Visitors Care Insurance covid Reviews, Best quotes for IMG Visitor Care Insurance Plan reviews

Visitors Care Links

Brochure
Details
Advantages
Disadvantages
Claims
Renewal
Provider network
Fixed benefit plans
Fixed benefit plans
Clearly defined limits under fixed benefits coverage. More affordable when compared to comprehensive plans, but with correspondingly less coverage. This works for small ailments, but can be inadequate for major expenses.
Cheapest options in the market definitely more affordable.
Fixed benefits plans are have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
Detailed Description
Detailed description links
View detailed description links of Visitors Care plans:

Visitors Care Lite

Visitors Care Plus

Visitors Care Platinum

Key Highlights of Visitors Care

It is an affordable plan for visitors visiting the US. It is a fixed benefit insurance plan
This plan covers acute onset of pre existing condition up to the age of 70 for a maximum starting from $25,000 up to $100,000 depending on the selected policy maximum
This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
The plan has a pre existing rider that provides coverage of $5,000 for ages of 0 – 69 years and provides coverage of $2,500 for travelers aged above 70 years

Visitors care Insurance Eligibility
Ideal for Non-US citizens travelling outsie their home country.

View complete details of benefits

A working example of using Visitors Care travel insurance*

Let us take an example of Plan-A: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000

Insurance coverage is $50,000
Deductible is $100 per certificate period
Your claims for medical expenses is $25,500

Below is a simple calculation showing how much the plan/insurance company pays you:

Subtract the deductible from claims amount - $25,500 minus $100 equals $25,400. Insured bears $100.
The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.

Expense	Amount billed	Amount Insurance Pays	Amount Insured Owes
Deductible	$100	$0	$100
Days in hospital	$2,000/day for 3 days	$1,400/day for 3 days	$1,800
Surgery	$17,000	$3,300	$13,700
Prescription Drugs	$800	$250	$550
X Ray	$1,700	$800	$900
Total	$25,600	$8,550	$17,050

* Disclaimer
We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Important terms of Visitors Care Insurance reviews?

Plan Maximum coverage of Visitors Care travel insurance
This the maximum coverage that the plan would offer for the medical expenses. Visitors Care insurance offers maximum coverage up to $100,000. The coverage may vary for older travelers with reduced plan maximum.
What is a deductible in Visitors Care visitors insurance?
This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Visitors Care insurance offer a set of deductible options for the travelers to choose from. Visitors Care insurance has a range of deductible option from $0, $50 and $100.
What is a provider network of Visitors Care Medical Insurance?
It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
Renewability of Visitors Care Travel health insurance
Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Visitors Care Insurance can be renewed from 5 days to 2 years.
Eligibility to buy Visitors Care Insurance Online
This plan is available for non US citizens travelling outside their home country.For visitors over 65 years of age and visiting the US the initial period of coverage must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
Visitors Care Pre-existing conditions Visitors Insurance for international travelers
Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.

Visitors Care Travel Insurance - Common Questions

Visitors Care Insurance - FAQ's

Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses.

Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

Visitors Care is a fixed benefit plans and most affordable plan by IMG. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Visitors Care offers COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to all other Terms and conditions of this insurance.

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Img global has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Visitors Care Insurance Information

Visitors Care Insurance Advantages
- Cheaper Plan.
- $25,000 coverage, suitable for travelers looking for less coverage.
- Can be renewed up to two years.
- Deductible per period of coverage.
- Refund of full premium if the policy is cancelled before the effective date. If the cancellation request is received after the policy start date, you will get pro-rata refund after deducting the cancellation charges.
- Part of a PPO network available.
- Only plan that offers extended care facility (Lite is $150/day, Plus is $200/day and Platinum is $250/day up to 15 days per policy period)
Visitors Care Insurance Disadvantages
- It is a fixed benefit plan.
- This plan is available only for non-Us citizens traveling outside their home country.
- Travelers above 65 years and visiting US, coverage must begin within 30 days of arrival in the US.
- Only $10,000 coverage for 80+ travelers.