, including nursing services
Intensive care unit	Up to the overall maximum limit	Up to the overall maximum limit
Hospital indemnity	$100 per day of inpatient hospitalization (not subject to deductible or coinsurance).	$250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible
Urgent Care Clinic	Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible) Claims incurred outside the U.S. - No co-payment.	$30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay
Emergency Services
Emergency local ambulance	Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.	Covered
Hospital emergency room	Outside the U.S: No co-payment. Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)	Outside the U.S: Up to the maximum limit Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
Dental
Emergency dental treatment	Up to $300 (not subject to deductible or coinsurance).	$300 maximum limit due to accident or unexpected pain to sound natural teeth
Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions	Under 80 years of age,covers up to overall maximum limit. covers up to $25k lifetime maximum (excludes chronic and congenital conditions)	Patriot America Lite: Not Covered Under 70 years of age,with varying limits by age up to $1M. $25k maximum limit for medical evacuation.
Life
AD&D	Members under age 18: Up to $5k lifetime maximum. Members age 18-69: Up to $25k lifetime maximum. Members age 70-74: Up to $12.5k lifetime maximum. Members age 75 and older: Up to $6,250 lifetime maximum. $250k maximum benefit any one family or group. Accidental death & dismemberment buy up: $25k	$50k principal sum.
Common carrier AD&D	Up to $50k for ages 18 through 69 Up to $10k under age 18 Up to $25k for ages 70 through 74 Up to $12.5k for ages 75 and older Maximum of $250k for any one family or group.	$25k per insured child, $100k per insured adult, $250k maximum limit per family. Not subject to deductible
Evacuation
Emergency medical evacuation	Up to $100k, maximum of 15 days (not subject to deductible or coinsurance)	Up to the Maximum Limit
Emergency reunion	Up to $100k, maximum of 15 days (not subject to deductible or coinsurance)	$100k maximum limit. Not subject to deductible
Return of mortal remains or cremation/burial	Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit.	Up to the maximum limit for return of mortal remains or ashes to country of residence, or $5k maximum limit for cremation or local burial at the place of death. Not subject to deductible
Return of minor children	Up to $50k (not subject to deductible or coinsurance).	$100k maximum limit. Not subject to deductible
Political evacuation and repatriation	Up to $100k lifetime maximum (not subject to deductible or coinsurance).	$100k maximum limit. Not subject to deductible
Natural disaster evacuation	Up to $250 a day for 5 days (not subject to deductible or coinsurance).	$25k maximum limit. Not subject to deductible (Must be approved in advance by the company)
Trip interruption	Up to $10k (not subject to deductible or coinsurance).	$10k maximum limit. Not subject to deductible
Terrorism	Up to $50k lifetime maximum for eligible medical expenses only.	$50k maximum limit. Not subject to deductible
Renewability	Yes : Up to 364 days	Yes : Up to 2 years if initial purchase is 1 month
Unique Advantages	Atlas Travel Insurance Advantages: Atlas America Insurance is designed for travelers on H1B/H4 visa holders or students on OPT status. Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.	Patriot Travel Insurance Advantages: Optional coverage for adventure sports with purchase of the rider. It is a comprehensive benefit plan. Optional coverage for Enhanced AD&D rider. Plan can be renewed up to two years, if plan is purchased for a minimum of 1 month.
Travel Insurance
US Network of hospitals and doctors	» US PPO Network	» US PPO Network
International Network of hospitals and doctors	» International PPO Network	» International PPO Network
Underwriter	Atlas Travel Insurance Underwriter Lloyd's	Patriot Travel Insurance Underwriter Underwritten by Sirius International Insurance Corporation
Rating	Atlas Travel Insurance Rating AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-	Patriot Travel Insurance Rating AM Best Rating: "A" (Excellent)
Brochure and Details	» Atlas America Insurance Brochure » Atlas America Insurance Details » Atlas America Insurance Reviews	» Patriot America Plus Insurance Brochure » Patriot America Plus Insurance Details » Patriot America Plus Insurance Reviews

Compare Atlas America and Patriot America Plus covid19 Insurance

Visiting USA can be a great experience but an unfortunate event like sudden sickness or accident may arise. The health care cost for tourists to US is exceptionally high and the situation can be traumatic if the visitor doesn’t have US visitor medical insurance. There are many visitors insurance available online and it is a challenge to select the best travel health insurance for USA. The visitors to the US should compare different travel insurance plans, in particular US travel health insurance plans like Atlas America insurance and Patriot America Plus insurance as they offer excellent comprehensive coverage both for small ailments as well as more serious injuries and sickness.Here the visitor can compare US visitor insurance cost of Atlas America insurance and Patriot America Plus insurance plans by reviewing their unique Visitors medical insurance benefits.

