Travel Medical insurance by Seven Corners

An overview

Seven Corners Travel Medical Insurance

International travel has become very common with people traveling around the world for different reasons, be it a family reunion, a vacation, business, higher education...whatever maybe the reason for travel; there are some things that need to be taken care of during international travel.

Travel health Insurance is one among these important things that really matters when you are outside your home country. You will need a travel health insurance plan that provides sufficient coverage in a foreign country.

Many people travel to the US for vacations, to meet family, higher education, work and several other reasons. Healthcare is very expensive in the US and this is a known fact to most travelers. US Domestic healthcare is only available for US citizens and permanent residents of the country. However travel insurance offered by private US insurance companies provide excellent coverage for people visiting the United States as well as those traveling outside their home country anywhere in the world.

Amongst the many travel insurance plans in the market let us shed some light on the Travel Medical plans which has been updated in 2018 with new features by the Seven Corners insurance company.

Travel Medical plans are classified as Travel Medical Basic, Travel Medical Choice . You can compare the coverage and Benefits of Travel Medical insurance

All these plans are available for Non US citizens coming to the US and US citizens traveling outside of the US. US citizens living abroad and visiting US for a short visit and who need coverage in the US will however not be eligible for these plans. Each plan has some differences in the benefit availability. The price of the plan also varies with the benefits.

All the plans cover worldwide including or excluding US as long as the person is traveling outside the home country.

Travel Medical Basic:

• Travel Medical Basic offers coverage in both Worldwide Including the United States and Worldwide Excluding the United States.In Worldwide Including the United States it provides policy maximum options of $50,000; $100,000; $500,000; $1,000,000 for people in the age range of 14 days to 64 years of age.

  For persons aged 65-69, the maximum available are $50,000; $100,000. persons aged 70-79, the maximum available is $50,000. For persons 80 and above maximum available is $10,000.

  In Worldwide Excluding the United States it provides policy maximum options of $$50,000; $100,000; $500,000; 1,000,000; $2,000,000 and $5,000,000 for people in the age range of 14 days to 64 years of age. For persons aged 65-79, the maximum available are $50,000; $100,000. For persons 80 and above maximum available is $10,000.

• This plan can be purchased by individuals traveling outside their home country
• The maximum lifetime of the plan is 365 days and it can be renewed up to this time.
• There is a coinsurance factor applicable to this insurance. Outside of the US, the plan pays 100%, inside of the US, the plan pays 80% within the PPO network up to the first $5000 and 100% after the limit. For out of PPO network, the plan pays 70% up to first $5,000 and then pays 100%.

Travel Medical Choice:

• Travel Medical Choice offers coverage in both Worldwide Including the United States and Worldwide Excluding the United States.In Worldwide Including the United States it provides policy maximum options of $50,000; $100,000; $500,000; $1,000,000 for people in the age range of 14 days to 64 years of age. For persons aged 65-69, the maximum available are $50,000; $100,000.

  For persons aged 70-79, the maximum available is $50,000. For persons 80 and above maximum available is $10,000.In Worldwide Excluding the United States it provides policy maximum options of $$50,000; $100,000; $500,000; 1,000,000; $2,000,000 and $5,000,000 for people in the age range of 14 days to 64 years of age. For persons aged 65-79, the maximum available are $50,000; $100,000. For persons 80 and above maximum available is $10,000.

• This plan can be purchased by individuals traveling outside their home countries.
• The maximum lifetime of the plan is 365 days and is renewable
• There is a co insurance factor applicable to this insurance which pays 100% for outside of the US and 90% up to first $5,000 for within the PPO network treatment and 80% for out of the PPO network treatments.

Travel Medical Plus:

• Travel Medical Plus Covid insurance covers coronavirus sickness.
• Travel Medical Plus provides policy maximum options of $50,000; $100,000; $500,000; $1,000,000 for people in the age range of 14 days to 64 years of age. For persons aged 65-69, the maximum available are $50,000; $100,000.For persons aged 70-74, the maximum available is $50,000.
• This plan can be purchased by individuals traveling outside their home countries.
• The maximum lifetime of the plan is 365 days and is renewable
• There is a co insurance factor applicable to this insurance which pays 100% for outside of the US and 90% up to first $5,000 for within the PPO network treatment and 80% for out of the PPO network treatments.