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Travel insurance for South America from USA, Travel insurance South America

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

Best travel insurance for South America

USA travelers going to South America will embark on a captivating journey through a continent of rich diversity and stunning landscapes. From the vibrant streets of Buenos Aires to the ancient ruins of Machu Picchu, South America offers an array of unforgettable experiences. Travelers can explore the lush Amazon rainforest, trek through the Andes mountains, and indulge in the flavors of the local cuisine. English may not be widely spoken in all regions, but a sense of adventure and open-mindedness will easily bridge any language barriers. South America's warm hospitality, cultural richness, and natural wonders promise an immersive and soul-stirring experience for USA travelers. Whether seeking adrenaline-fueled adventures or cultural encounters, South America will leave travelers with memories to cherish for a lifetime.

Travel insurance is highly recommended for US citizens traveling to South America. The travel insurance for South America cost is around 5% of the trip cost and easily provides value worth more than its cost. When obtaining South America travel insurance from the USA, it is important to consider specific factors. Look for a policy that provides comprehensive medical coverage, including emergency medical treatment and evacuation. Travel insurance South America typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. If you plan on engaging in adventure activities in South America, confirm that US travel insurance to South America covers all such activities. Compare different international travel insurance for South America plans on American Visitor Insurance and choose one that best suits your needs. Having travel insurance for South America from US ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.

Steps to follow when traveling to South America from USA

 Valid Passport: Ensure that your passport is valid for at least six months beyond your intended departure date from South America. Different countries may have specific passport validity requirements, so check the entry requirements for each country you plan to visit.

 Visa Requirements: Check the visa requirements for each country you plan to visit in South America. Some countries may require a visa for entry, while others may allow visa-free travel for US citizens for a limited duration. Make sure to apply for the necessary visas well in advance of your trip.

 Travel health insurance: It's advisable to have comprehensive travel health insurance for South America that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.

Tourist holiday insurance for South America from USA

Key Guidelines for Travelers in South America from USA

Here are some key guidelines for travelers in South America:

  • Visa requirements: You may not need a visa for most South American countries if you are traveling for tourism and staying for 90 days or less However, you should check the specific requirements for each country you plan to visit, as they may vary depending on your nationality, purpose of travel, and length of stay.
  • Vaild passport: You need a valid passport with at least six months validity from the time of travel. You also need at least one blank page in your passport for an entry stamp.
  • COVID-19 measures: You must follow all the COVID-19 measures that apply to travelers coming from the United States.
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Best Covid19 travel insurance

Covid19 travel insurance in South America for US citizens

International travel has become more challenging due to this covid19 pandemic. At American Visitor Insurance, we are committed to getting US citizens traveling to South America the best Covid19 Mexican travel insurance coverage. Travelers can compare travel health insurance with Covid coverage by using our international insurance compare tool. There are currently three US insurance providers namely Trawick International, Seven Corners and Global Underwriters, offering US travel medical insurance in South America with medical coverage for coronavirus.

The following USA travel insurance companies are offering South America travel insurance with Covid coverage for US citizens :

Trawick International Insurance:

Trawick International Insurance:

Trawick International offers covid travel medical insurance for coronavirus with their Safe Travel insurance plans.

  • Safe Travel Outbound insurance offered by Trawick International is ideal for US citizens traveling to South America for Covid19 health insurance coverage.
  • Safe Travels International insurance offered by Trawick International works well for Non-US citizens traveling to South America for Covid19 health insurance coverage. Both these travel insurance plans provide a visa letter indicating that this plans includes South America covid travel insurance coverage.
  • Safe Travels Voyager insurance Offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer insurance Offers Coverage for covid quarantine accommodations due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).

International Medical Group (IMG):

International Medical Group (IMG):

Global Underwriters:

Global Underwriters:

  • Diplomat Long Term Insurance provides coronavirus travel insurance but must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.

WorldTrips insurance:

WorldTrips insurance:

Seven Corners Covid insurance:

Seven Corners Covid insurance:

  • Travel Medical Plus Insurance offered by Seven Corners has covid health insurance for visitors to South America. The Seven Corners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

HTH Worldwide travel insurance:

HTH Worldwide travel insurance:

  • Trip Protector Insurance offers travel insurance with quarantine coverage for accommodations due to a covered trip delay up to a maximum - $2,000 ($200 /day )(6 hours).

