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Travel insurance for Puerto Rico from USA, Travel insurance Puerto Rico

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

Best travel insurance for Puerto Rico

USA travelers going to Puerto Rico will discover a captivating island paradise with a unique blend of Caribbean and American culture. As a U.S. territory, Puerto Rico offers the convenience of travel without the need for a passport. Visitors can explore historic Old San Juan, with its colorful colonial buildings and forts, soak up the sun on pristine beaches, and hike through lush rainforests. English and Spanish are widely spoken, making communication easy for American travelers. Puerto Rico's vibrant music, flavorful cuisine, and warm hospitality add to the allure of this enchanting destination. With its mix of natural beauty, cultural richness, and modern amenities, Puerto Rico promises an unforgettable and hassle-free travel experience for USA travelers.

Travel insurance is highly recommended for US citizens traveling to Puerto Rico. Finding the best Puerto Rico travel insurance from USA on American Visitor Insurance is very easy. Travel insurance Puerto Rico typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. Compare different international travel insurance for Puerto Rico plans on American Visitor Insurance and choose one that best suits your needs. Having travel insurance for Puerto Rico from USA ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.

Steps to follow when traveling to Puerto Rico from USA

 Valid Passport: As Puerto Rico is a U.S. territory, U.S. citizens do not need a passport for travel. A government-issued photo ID, such as a valid driver's license, is sufficient for entry.

 Visa Requirements: Since Puerto Rico is a U.S. territory, there are no visa requirements for U.S. citizens traveling to Puerto Rico. You can enter Puerto Rico using only a valid government-issued photo ID, such as a driver's license or a passport (though not required).

 Travel health insurance: It's advisable to have comprehensive travel health insurance for Puerto Rico that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.

Best Covid19 travel insurance

Covid19 travel insurance in Puerto Rico for US citizens

International travel has become more challenging due to this Covid19 pandemic. At American Visitor Insurance, we are committed to getting the best travel insurance coverage for US Citizens visiting to Puerto Rico. Travelers can compare travel health insurance with Covid coverage by using our international insurance compare tool. There are currently three US insurance providers namely Trawick International, Seven Corners and Global Underwriters, offering US travel medical insurance in Puerto Rico with medical coverage for coronavirus.

The following USA travel insurance companies are offering Puerto Rico travel insurance with Covid coverage for US citizens :

Trawick International Insurance

Trawick International Insurance:

Trawick International offers covid travel medical insurance for coronavirus with their Safe Travel insurance plans.

  • Safe Travel Outbound insurance offered by Trawick International is ideal for US citizens traveling to Puerto Rico for Covid19 health insurance coverage.
  • Safe Travels International insurance offered by Trawick International works well for Non-US citizens traveling to Puerto Rico for Covid19 health insurance coverage. Both these travel insurance plans provide a visa letter indicating that this plans includes Puerto Rico covid travel insurance coverage.
  • Safe Travels Voyager insurance offers quarantine travel insurance coverage for accommodations due to a covered trip delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer insurance offers coverage for covid quarantine accommodations due to a covered trip delay $2,000/$150 per person per day (12 hours or more).

International Medical Group (IMG)

International Medical Group (IMG):

Global Underwriters

Global Underwriters:

  • Diplomat Long Term Insurance provides coronavirus travel insurance but must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.

WorldTrips insurance

WorldTrips insurance:

Seven Corners Covid insurance

Seven Corners Covid insurance:

  • Travel Medical Plus Insurance offered by Seven Corners has covid health insurance for visitors to Puerto Rico. The Seven Corners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

HTH Worldwide travel insurance

HTH Worldwide travel insurance:

  • Trip Protector Insurance offers travel insurance with quarantine coverage for accommodations due to a covered trip delay up to a maximum - $2,000 ($200 /day )(6 hours).

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:

International travel health insurance from USA

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US citizen travel insurance

US citizens

Given the high cost of healthcare and travel related vagaries, US citizens need to have good travel insurance irrespective of whether one is traveling within the United States or overseas. US citizens can buy domestic travel insurance for any travel 100 miles from their primary residence and can buy the best travel insurance for all overseas travel.

Covid19, the Ukraine war, hurricanes and inclement weather along with severe labor shortages, long airport security checks … have disrupted the travel industry resulting in delayed or cancelled flights, long waits at airports, lost or delayed baggage, along with Covid related sickness and the need for Quarantine …., all of these can result in expensive changes to one’s travel plans.The financial loss due to this can be significant, especially if for an expensive planned vacation with connecting airline tickets, hotels or cruise bookings.It is recommended to buy the best Cruise travel insurance for a cruise trip.

