WorldMed Insurance Reviews

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Start Date
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Travel Insurance Services Worldmed plan summary, Worldmed insurance reviews

Policy maximum
$500k $1M $2M
Deductible options
$0 $500 $1,000 $2,500
Insurance provider
Travel Insurance Services
WorldMed rating
AM Best Rating: "A" (Excellent)
WorldMed insurance underwriter
Underwritten by Certain Underwriters at Lloyd's of London.
Plan life
5 days to 364 days.
Coinsurance of WorldMed
In Network - The plan pays 100%
100%
Out Network - The plan pays 100%
100%

Worldmed Links

  • Brochure
  • Details
  • Advantages
  • Disadvantages
  • Claims
  • Provider network
  • Provider network
  • Comprehensive

WorldMed insurance

  • Offers coverage period from 5 days to 364 days.
  • Ideal for travelers coming to and from the US.
  • Optional coverage for Accidental Death and Dismemberment; Intercollegiate/Interscholastic Sports; Hazardous Activity.
  • WorldMed Insurance Carrier: HCC.
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A working example of using WorldMed travel insurance*

Let us take an example: The medical bill is $25,000; Deductible is $250 and choosen Policy Maximum is $1,000,000.
  • Insurance coverage is $1,000,000
  • Deductible is $250 per certificate period
  • Coinsurance : The plan pays 100% Claims Incurred Outside the U.S
  • Total medical expenses is $25,250
  • Subtract the deductible from claims amount - $25,250 minus $250 equals $25,000. Insured bears $250
The WorldMed travel insurance plan covers set amount up to a maximum of $1,000,000. The insured must pay the deductible ($250). After that, the insurance company pays fixed amount as defined in the policy for specific treatment. In hypothetical case, the insured has to pay the difference between the amount insurance pays and the actual billed amount.
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $250 $0 $250
Hospital Room Rent $9,000 $9,000 $0
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total $25,250 $25,000 $250
* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

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WorldMed travel insurance for Covid19

Covid international travel insurance for coverage outside USA

WorldMed Insurance : Covid-19 is covered as any other illness under the Medical Expense maximum. Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

What are some insurance terms important in WorldMed Insurance reviews?

  • Plan Maximum coverage of WorldMed travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. WorldMed insurance offers maximum coverage up to $2,000,000.
  • What is a deductible in WorldMed visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.WorldMed insurance has deductible options are to $0, $250, $500, $1,000 and $2,500 per certificate period.
  • What is a provider network of WorldMed Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • What is coinsurance in WorldMed visitor insurance?
    This is a percentage of the bill that the travel has to pay. WorldMed plan pays 100% after deductible, up to the overall maximum limit outside USA.
    For coverage inside USA:
    WorldMed insurance pays
    IN PPO NETWORK
    Plan pays 100% after deductible, up to the overall maximum limit.
    OUT OF PPO NETWORK
    Usual, reasonable, and customary. You may be responsible for charges exceeding payable amount.
  • Renewability of WorldMed Travel health insurance
    WorldMed Insurance can be renewed from 5 days to 364 days.
  • Eligibility to buy WorldMed Insurance Online
    Coverage for travelers coming to and from the United States.
  • WorldMed Insurance underwritten by Lloyd's of London and rating "A" (Excellent) by AM Best Rating.

WorldMed insurance - Common questions

WorldMed insurance - FAQ's

01. Is Travel Insurance Services a reliable insurance company?

Travel Insurance Services is a member company of the USI Holdings Corporation which was established in 1973 .TIS being a national insurance agency in Philadelphia –PA offers travel insurance solutions for individuals, groups and organizations worldwide. TIS have administered innovative travel insurance covers for International travelers .

They offer travel medical coverage for foreign nationals and temporary residents who otherwise were not insured while visiting the US. Travelers can customize the plans according to their travel needs. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.

02. What are the benefits of WorldMed travel insurance?

WorldMed Insurance is an international travel health insurance for people traveling outside their home country and is available to both US and Non US citizens.

Green Card holders in the USA and new immigrants are not eligible to purchase WorldMed Medical travel america insurance. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion, pre-existing conditions and other related benefits.

03. What is the coverage area of WorldMed travel insurance?

Worldmed is international health insurance for people traveling outside their home country and is available to both US and Non US citizens.

04. How much does WorldMed travel insurance cost?

The cost of the WorldMed travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

05. How do I purchase WorldMed travel insurance?

You can purchase Travel Insure services on American Visitor Insurance at buy WorldMed travel insurance. You can also call them at (877)-340-7910 to get more information on how to apply for WorldMed travel insurance from licensed insurance agents.

06. What are the requirements for applying for WorldMed travel insurance?

The main requirements for applying for WorldMed travel insurance is the travelers passport details and the travel dates. You can apply for WorldMed travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

07. Is there coverage for Covid-19 illness in Travel Insurance Services travel insurance?

Yes, Travel Insurance services offers covid 19 travel insurance for coronavirus with their Travel Insure insurance plans.

08. Is a Travel Insure service a good company?

Travels insure is a member of USI Affinity Travel Insurance, who has 40+ years of expertise to help travelers find the insurance coverage required for an international trip.

09. Can I purchase travel insurance from Travel Insure?

Travel Insure is one the most reputed travel insurance providers of the USA offering international travel insurance. USI Affinity Travel Insurance Services has served travelers since 1973 offering protection while traveling outside of one's own country. It offers coverage for a business trip, vacation or even relocating abroad to live or to study.

10. Why should I buy travel insurance from Travel Insure services?

Travel insure services offer worldwide coverage with adequate coverage with an affordable price. Travelers can get travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and many more for international travelers to the USA and for individuals traveling abroad.

WorldMed Insurance Information

  • WorldMed Insurance Advantages

    • Comprehensive coverage plan.
    • Pre-existing Hospitalization expenses up to $5000 for Heart attack and stroke only.
    • Online renewal.
    • Optional add-on covers for AD & D and hazardous activity.
    • This Plan also covers emergency reunion, trip interruption, baggage loss, Felonious Assault.
    • $50,000 coverage for the age group of 70-79 years.
    • Good PPO Network.
    • Plan is available for US citizens traveling outside of US and non US citizens traveling to US.
    • Co-insurance: Plan pays 90% for the first $20,000 and then 100% for the covered medical expenses
  • WorldMed Insurance Disadvantages

    • Refund of premium after deducting processing charges if intimated before the effective date of the policy.
    • Only $15,000 coverage for 80 plus travelers.
    • Limited coverage for pre-existing.
    • Costly when compared with similar plans.

Travel Insure - Provider network and how to find hospital or doctor?

Travel Insure maintains a wide network of health care providers. You may use any doctor or hospital when you need medical care. You may call the Emergency Assistance Company to help you locate a doctor or hospital.

WorldMed Inbound Plan:

In US there are 2 options: First Health care network and United health care.
You may go to your choice of provider in the U.S. However, the coinsurance will be waived for visitors to the U.S. if expenses are incurred within the PPO network.
You need to check your insurance card to find any one of the below 2 logos:
First Health Care Provider Network    United Healthcare Provider Network
  • If you are traveling to the U.S. and you are GDPR residents then click here
  • If you are traveling to the U.S. and you are NON-GDPR residents then click here

WorldMed Outbound Plan:

Traveling Outside the US: Equian International Provider Network
Equian International Provider Network
If you are traveling outside the U.S. then click here

Travel Insure travel insurance Links