geoblueCompare Xplorer Premier, Essential and Select health insurance

Compare Xplorer Premier, Xplorer Essential and Xplorer Select Insurance Plans

Email results
Compare Travel Plans Xplorer Premierfrom GeoBlue
  Buy Now
Xplorer Essentialfrom GeoBlue
  Buy Now
Xplorer Selectfrom GeoBlue
  Buy Now
Lifetime Maximum per Insured Person Unlimited Unlimited Unlimited
Annual Maximum per Insured Person Unlimited Unlimited Unlimited
Preventative and Primary Care
  • Outside U.S :- 100%
  • U.S. (In Network) :- 80% to Coinsurance Maximum then 100%
  • U.S. (Outside Network) :- 60% to Coinsurance Maximum then 100%
100% 100%
Professional Services Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work.
  • Outside U.S :- 100%
  • U.S. (In Network) :- 80% to Coinsurance Maximum then 100%
  • U.S. (Outside Network) :- 60% to Coinsurance Maximum then 100%
Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. 100% Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. 100%
Inpatient Hospital Services Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant, In-patient medical emergency, In-patient drugs
  • Outside U.S :- 100%
  • U.S. (In Network) :- 80% to Coinsurance Maximum then 100%
  • U.S. (Outside Network) :- 60% to Coinsurance Maximum then 100%
Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant, In-patient medical emergency, In-patient drugs 100% Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant, In-patient medical emergency, In-patient drugs 100%
Ambulatory Surgical Centers amd Ambulance Service
  • Outside U.S :- 100%
  • U.S. (In Network) :- 80% to Coinsurance Maximum then 100%
  • U.S. (Outside Network) :- 60% to Coinsurance Maximum then 100%
100% 100%
Accidental Dental
  • Outside U.S :- $1,000 per year, $200 per tooth
  • U.S. (In Network) :- $1,000 per year, $200 per tooth
  • U.S. (Outside Network) :- $1,000 per year, $200 per tooth
$1,000 per year, $200 per tooth $1,000 per year, $200 per tooth
Acupuncture and Chiropractic Services
  • Outside U.S :- 100% up to $2000
  • U.S. (In Network) :- 80% up to $2000
  • U.S. (Outside Network) :- 60% up to $2000
100% up to $2,000 100% up to $2,000
Missed Trip Connection Not Covered Up to $125 per day($500 max per person) Up to $125 per day($500 max per person)
Durable Medical Equipment and Infusion Therapy
  • Outside U.S :- 100%
  • U.S. (In Network) :- 80% to Coinsurance Maximum then 100%
  • U.S. (Outside Network) :- 60% to Coinsurance Maximum then 100%
100% 100%
Physical/Occupational Therapy,deductible is waived.
  • Outside U.S :- $50 limit per visit, 12 visits per year
  • U.S. (In Network) :- $50 limit per visit, 12 visits per year
  • U.S. (Outside Network) :- $50 limit per visit, 12 visits per year
$50 max each visit, 12 visits per year $50 max each visit, 12 visits per year
Prescription Drug
  • Outside U.S :- 100% of actual charges
  • U.S. (In Network) :- Generics: 100% after $10 copay
    Brandname: 100% after $25 copay
    Injectables: 70%
  • U.S. (Outside Network) :- Generics: 100% after $10 copay
    Brandname: 100% after $25 copay
    Injectables: 70%
  • Basic Prescription Drug Benefit (Pay and claim benefit only) :- 100% of actual charges up to $1000
  • Optional Enhanced Prescription Drug Rider :- 100% of actual charges up to $25,000**.
  • Basic Prescription Drug Benefit (Pay and claim benefit only) :- 100% of actual charges up to $1000
  • Optional Enhanced Prescription Drug Rider :- 100% of actual charges up to $25,000**.
Emergency Medical Transportation
  • Outside U.S :- Up to $250,000
  • U.S. (In Network) :- Not Available
  • U.S. (Outside Network) :- Not Available
Up to $250,000 Up to $250,000
Repatriation Of Mortal Remains
  • Outside U.S :- Up to $250,000
  • U.S. (In Network) :- Not Available
  • U.S. (Outside Network) :- Not Available
Up to $25,000 Up to $25,000
Unique Advantages
  • Contraceptive services, surgeries and supplies are covered under the policy.
  • Unlimited annual and lifetime medical maximum.
  • Meets all Schengen Visa requirements.
  • Illnesses and injuries related to terrorism are covered.
  • Have the same great benefits—worldwide coverage, excluding U.S., with a 50% savings.
  • Unlimited annual and lifetime medical maximum.
  • Meets all Schengen Visa requirements.
  • Have the same great benefits—worldwide coverage, excluding U.S., with a 50% savings.
  • Unlimited annual and lifetime medical maximum.
  • Meets all Schengen Visa requirements.