There are also circumstances beyond the control of the traveler and can force change to travel plans. This can be due to the health of the traveler or that of an immediate family member or other work related conditions.These situations are also covered by travel insurance with the cancel for any reason coverage benefit which gives full flexibility in travel plans.

Along with disruption to travel, there is also the health of the traveler during the journey itself. This is particularly important for older travelers, and an accident or an unanticipated health emergency while traveling can be very expensive but will be covered by travel insurance. The best Travel insurance for US senior travelers complements existing health insurance or be the main insurance coverage to minimise the travelers expenses. Travel insurance is indispensable and becomes the primary cover for US citizens while outside the United States as US domestic health insurance, including Medicare provide little health coverage outside US borders.

Travel insurance plan for older US travelers with Medicare coverage travelling to Puerto Rico

US senior citizens visiting Puerto Rico with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Travelling to Puerto Rico involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Long stay Europe travel insurance for Puerto Rico travelers

International travelers from Puerto Rico do not need the Schengen Visa for visiting Europe up to 90 days. However if they want to travel, live, work, study or do business in Europe for a longer duration then they need the resident visa or national visa of that European nation. One document that is required while applying for the long term Europe residence permit is Europe travel insurance with a minimum of 30,000 Euros medical coverage, evacuation and repatriation coverage which is valid though out the entire stay in Europe.

After buying adequate travel health insurance a Europe visa letter will be emailed to the customer that can be used while applying for this visa. The long stay Europe insurance Visa Letter indicates that the traveler is adequately insured for medical expenses, emergencies and hospitalization throughout the stay in Europe and is part of the Long stay in Europe visa application for Puerto Rico travelers.

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cruise ship

Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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International tourists visiting Puerto Rico

International tourists visiting Puerto Rico

Puerto Rico attracts over 3.5 million tourists annually. Many of the tourists are from the mainland United States and US nationals do not need a passport to visit Puerto Rico. Puerto Rico also attracts many international tourists from England, France, Germany, Spain, Canada, Brazil, Mexico and Asian countries. The large number of international tourists visiting Puerto Rico is not surprising given that the country is home to many amazing natural wonders as well as cultural and historical buildings, theatre, concerts and sporting activity.

puerto-rico travel insurance

International tourists also find it easy to visit Puerto Rico thanks to the many direct flights from US cities like Miami, Houston, Chicago, Philadelphia, Atlanta, Los Angeles and New York. There are direct flights from Europe and Latin America also, such as from Madrid, Frankfurt and Bogota.

How to find and compare best Puerto Rico Covid19 travel insurance for visitors to the USA?

Puerto Rico requires foreign travelers to show proof of negative result of Covid19 test taken 72 hours before they arrive. Travel insurance has become important and a necessity these days to covid19 illness. The following US traveler insurance options work well for foreign visitors to Puerto Rico.

  • Safe Travels Outbound insurance by Trawick International is available for US citizens traveling to Puerto Rico with Covid insurance coverage.
  • Safe Travels International insurance by Trawick International works well for Non-US citizens visiting Puerto Rico with Covid19 coverage.
  • Diplomat Long term Insurance by Global Underwriters. The Diplomat Long Term travel insurance offers coverage for covid-19 as a new sickness and is available for both US and Non US citizens. It must be bought for a minimum of 3 months and insures up to 1 Million Dollars.
  • Liaison Travel Plus Insurance offered by Seven Corners has covid health insurance for visitors to Puerto Rico. The Sevencorners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.
  • Atlas International insurance by World Trips provides Covid health insurance coverage for Puerto Rico.

Select the type of travel health insurance for visiting Puerto Rico...

 Travel insurance with Quarantine Coverage

Travel insurance for Quarantine coverage

  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Safe Travels Voyager plan's trip delay benefit can be upgraded.
  • The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness.
  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
  • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Travel insurance for US Citizens and US Residents
  • Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Covid19 medical expenses are covered and treated the same as any other sickness
  • Offers coverage of $50,000 for emergency medical expenses
  • Offers comprehensive trip cancellation coverage
  • Travel medical insurance coverage outside USA
  • Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
  • Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
  • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Travel insurance for US Citizens and US Residents traveling outside US
  • Trip cancellation up to $50,000
  • Trip interruption up to 200% of trip cost
  • $500,000 medical for sickness and injury/$1,000,000 medical transportation
  • Include $2000 in travel delay benefits for quarantine/lodging.

 Travel medical insurance to emergency medical expenses

Best travel insurance

Compare and buy the best travel insurance plans. The best international travel insurance plans specially designed to match the needs of international travelers.