These visitors insurance plans are quite popular among international tourists to USA and are from top rated insurance providers with AM Best Rating: A++ (Superior) rating. These travel insurance plans for USA are ideal for Older travelers and parents as they have good coverage for acute onset of pre-existing conditions.

Atlas America insurance is administered by WorldTrips. It has been offering health insurance products to customers in 130 countries. Patriot America Lite and Patriot America Plus Insurance is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years.

Factors for comparing Atlas America and Patriot America Plus reviews

Following are some of the travel insurance aspects that an international tourists need to focus on while comparing among Atlas America travel insurance vs Patriot America Plus travel insurance:

Compare medical maximum coverage:

This the maximum coverage expense that the plan would offer for the medical expenses. Atlas America offers maximum coverage up to 2 million, while Patriot America Plus offers maximum coverage up to 1 million. The coverage may vary for older travelers with reduced plan maximum.

Compare deductible options:

This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. All of these plans offer a set of deductible options for the travelers to choose from. Atlas America insurance has deductible options from $0 up to $5k. While Patriot America Plus insurance have a range of deductible option from $0 up to $250

Compare provider network:

This is that network of health care providers associated with the insurance plan. Insurance companies work with different provider networks and agree on costing for different medical treatments in order to control the overall costs of health care expenses . An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

Compare coinsurance options:

This is a percentage of the bill that the travel has to pay. Atlas America plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.While Patriot America Plus Insurance has certain restrictions for coverage out of the provider network which is the plan pays 80% up to $5k, then 100% and it pays 100% within provider network.

Contrast the renewability options:

Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Atlas America insurance can be renewed for 364 days, While Patriot America Plus Insurance can be renewed up to 2 years

Compare eligibility options:

All these US visitor insurance plans offer comprehensive medical coverage to Non US citizens visiting US for a short period. Atlas America insurance is quite popular among h1b/ h4 visa holders and students on opt status as it has not limitation on buying insurance if they are already in the US for quite some time. Patriot America Plus Insurance US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past 6 months and must have a current health plan in force.

Acute onset of Pre-existing conditions coverage:

Atlas America insurance offers coverage for acute onset of pre-existing conditions up to the age of 79 years while Patriot America Plus Insurance offers coverage up to the age of 70 years for acute onset of pre-existing conditions.

Average cost of the plans:

Patriot America Plus Insurance and Atlas America Insurance

FEATURES
Eligible Plan for USA Coverage?
Parents Eligible to be insured
Acute on set of Pre-existing Cover?
Renewable and Cancellable?
Deductible Choice?
A.M. Best Rating
Covid coverage
Underwriter
Provider
Buy now

Patriot America Plus
Yes
Yes
Yes, covers up to 70 years
Yes
$0 to $5k
"A" Excellent
Yes
Sirius
IMG
Buy Now

Atlas America
Yes
Yes
Yes, covers up to 80 years
Yes
$0 to $250
"A" Excellent
Yes
Lloyds, London.
WorldTrips
Buy Now

Atlas America Insurance - Key Highlights

This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
This plan is available to both Non-US citizens and US citizens traveling outside their home country.
The deductible options for this plan are $0, $100, $250, $500, $1k, $2.5k and $5k per Certificate period.
The policy maximum options available with this plan are $50k, $100k,250k, $500k, $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50k and $100k and for people above 80 the only option is $10k.
You will be eligible for coverage of acute onset of pre-existing conditions if you are younger than 80 and all the conditions mentioned in the brochure are met. This includes a $25k lifetime maximum for emergency medical evacuation.
Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
Trip Interruption coverage available for upto $10k not subject to deductible
Travel Delay coverage is available for upto $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
Lost checked luggage up to $1k - not subject to deductible.
Political Evacuation available up to $100k lifetime maximum not subject to deductible.
Bedside visit up to $1.5k not subject to deductible.
Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10k per member, from age 18 to 69 - $50,000 per member, age 70 to 74 - $25k and for age 75+ $12.5k.
Emergency Medical Evacuation is covered for $1M lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

