Trip InsuranceInsures the cost of the trip |
Travel Medical InsuranceInsures health of traveler |
Global medical InsuranceLong-term exclusive coverageGet Quote |
| Covered benefits | ||
This insurance covers all pre-paid expenses for trip cancellation, trip interruption, trip delay, baggage loss, airline expenses, rental car coverage, hotel bookings, cruise bookings and any other trip related costs. This will also cover medical benefits like dental expense and other expenses that a travel medical insurance covers. |
These plans provides coverage for both US and Non US citizens medical benefits such as dental expenses, pre-existing conditions coverage, emergency medical evacuation, repatriation benefits, medical expenses for any injury and unexpected sickness outside their home country. |
Global medical insurance provides worldwide coverage for both Non US citizens and US expats unlike regular travel medical insurance. They include coverage for preventive care, routine dental and medical check-up, prescriptions and medications, maternity (covered after a year). |
| Limitations | ||
Trip insurance does not provide any coverage for routine and preventive care. Pregnancy and maternity related benefits are not covered. Mental btn-darklth and drug abuse are not covered. Routine care for pre-existing conditions is not available. |
Routine care for pre-existing conditions is not covered. Pregnancy and Maternity benefits are not covered. Preventive Care services are not available. People above age 70 get limited coverage for pre-existing conditions. |
Coverage for US and Non US citizens is not available in their home country (unless below the threshold limit of days within home country allowed by insurance company). Waiting period may be applicable for pregnancy and maternity coverage. These plans are not guaranteed approval as they go through underwriting review. |
| Cost | ||
The cost of a trip protection insurance policy will depend on the money you have invested on your vacation and any additional coverage you may need |
The cost depends on the type of travel insurance you buy, some plans are limited while others are comprehensive. You need to understand the differences between fixed and comprehensive plans before you buy it. |
More expensive but is comprehensive as they offer long term coverage and includes coverage for maternity, mental, dental, vision and preventive care services. Global plans also offer fixed or comprehensive coverage |
| Popular Plans | ||
| Travel Lite | Travel SE | Travel LX| Round Trip Basic | Round Trip Choice | Safe Travels Explorer | Safe Travels Explorer Plus | Safe Travels Journey | Safe Travels Voyager | Trip Protector | Travel Sport Insurance | Vacation Rental insurance | IMG Group Travel | Safe Travels Single Trip | Travel Insurance Select Plan | | Visitors Care | VisitorsSecure | Inbound USA Basic | Patriot America Plus | Patriot International Lite | Patriot Platinum | Atlas America | Atlas International | Travel Medical Basic | Travel Medical Choice | INF Elite Insurance | INF traveler USA Insurance | Travel Medical Plus | Safe Travels USA | Safe Travels USA Comprehensive | Safe Travels USA Cost Saver | Safe Travels Elite | Safe Travels for Elite Diamond | Safe Travels International | Safe Travels International Cost Saver | Safe Travels Outbound | Visitors Protect | Global Medical Insurance | Global Medical Bronze | Global Medical Silver | Global Medical Gold| Global Medical Platinum | GeoBlue Xplorer Premier | GeoBlue Xplorer Essential | GeoBlue Xplorer Select |
| Trip Insurance | Travel Insurance | Global Plans | |
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Trip Cancellation
Trip Cancellation Covers the loss of pre-paid, non-refundable and unused payments, when the covered trip is cancelled due to illness, injury or death of family member; bankruptcy; jury duty; auto accident; terrorist incident etc.
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Trip Interruption
One way cost of the Insured\'s ticket to return home, if the Trip is interrupted due to the death of a family member or destrucion of the insured\'s home or other eligible cause.
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Baggage Loss
During a flight, in case the baggage is lost or its contents get damaged due to fire or other reasons, you can get the reimbursement for the loss through a baggage insurance.
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Medical Evacuation
Coverage for Emergency Medical Evacuations to the nearest qualified medical facility.
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Accident
Coverage for the loss of life or limbs in an accident.
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Pre-Existing
Medical ailments for which you have already received or are receiving treatment for. Pregnancy, AIDS, high-blood pressure and stroke are all forms of pre-existing conditions. Different insurance carriers have their own policies for pre-existing conditions.
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| Routine care for pre-existing conditions | |
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| Cost | $$$ | $$ | $$$$ |
The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.
The longer the duration of visitor medical insurance required, the higher will be the cost.
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
Review the travel insurance documents received by email closely for coverage details and relevant contact numbers
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