Best international travel insurance for US citizens

  • Travel medical insurance for US Citizens and US Residents traveling outside USA
  • Available up to 180 days
  • Offers emergency sickness coverage up to $500,000
  • Covid-19 covered as any other sickness
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $2,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
  • Deductible options from $0 to $25,000
  • Policy Maximum from $1,000,000 to $8,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • USA travel medical insurance coverage outside USA for US citizens
  • Available up to 365 days
  • Offers maximum coverage up to $2,000,000
  • Offers insurance coverage for Covid expenses
  • US travel health insurance for US citizens outside USA
  • Available from 5 days to 364 days
  • Offers maximum coverage up to $5,000,000
  • Travel Medical Plus insurance offers coverage for expenses related to COVID-19
  • Short term fixed benefit cheap travel insurance USA for US citizens outside USA
  • Plan maximum options available up to $130,000 for medical expenses
  • Offers coverage outside the US
  • Deductible options from $0 to $1,000
  • Policy Maximum from $50,000 to $150,000
  • Offers emergency medical evacuation coverage up to $500,000
  • Offers coverage for travelling outside your home country
  • It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
  • Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best Expat insurance, Best Expatriate insurance

Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.

Expat insurance plans

  • Ideal for US expatriates and for those global citizens living and working outside their home country.
  • Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
  • It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

Best trip cancellation insurance, Best trip protection insurance

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.

Best trip cancellation insurance

  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Offered by Trawick International and is highly rated.
  • You can add a "Cancel for Any Reason" waiver onto the plan.
  • It can cover trips up to 90 days long.
  • Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $100,000
  • Provides coverage for U.S. residents travelling outside their home country

 Trip cancellation insurance for Cancel for any reason

Cancel for any reason trip cancellation insurance

While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $100,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to 100% of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.
  • Trip Cancellation: Up to 100% of Trip Cost Insured

 Older traveler insurance, Medicare supplement international insurance

USA Senior Citizen travel insurance, USA seniors travel health insurance

Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.

Travel health insurance for older US travelers

  • The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
  • It is an affordable international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses for short trips.
  • It is available up to 12 months
  • It is an renewable long term international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses.
  • It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

Best Annual travel insurance, Best yearly travel insurance

Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.

Annual Travel Plans

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Covers non US Citizens travelling multiple times annually outside their home country
  • Offers coverage for covid19 illness.
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
  • Offers coverage for covid19 illness.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
  • Offers coverage for covid19 illness.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
  • Offers coverage for covid19 illness.
  • Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
  • It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Compare Annual Multitrip plans

Review and compare the best Annual insurance.

Compare Annual Multitrip insurance quotes
Find the best Annual Multitrip plans »

Covid Quarantine insurance for US citizens

US Citizens who have traveled overseas are now no longer required to get tested for COVID19 before traveling back to the US. This was earlier mandatory by the US government, and this requirement is currently under abeyance based on the trajectory of the pandemic.

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

Puerto Rico travel Insurance, Travel insurance to Puerto Rico from USA – FAQ's

Do visitors to Puerto Rico need medical insurance? Do I need travel insurance for Puerto Rico? Does Puerto Rico require travel insurance?

Even though it might not be mandatory to have medical insurance for USA travelers to Puerto Rico. However, given the Covid pandemic, the war in Ukraine, international travel has become more uncertain with disrupted flights and pandemic restriction, it is very important to buy good short term travel insurance from USA to the Puerto Rico to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.

At American visitor insurance we offer Covid travel insurance for US citizens which work well as health insurance for US visitors to Puerto Rico. International travelers can compare different health insurance for visitors in Puerto Rico and buy the best travel insurance for the Puerto Rico according to their specific USA to Puerto Rico travel insurance requirements.

Is Covid travel insurance mandatory for Puerto Rico?

Puerto Rico Covid travel insurance requirements

Travel insurance for Puerto Rico is recommended during the covid as it is uncertain and if anything goes wrong during the travel like sudden sickness of trip delays, cancellation, baggage loss. Covid travel insurance for Puerto Rico will assure adequate coverage for most of the expenses. Following are the Puerto Rico travel insurance plans satisfying requirements for US citizens.

Travel Insurance Plans:
  • Safe Travels Voyager Insurance Offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer Insurance Offers Coverage for covid quarantine accommodations due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).
  • Travel SE Insurance Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX Insurance Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).
Travel Medical Insurance Plans:

Does Puerto Rico travel insurance cover covid19 illness?

There are some USA Covid travel insurance plans available for travel to Puerto Rico that cover Covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Puerto Rico to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

Do I need travel insurance for Puerto Rico?