Atlas International Insurance - Key Highlights

This plan is a comprehensive international plan that is available for Non US citizens and US citizens traveling outside their home country.
The deductible options for this plan are $0, $100, $250, $500, $1k , $2.5k and $5k per Certificate period
The policy maximum options available with this plan are $50k, $100k ,$250k ,$500k , $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50k and $100k and for people above 80 the only option is $10k.
No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
Trip Interruption coverage available for up to $10k not subject to deductible.
Travel Delay coverage is available for up to $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
Lost checked luggage up to $1k - not subject to deductible.
Political Evacuation available up to $100k lifetime maximum not subject to deductible.
Bedside visit up to $1.5k not subject to deductible.
Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10k per member, from age 18 to 69 - $50k per member, age 70 to 74 - $25k and for age 75+ $12.5k.
Emergency Medical Evacuation is covered for $1M lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

Patriot America Lite travel Insurance - Key Highlights

Plan is available for both US citizens and Non US citizens living abroad visiting the US.
This is a comprehensive visitor insurance plan for visitors coming to the US and is available for B1 Visa holders for their business trips to the US.
Patriot America Lite offers coverage for adventure sports and other sports activities.
Plan co insurance factor: This plan pays 100% after the deductible for a claim expense, when the treatment is received within the PPO and for treatment received outside the PPO, the plan pays 80% of eligible expenses up to $5000 and then 100% up to the maximum limit.

Patriot America Plus travel Insurance - Key Highlights

This is comprehensive travel insurance by IMG and is similar to the Patriot America with the difference in the benefit that covers acute onset of pre-existing conditions up to the age of 70
The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used (when the $0 deductible is selected.)
US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while.
Plan is renewable for up to 2 years.
Plan is suitable for Green Card holders as long as they reside outside the US.

Patriot International Lite travel Insurance - Key Highlights

Patriot International Lite plan is a Comprehensive plan.
The US and its territories is excluded as a destination.
Travel insurance plan can be renewed for up to 2 years.
The policy maximum options available are $50k, $100k, $500k, and $1M.
The deductible options available are $0, $100, $250, $500, $1k, and $2.5k.
The IMG travel insurance plan maximum lifetime is 5 days to 12 months.
Emergency Medical Evacuation available for up to $1M.
Coinsurance is available 100% up to the maximum limit.
Acute onset of pre-existing condition coverage is available within the age of 70.
Covid19 coverage is available.
Incidental emergency coverage within the US is available for up to 2 weeks.
This Patriot International Lite plan is available for both US and Non-US citizens traveling outside the US.

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Atlas Travel Insurance vs Patriot Travel Insurance - FAQs

Atlas America Insurance - FAQ's
Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

Is there coverage for Covid-19 illness in WorldTrips travel insurance?

WorldTrips covid insurance is provided with the Atlas travel insurance plan to include coverage for Covid19 illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

Is WorldTrips insurance a legit company?

WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.

Can I buy travel insurance from WorldTrips?

WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

What cover does Worldtrip offer in their WorldTrips Covid travel insurance? Does it have Quarantine coverage for US travelers?

WorldTrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority. Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.

Why should I buy travel insurance from WorldTrips insurance?

World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

Can visitors to USA buy Atlas America insurance who are already in USA for quite some time?

Yes, Atlas America insurance is a good option for visitors to US who have been here for some time and do not have a current insurance coverage. It is also an excellent plan for international students who are on the OPT status, H1B visa holders and for Spouses of H1B visa holders on the H4 visa status.

Does Atlas America insurance offer coverage for sports?

Atlas America covers eligible injuries and illness incurred while taking part in many popular vacation sports - skiing, snowboarding, snorkelling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.