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:

International travel health insurance from USA

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US citizen travel insurance

US citizens

Given the high cost of healthcare and travel related vagaries, US citizens need to have good travel insurance irrespective of whether one is traveling within the United States or overseas. US citizens can buy domestic travel insurance for any travel 100 miles from their primary residence and can buy the best travel insurance for all overseas travel.

Covid19, the Ukraine war, hurricanes and inclement weather along with severe labor shortages, long airport security checks … have disrupted the travel industry resulting in delayed or cancelled flights, long waits at airports, lost or delayed baggage, along with Covid related sickness and the need for Quarantine …., all of these can result in expensive changes to one’s travel plans.The financial loss due to this can be significant, especially if for an expensive planned vacation with connecting airline tickets, hotels or cruise bookings.It is recommended to buy the best Cruise travel insurance for a cruise trip.

There are also circumstances beyond the control of the traveler and can force change to travel plans. This can be due to the health of the traveler or that of an immediate family member or other work related conditions.These situations are also covered by travel insurance with the cancel for any reason coverage benefit which gives full flexibility in travel plans.

Along with disruption to travel, there is also the health of the traveler during the journey itself. This is particularly important for older travelers, and an accident or an unanticipated health emergency while traveling can be very expensive but will be covered by travel insurance. The best Travel insurance for US senior travelers complements existing health insurance or be the main insurance coverage to minimise the travelers expenses. Travel insurance is indispensable and becomes the primary cover for US citizens while outside the United States as US domestic health insurance, including Medicare provide little health coverage outside US borders.

Does Medicare cover medical costs for US citizens traveling to South America?

Travel insurance plans for older US travelers with Medicare coverage

Older US travelers who are enrolled in Medicare need good travel health insurance when they travel outside the United States. Travel insurance is required since Medicare offers very limited coverage outside the US borders.

Travelling overseas involves risks for everyone, in particular for older travelers and the costs of medical evacuation and health care even outside the US is very expensive. In this context, buying good Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended. Globehopper insurance offered by International Medical Group (IMG) is a travel health insurance plan specifically designed for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation.

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cruise ship

Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Travel Insurance for visiting South America

Select the type of travel health insurance for visiting South America...

 Travel insurance with Quarantine Coverage

Travel insurance for Quarantine coverage

  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Safe Travels Voyager plan's trip delay benefit can be upgraded.
  • The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness.
  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
  • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Travel insurance for US Citizens and US Residents
  • Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Covid19 medical expenses are covered and treated the same as any other sickness
  • Offers coverage of $50,000 for emergency medical expenses
  • Offers comprehensive trip cancellation coverage
  • Travel medical insurance coverage outside USA
  • Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
  • Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
  • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Travel insurance for US Citizens and US Residents traveling outside US
  • Trip cancellation up to $50,000
  • Trip interruption up to 200% of trip cost
  • $500,000 medical for sickness and injury/$1,000,000 medical transportation
  • Include $2000 in travel delay benefits for quarantine/lodging.

 Travel medical insurance to emergency medical expenses

Best travel insurance

Compare and buy the best travel insurance plans. The best international travel insurance plans specially designed to match the needs of international travelers.

Best international travel insurance for US citizens

  • Travel medical insurance for US Citizens and US Residents traveling outside USA
  • Available up to 180 days
  • Offers emergency sickness coverage up to $500,000
  • Covid-19 covered as any other sickness
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $2,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
  • Deductible options from $0 to $25,000
  • Policy Maximum from $1,000,000 to $8,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • USA travel medical insurance coverage outside USA for US citizens
  • Available up to 365 days
  • Offers maximum coverage up to $2,000,000
  • Offers insurance coverage for Covid expenses
  • US travel health insurance for US citizens outside USA
  • Available from 5 days to 364 days
  • Offers maximum coverage up to $5,000,000
  • Travel Medical Plus insurance offers coverage for expenses related to COVID-19
  • Short term fixed benefit cheap travel insurance USA for US citizens outside USA
  • Plan maximum options available up to $130,000 for medical expenses
  • Offers coverage outside the US
  • Deductible options from $0 to $1,000
  • Policy Maximum from $50,000 to $150,000
  • Offers emergency medical evacuation coverage up to $500,000
  • Offers coverage for travelling outside your home country
  • It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
  • Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best Expat insurance, Best Expatriate insurance

Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.