If you are applying for the Puerto Rico visa, the consular authorities can ask you to have adequate travel insurance for Puerto Rico. However, even if not for being issued a visa, the fact that your domestic health insurance including US Medicare provides little coverage in Puerto Rico, it is important for international travelers to buy Puerto Rico travel health insurance..

Which is the best travel insurance for Puerto Rico from USA?

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one Puerto Rico travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.

We endeavor to give our visitors all relevant information so they can find the best Puerto Rico health insurance for tourists. Our travel insurance quote comparison tool helps travelers compare different travel health insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

Do US citizens need travel insurance for Puerto Rico from USA?

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Puerto Rico. Healthcare costs can be high in Puerto Rico, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.

What does international travel insurance to Puerto Rico from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

  • Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
  • Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
  • Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
  • Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
  • Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

How much does Puerto Rico travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Puerto Rico can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

Are pre-existing medical conditions covered by travel insurance to Puerto Rico from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

Is travel insurance mandatory for travel to Puerto Rico from USA?

Travel insurance is not mandatory for US citizens visiting Puerto Rico. However, even if not mandatory, travel insurance for Puerto Rico is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

How do I choose the right travel insurance for my trip to Puerto Rico?

When choosing travel insurance for your trip to Puerto Rico, consider the following factors

  • Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
  • Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
  • Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
  • Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
  • Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for Puerto Rico, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

Steps to buy
Travel insurance for Puerto Rico online

 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

 2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

 4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Step by step travel insurance

Factors to consider while buying Puerto Rico long term visa insurance

The cost of Puerto Rico long term visa insurance depends on the following:

Age of the traveler

The older the traveler, the more expensive will be the cost of travel insurance.

The maximum medical coverage selected

The medical coverage options range from $50,000, up to $1,000,000, the higher the coverage, the greater the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan starts paying. Most plans provide options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid. The cheapest travel health insurance for Puerto Rico will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Prices will vary for different underwriter.

Most popular medical evacuation travel insurance for Puerto Rico

Emergency medical evacuation insurance commonly called “Medevac insurance” offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation.
The Atlas Medevac insurance from WorldTrips is a very popular emergency medical evacuation insurance among US citizens visiting Puerto Rico.

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Intermedical medical Evacuation

Para clientes que hablan español - Seguro de salud para Puerto Rico en español

Seguro de salud para Puerto Rico en español

Cobertura de seguro para viajeros Puerto Rico

¿Está pensando en unas vacaciones en los Estados Unidos? No se olvide de protegerse con un seguro de salud en caso de enfermedad súbita o accidente. Los gastos médicos en los Estados Unidos pueden ser extraordinariamente altas. El uso de un plan de seguro estadounidense tiene muchas ventajas, incluiendo reembolso en dólares estadounidenses y pago directo al proveedor. Nuestras pólizas de seguro se pueden usar para cumplir los requisitos del visado Schengen para viajar a Europa. Simplemente lo compra por internet y puede imprimir una carta para el consulado unos minutos después. Saber más

  1. ¿Como encontrar la mejor cobertura?: Responda las preguntas para encontrar el mejor plan de seguro para sus necesidades. Más »
  2. Consideraciones para su seguro médico: Factores a tener en cuenta al comprar un seguro de visitante. Más »
  3. Información sobre seguros de EEUU: ¿No conoce el seguro médico de EEUU? Esta página es para usted. Más »

Categorías de seguros

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Visitantes

Seguro médico para viajeros a EE. UU. Saber más
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Preexistente

Seguro con cobertura preexistente Saber más
Europe tarvel

Viajar a Europa

Seguro para Schengen visa requisitos Saber más
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Estudiantes

Seguros Médicos para estudiantesSaber más

Popular tourist destinations in Puerto Rico

Popular tourist destinations in Puerto Rico

Buy travel insurance for Puerto Rico

Old San Juan

Walking the streets of Old San Juan, with its lovely colonial architecture and imposing forts, is like stepping back into another era.

Buy visitor insurance for Puerto Rico

Culebra Island

Culebra island with beautiful beaches and lush hills has its own unique character. The pace here is unhurried and the atmosphere relaxed

Puerto Rico travel insurance

Vieques

Vieques, eight miles from mainland Puerto Rico, has become a popular beach resort with small, restaurants, shops, and galleries.