Does Atlas America offer coverage for maternity?

Well, Atlas America offers coverage for complications of pregnancy during the first 26 weeks of gestation.

Can I extend my medical coverage from Atlas America insurance if I want to extend my duration of stay in USA?

Yes, US Visitors who had initially bought for less than 364 days can renew Atlas America insurance online up to 364 days.

Does Atlas America insurance cover pre-existing conditions?

Atlas America is a best travel insurance pre existing conditions Insurance that offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100,000, whichever is lower.

How to use Atlas America visitor medical insurance in case of emergency in the United states?

Visitors can review this article on how to use Atlas America visitor medical insurance in case of emergency in the United States.

Does the Atlas America plan cover 100% outside PPO. Does it cover outside the United States and pay100% inside and outside PPO?

The Atlas America plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.

What are the US state and country restrictions to buy Atlas America Visitors Insurance plan?

The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

What is Atlas International Insurance

Atlas International is a visitor travel medical insurance plan for coverage outside the USA. It is one of the few visitor insurance plans that waives co-insurance within the PPO network. Atlas International insurance schengen visa review is an ideal travel medical insurance for visiting Schengen countries and satisfies Schengen visa requirements.It also provides acute onset of pre-existing conditions coverage up to the age of 79 years in the event of life threatening conditions.

Does Atlas International offers coverage for pre-existing conditions?

Yes.It provides acute onset of pre-existing conditions coverage up to the age of 79 years in the event of life threatening conditions.

How does Atlas America insurance offer coverage for medical expenses?

Atlas America insurance offers comprehensive coverage for visitors to USA. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “First Health care network or United health care.”. When Traveling Outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Atlas America insurance pays 100% up to maximum limit. For detailed working example of how it works, you can review Atlas America insurance working example.
Does Atlas America insurance satisfy US visa requirements?
As a visitor to the United States, you will need to have a visa issued in your passport to be allowed in to country. You can find out whether or not you need a US visa by reviewing the visa waiver program list of countries by the US government. The type of visa that you need will be based on the reason of your travel to the US. Atlas America insurance offered by WorldTrips works ideally for visitors to the US applying for any of these visas.
Some of the common US visas are:

Visitor visa or Tourist Visa

Student visa (F1 visa)

J visa (exchange scholar visa)

H1B work visa

Fiancee visa
Patriot America Plus Insurance - FAQ's

What is acute onset of pre-existing condition?

Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Does Patriot America Plus insurance cover Covid ? Does Patriot America Plus insurance cover Coronavirus?

Patriot America Plus covid insurance coverage is available for plans purchased after September 1st, 2020. Patriot America plus insurance Coronavirus coverage includes eligible medical expenses resulting from COVID-19 up to the medical maximum.

Can I buy Patriot America Plus insurance after my arrival in the US?

Yes, the Patriot America Plus insurance can be bought after arrival in the United States. It must be bought within 30 days for travelers above 65 years. The Patriot America plus can be purchased by travelers below the age of 65 years up to 6 months after arriving in the US.

Does Patriot America Plus Insurance cover pre-existing conditions?

Yes Patriot America Plus insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.

How does Patriot America Plus insurance offer coverage for medical expenses?

Patriot America Plus insurance works well for US visitors by offering comprehensive coverage for medical expenses only inside the US. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO or First Health PPO”, then after the deductible amount, Patriot America Plus insurance pays 100% of the eligible expenses. If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Patriot America Plus insurance would pay 80% of eligible expenses up to $5,000, then 100% up to the maximum limit.
For detailed working example of how it works, you can review Patriot America Plus insurance working example.

Can US citizens buy Patriot America Plus insurance??

Patriot America Plus Insurance is available for US citizens residing outside USA and visiting USA for short term. Patriot America Plus insurance for US citizens require them to have resided outside US continuously for the past 6 months and must have a current health plan in force.

How can one use Patriot America Plus visitor medical insurance in case of emergency in USA?

Travelers can review this article on how to use Patriot America Plus visitor medical insurance in case of emergency in USA.

What are the benefits of Patriot America Lite insurance?