Expat insurance plans

  • Ideal for US expatriates and for those global citizens living and working outside their home country.
  • Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
  • It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

Best trip cancellation insurance, Best trip protection insurance

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.

Best trip cancellation insurance

  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Offered by Trawick International and is highly rated.
  • You can add a "Cancel for Any Reason" waiver onto the plan.
  • It can cover trips up to 90 days long.
  • Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $100,000
  • Provides coverage for U.S. residents travelling outside their home country

 Trip cancellation insurance for Cancel for any reason

Cancel for any reason trip cancellation insurance

While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $100,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to 100% of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.
  • Trip Cancellation: Up to 100% of Trip Cost Insured

 Older traveler insurance, Medicare supplement international insurance

USA Senior Citizen travel insurance, USA seniors travel health insurance

Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.

Travel health insurance for older US travelers

  • The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
  • It is an affordable international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses for short trips.
  • It is available up to 12 months
  • It is an renewable long term international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses.
  • It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

Best Annual travel insurance, Best yearly travel insurance

Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.

Annual Travel Plans

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Covers non US Citizens travelling multiple times annually outside their home country
  • Offers coverage for covid19 illness.
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
  • Offers coverage for covid19 illness.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
  • Offers coverage for covid19 illness.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
  • Offers coverage for covid19 illness.
  • Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
  • It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Compare Annual Multitrip plans

Review and compare the best Annual insurance.

Compare Annual Multitrip insurance quotes
Find the best Annual Multitrip plans »

Covid Quarantine insurance for US citizens

US Citizens who have traveled overseas are now no longer required to get tested for COVID19 before traveling back to the US. This was earlier mandatory by the US government, and this requirement is currently under abeyance based on the trajectory of the pandemic.

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

South America travel insurance, Travel insurance to South America from USA - FAQs

Do visitors to South America need medical insurance? Do I need travel insurance for South America? Does South America require travel insurance?

Even though it might not be mandatory to have medical insurance for USA travelers to South America. However, given the Covid pandemic, the war in Ukraine, international travel has become more uncertain with disrupted flights and pandemic restriction, it is very important to buy good short term travel insurance from USA to the South America to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.

At American visitor insurance we offer Covid travel insurance for US citizens which work well as health insurance for US visitors to South America. International travelers can compare different health insurance for visitors in South America and buy the best travel insurance for the South America according to their specific USA to South America travel insurance requirements.

Is Covid travel insurance mandatory for South America?

South America Covid travel insurance requirements

Travel insurance for South America is recommended during the covid as it is uncertain and if anything goes wrong during the travel like sudden sickness of trip delays, cancellation, baggage loss. Covid travel insurance for South America will assure adequate coverage for most of the expenses. Following are the South America travel insurance plans satisfying requirements for US citizens.

Travel Insurance Plans:
  • Safe Travels Voyager Insurance Offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer Insurance Offers Coverage for covid quarantine accommodations due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).
  • Travel SE Insurance Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX Insurance Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).
Travel Medical Insurance Plans:

Does South America travel insurance cover covid19 illness?

There are some USA Covid travel insurance plans available for travel to South America that cover covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from South America to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

Do US citizens need travel insurance for South America from USA?

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for South America. Healthcare costs can be high in South America, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.

What does international travel insurance to South America from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

  • Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
  • Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
  • Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
  • Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
  • Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

How much does South America travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting South America can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

Are pre-existing medical conditions covered by travel insurance to South America from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

Is travel insurance mandatory for travel to South America from USA?

Travel insurance is not mandatory for US citizens visiting South America. However, even if not mandatory, travel insurance for South America is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

How do I choose the right travel insurance for my trip to South America?

When choosing travel insurance for your trip to South America, consider the following factors

  • Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
  • Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
  • Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
  • Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
  • Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for South America, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

Steps to buy
Travel insurance for South America online

 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

 2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

 4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Step by step travel insurance

Factors that determine the cost of international travel insurance

The cost of Europe long term visa insurance depends on the following:

Age of the traveler

The older the traveler, the more expensive will be the cost of travel insurance.

