Visitor Insurance FAQ for preexisting conditions

Pre-existing conditions are medical ailments for which a person has been diagnosed, is being treated for or has before the start of the insurance policy. Pregnancy, AIDS, high-blood pressure and stroke are all forms of pre-existing conditions. Different insurance carriers have their own policies for pre-existing conditions.

Some insurance providers offer coverage after a certain waiting period while others totally exclude certain conditions. Having a pre-existing condition obviously puts you at a higher risk for compensation than people without pre-existing conditions and is therefore more difficult to get insurance cover for that condition. We have a page detailing coverage available for pre-existing conditions.

Getting an appointment for any ailment is a time consuming process, hence every hospital provides urgent care and emergency care services. These are the quick medical care services provided by almost all medical centers.

Emergency services are those services required as a result of unforeseen injuries or acute illness, for which a delay in treatment would result in a permanent physical impairment, or loss of life. Such conditions should be taken to the emergency room: heart attacks, strokes, poisonings, sudden inability to breathe, broken bones, etc.

Urgent care includes less serious medical conditions which require attention. Conditions such as very high fever (especially in elderly or children), any cuts which require immediate attention, pain during urination, sudden illness that may require a prescription.

Be assured that if you go to Urgent Care and the problem is more serious than anticipated, the patient will be forwarded to the appropriate level of care.

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The following are some of the visitor insurance options for US citizens living outside USA for visiting the USA

• Liaison Elite Insurance
  • Apply and buy online Liaison Elite Insurance
  • View Liaison Elite Insurance Brochure online
• Liaison Economy Insurance
  • Apply and buy online Liaison Economy Insurance
  • View Liaison Economy Insurance Brochure online

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The maximum coverage available for older travelers is less than for younger travelers. You can review the older traveler insurance options
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Global Medical Platinum plan is available for all nationalities. You are definitely eligible to buy this plan provided you are not already in US for more than 6 months.

The Global Medical Platinum has higher benefit coverage available in terms of Lifetime Maximum, Evacuation etc compared to Global Gold Plus. Global Medical Platinum has maternity coverage available like any other illness where as it is an optional rider in case of Global Medical Gold Plus. Please click on the button to compare various plans
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