Travel insurance Puerto Rico

Rio Camuy Caves

The Rio Camuy Cave Park features a huge cave system covering 268 acres and is thought to be the third largest cave system in the world.

travel insurance for visiting Puerto Rico
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Puerto Rico - General information

  • map Location: Caribbean
  • house Capital: San Juan
  • language Language: Spanish, English
  • currency Currency: United States Dollar
  • population Population: Around 3,411 million
  • calendar Best time to visit: Apr to Jun
  • map Vacation spots: San Juan, El Yunque National Forest, Virgin Islands, Vieques, Culebra, Fajardo, Ponce, Aguadilla, Isabela, Arecibo, Rio Grande.

Travel health insurance Puerto Rico, Puerto Rico travel health insurance

travel insurance medical insurance

Travel insurance for Puerto Rico resources

International travel insurance resources for Puerto Rico visa holders.

Factors for travel insurance Puerto Rico online

Factors for travel insurance Puerto Rico online

Important factors while deciding on the best travel insurance to Puerto Rico.

Types of Puerto Rico travel insurance online

Types of Puerto Rico travel insurance online

Different types of Puerto Rico visa travel insurance options.

Puerto Rico travel insurance claims procedure

Puerto Rico travel insurance claims procedure

Puerto Rico travel insurance claims process for medical care.

Balance Scale

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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International travel Insurance for Puerto Ricans residents

Select the best
Travel health insurance for foreigners in USA

These are certainly uncertain times for international travelers with corporate travel being particularly vulnerable to the Covid pandemic, the war and labor shortages in airlines and airports in Europe and the Geo-political tension in Taiwan. Even though international travelers are allowed to the US without any restriction the risks of the Covid pandemic still remain.

In this context it is still very important to buy the best annual travel insurance with Covid coverage. If you are an international traveler without health insurance or if it will run out soon, do consider buying an alternative annual travel insurance with coronavirus coverage. At American Visitor Insurance we are committed to getting you the most appropriate international travel insurance covid policy you need even under these difficult circumstances.

WorldTrips
WorldTrips Coronavirus annual travel insurance Atlas Multi trip offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
Trawick
Trawick International Covid19 yearly travel insurance Safe Travel Basic/Deluxe/Executive Annual provides annual comprehensive travel medical coverage for COVID19.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
seven corners logo
Seven Corners annual multitrip covid19 insurance Wander Frequent Traveler Plus covers frequent international travelers and provides Covid19 annual travel insurance
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30, 45, or 60 days per trip
GeoBlue
GeoBlue Coronavirus annual travel insurance Trekker Essential offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.

International travel insurance for Puerto Ricans visiting mainland USA

Most residents of Puerto Rico are US citizens, and as US citizens traveling to the US, the available travel insurance options are extremely limited.
US citizens and US residents should also consider buying trip insurance especially if they are traveling outside their home state. These trip insurance plans are designed for US vacationers with coverage for trip interruption, taking care of children, pets, and travel companions while traveling. They provide peace of mind while holidaying within the US.
These plans insure you in three ways:

  1. Cost of your trip.
  2. Unexpected medical expenses while on the trip.
  3. Loss or damage to your possessions.
The policies available for use by US citizens or US residents for trips within the US are:
  1. Round Trip Series offered by SevenCorners.
  2. iTravel Series offered by International Medical Group (IMG).
The Round Trip Series by Seven Corners is a three-tiered series of plans with good, better, best plan with Round Trip Economy, Round Trip Choice, and Round Trip Elite. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 90 days. There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare round trip insurance plans
The iTravel Series offered by IMG is also a three-tiered series of plans: Travel Lite, Travel SE, and Travel LX. The Travel SE has a nice benefit that children under 10 are "free" with a paying adult which can make it very affordable for family travel. Note that insuring a trip for $0 to $499 gives the same, lowest rate available for the plans.
Compare iTravelInsured trip plans

You can use our TRIP QUOTE COMPARE ENGINE to compare trip insurance plans.

Schengen visa insurance for Honduras travelers to Europe

Since US domestic insurance has little coverage in Europe, it is important to buy adequate travel insurance while visiting Europe. We have Europe travel health insurance specific to your needs.
europe travel

Best travel insurance Puerto Rico, Trip Cancellation insurance for Puerto Rico links

Travel Insurance for Puerto Rico FAQ

FAQs about travel insurance for Puerto Rico travelers.

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Puerto Rico Travel Insurance Blog

Blog about travel health insurance Puerto Rico travelers.

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Travel Insurance to Puerto Rico Forum

Customer Queries for USA travelers to Puerto Rico travelers.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Travel insurance resources

You can find different sections of insurance types.

  • Travel tips for international travelers
  • Global travel destinations

Travel tips for international travelers

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Global Travel Destinations

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Travel Insurance - Pre-existing conditions coverage plans

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