The maximum medical coverage selected

The medical coverage options range from $50,000, up to $1,000,000, the higher the coverage, the greater the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan starts paying. Most plans provide options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid. The cheapest travel health insurance for Europe will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Prices will vary for different underwriter.

Popular South American travel destinations

Para clientes que hablan español - Seguro de salud para South america en español

Seguro de salud para Panama en español

Cobertura de seguro para viajeros South America

¿Está pensando en unas vacaciones en los Estados Unidos? No se olvide de protegerse con un seguro de salud en caso de enfermedad súbita o accidente. Los gastos médicos en los Estados Unidos pueden ser extraordinariamente altas. El uso de un plan de seguro estadounidense tiene muchas ventajas, incluiendo reembolso en dólares estadounidenses y pago directo al proveedor. Nuestras pólizas de seguro se pueden usar para cumplir los requisitos del visado Schengen para viajar a Europa. Simplemente lo compra por internet y puede imprimir una carta para el consulado unos minutos después.

  1. Información sobre seguros de EEUU: ¿No conoce el seguro médico de EEUU? Esta página es para usted. Más »
  2. Consideraciones para su seguro médico: Factores a tener en cuenta al comprar un seguro de visitante. Más »
  3. ¿Como encontrar la mejor cobertura?: Responda las preguntas para encontrar el mejor plan de seguro para sus necesidades.Más »

Categorías de seguros

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Europe tarvel

Viajar a Europa

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Travel health insurance South America, South America travel health insurance

travel insurance medical insurance

Travel insurance for South America resources

International travel insurance resources for South America visa holders.

Factors for travel insurance South America online

Factors for travel insurance South America online

Important factors while deciding on the best travel insurance to South America.

Types of South America travel insurance online

Types of South America travel insurance online

Different types of South America visa travel insurance options.

South America travel insurance claims procedure

South America travel insurance claims procedure

South America travel insurance claims process for medical care.

US Immigrant health insurance mandatory for prospective South america immigrants to the US

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs and articles

New US immigrant insurance

US Immigrant insurance plans

Compare popular US immigrant insurance plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards... Click here to read more

Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!... Click here to read more

US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage ... Click here to read more

Travel health insurance or long term Global health insurance?

Any expensive vacation or on a cruise holiday needs good Trip Cancellation insurance. Trip cancellation insurance protects trip expenses like the airline ticket, cruise and hotel bookings which are typically not refundable. Travel insurance also covers trip delay, lost or delayed baggage and emergency evacuation. Trip protection insurance cost depends on the trip costs and additional benefits like the Cancel for any reason coverage.
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Travel medical insurance focuses on the traveler’s health. Since US domestic health insurance plans have little coverage outside national borders, travel health insurance is important as it covers expenses rising from unexpected medical treatment of injury. Some travel health insurance also provide coverage for acute onset of pre-existing ailments, but do not cover preventive care or for regular treatment of pre-existing ailments.
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Expatriates who will be living outside their home country for an extended period should buy the Long term global medical insurance plans. These plans are like the domestic health insurance within the US and include coverage for preventive care, routine dental and medical check-up, prescriptions and medications, maternity (covered after a year). These plans are reviewed by the underwriter before being approved and can be renewed annually.
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Balance Scale

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Schengen visa insurance for South america residents traveling to Europe

Since US domestic insurance has little coverage in Europe, it is important to buy adequate travel insurance while visiting Europe. We have Europe travel health insurance specific to your needs.
europe travel

Best travel insurance South America, Trip Cancellation insurance for South America links

Travel Insurance for South America FAQ

FAQs about travel insurance for South America travelers.

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South America Travel Insurance Blog

Blog about travel health insurance South America travelers.

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Travel Insurance to South America Forum

Customer Queries for USA travelers to South America travelers.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Travel insurance resources

You can find different sections of insurance types.

  • Travel tips for international travelers
  • Global travel destinations

Travel tips for international travelers

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Global Travel Destinations

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Travel Insurance - Pre-existing conditions coverage plans

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