 Accident death and dismemberment

Common Carrier
  • Outside U.S :- $50,000
  • U.S. (In Network) :- $50,000
  • U.S. (Outside Network) :- $50,000
$50,000 $50,000

 Travel Insurance

Underwriter Xplorer Premier Insurance Underwriter
Underwritten by 4 Ever Life International Limited
Xplorer Essential Insurance Underwriter
Underwritten by 4 Ever Life International Limited
Xplorer Select Insurance Underwriter
Underwritten by 4 Ever Life International Limited
Rating Xplorer Premier Insurance Rating
AM Best Rating: "A-" (Excellent)
Xplorer Essential Insurance Rating
AM Best Rating: "A-" (Excellent)
Xplorer Select Insurance Rating
AM Best Rating: "A-" (Excellent)
Brochure and Details
Navigator Missionary Insurance

Overview - GeoBlue plans

Geoblue offers worldwide quality insurance cover for global citizens, expats, nomads and US citizens residing and living outside their home country. Xplorer Insurance from Geoblue is an expatriate health insurance for individuals travelling worldwide. It has unlimited annual and lifetime maximum and offers comprehensive coverage with primary worldwide benefits.

The preventive services have no waiting period and pre-certification is not required for inpatient and outpatient services. Compare the benefits offered by the Xplorer Premier and Xplorer Essential insurance plans.

Get quotes for international travel insurance!

Review and compare the best international travel health insurance.

Compare International travel »

Compare Travel health insurance USA

buy visitor medical insurance

Compare Geoblue Xplorer online

Americans traveling overseas multiple times annually can compare and buy GeoBlue Multi trip travel medical insurance ...

Click here to read more »

Review Geoblue Xplorer plans online

Why GeoBlue Travel Insurance...

Click here to read more »

Review Geoblue Xplorer plans online

Travel medical insurance and Student insurance plan availability in...

Click here to read more »

GeoBlue Xplorer Insurance - Common questions

Are Geo Blue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. Geo Blue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully. The travel insurance solutions provided by Geo Blue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

Is there coverage for Covid-19 illness in Geo Blue travel insurance?

GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.

Is Geo Blue Travel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

What cover does a Geo Blue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?

Geo Blue provides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the Geo Blue travel insurance plans.

Why should I buy travel insurance from Geo Blue Travel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

Who can buy Xplorer plan?

Xplorer long term global medical insurance is popular among:

  • American expatriate
  • High net-worth global lifestyle
  • International business assignee
  • Foreign worker in the U.S.
  • Employers, church and missionary organizations
  • Embassies, expatriate websites, chambers of commerce
  • Exchange programs, associations, international property managers
  • Financial consultants

What are the key highlights of Xplorer insurance?

Following are some of the key benefits of buying Xplorer expat and global long term insurance

  • Unlimited lifetime max on medical
  • 100% coverage abroad

How GeoBlue Xplorer insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.

Compare travel medical insurance

Compare visitor health insurance, Compare visitor insurance

Travel Insurance FAQ

FAQs about visitor insurance.

Read more »

Travel Insurance Blog

Blog about travel health insurance.

Read more »

Travel Insurance Forum

Customer Queries for USA travelers.

Read more »

Travel Insurance Claims

Claims about the travel insurance.

Read more »