Patriot America Lite is a travel medical insurance plan offered by International Medical Group (IMG) that addresses the insurance needs of non-U.S. residents who need temporary medical insurance while traveling for business or pleasure to the United States.

Patriot America insurance provides coverage for medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more. The plan offers a complete package of international benefits available 24 hours a day to individuals, families, and groups of five or more travelers.

How much does Patriot America Lite cost?

The cost of Patriot America Lite insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler.

What are the benefits of Patriot International Lite insurance?

Patriot International Lite Health Insurance provides coverage for travelers outside their residence country whose destination excludes the US and its territories.

Patriot International Lite insurance provides coverage for Acute on set of pre-existing conditions ,medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more. The plan can be renewable up to 2 years.

How much does Patriot International Lite cost?

The cost of Patriot International Lite insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible.The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler.

I have changed my travel plans and wish to extend my trip. Is it possible to renew Patriot America Plus insurance?

Yes Patriot America Plus Insurance is available for 364 days and can be renewed up to a maximum of 2 years. Travelers who wish to get extended coverage can renew Patriot America Plus insurance online.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on coverage on some of their trip cancellation insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Compare Travel health insurance USA

Review WorldTrips Atlas America Online

Compare WorldTrips travel insurance of Atlas America for specific benefit limits for different covered medical expenses... Click here to read more »

IMG Patriot America Plus travel insurance

We also offer IMG Patriot America Plus international travel insurance plans and can compare and buy online...Click here to read more »

Atlas America Insurance forum

Forum about Atlas Travel Insurance Policy Discussions, Atlas Travel Insurance for H4 visa holders... Click here to read more »

Compare travel medical insurance

Comparison of Travel Medical insurance and buy the best US travel insurance...

Covid19 Travel insurance

International travel insurance resources for outside your home country.

Types of the travel insurance

Different US travel insurance options, fixed vs comprehensive coverage..

Factors for travel insurance

Important factors to consider while deciding on the best travel insurance.

Senior citizens travel insurance

A fall or illness could become the more serious for the older traveler.

Travel Insurance USA Forum

Visitor insurance final expense insurance forum...Read More »

Travel Insurance FAQ

Visitor Health Insurance - Frequently Asked Questions..Read more »

Travel Insurance Blog

Foreign visitor medical insurance blogs..Read more »

Travel Insurance Claims

Visitors medical insurance claims information..Read more »

Review travel medical insurance plans - Blogs and articles

Atlas Insurance plans

The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

Patriot insurance plans

Travel with one of the (IMG) Patriot travel insurance plans so that you can spend more time enjoying your international experience and less time worrying about your medical coverage.

Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Atlas America Insurance vs Patriot America Plus Insurance

How much does visitor health insurance USA cost?

Compare Atlas america insurance vs patriot america plus cost

Compare Atlas America and Patriot America Plus covid19 Insurance

Factors for comparing Atlas America and Patriot America Plus reviews

Compare medical maximum coverage:

Compare deductible options:

Compare provider network:

Compare coinsurance options:

Contrast the renewability options:

Compare eligibility options:

Acute onset of Pre-existing conditions coverage:

Average cost of the plans:

Atlas America Insurance - Key Highlights

Atlas International Insurance - Key Highlights

Patriot America Lite travel Insurance - Key Highlights

Patriot America Plus travel Insurance - Key Highlights

Patriot International Lite travel Insurance - Key Highlights

Atlas Travel Insurance vs Patriot Travel Insurance - FAQs

Atlas America Insurance - FAQ's

Patriot America Plus Insurance - FAQ's

Compare Travel health insurance USA

Review WorldTrips Atlas America Online

IMG Patriot America Plus travel insurance

Atlas America Insurance forum

Compare travel medical insurance

Covid19 Travel insurance

Types of the travel insurance

Factors for travel insurance

Senior citizens travel insurance

Compare Visitor health insurance

Travel Insurance USA Forum

Travel Insurance FAQ

Travel Insurance Blog

Travel Insurance Claims

Review travel medical insurance plans - Blogs and articles

Atlas Insurance plans

Patriot insurance plans

US visitors insurance providers

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