Location: Southern Europe
Capital: 
Language: Italian, English, French
Currency: Euro
Population: Around 60 million
Best time to visit: April to May and mid-September to mid-October
Vacation spots: 
Milan - 
Rome - 
Florence - 
Venice - 
Travel insurance for Italy resources
International travel insurance resources for Italy visa holders.
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Reimbursement for loss of pre-paid, non-refundable payments.
Transportation to or between hospitals as needed.
Reimbursement of food and lodging expenses due to delay in travel.
Pays sum for lost or delayed luggage by airline.
Covers cost of treatment for sickness or injury during your vacation.
USA travelers going to Italy will embark on a journey to a country renowned for its rich history, art, and culinary delights. From the ancient ruins of Rome, the iconic canals of Venice, to the Renaissance art in Florence, Italy offers a captivating blend of cultural treasures. Travelers can indulge in authentic Italian cuisine, savoring dishes like pasta, pizza, gelato, and fine wines. Italy's diverse landscapes range from the stunning Amalfi Coast to the picturesque vineyards of Tuscany, providing ample opportunities for outdoor adventures. English is commonly spoken in tourist areas, making communication easy. With its warm Mediterranean climate and welcoming atmosphere, Italy promises an unforgettable and enchanting experience for USA travelers seeking art, history, and a taste of la dolce vita.
Travel insurance is highly recommended for US citizens traveling to Italy. Finding the best Italy travel insurance from USA on American Visitor Insurance is very easy. Travel insurance Italy typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. Compare different international travel insurance for Italy plans on American Visitor Insurance and choose one that best suits your needs. Having travel insurance for Italy from USA ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.
Valid Passport: Ensure that your passport is valid for at least three months beyond your intended departure date from Italy.
Visa Requirements: US citizens do not need a visa for short stays (up to 90 days) in Italy and the Schengen Area for tourism or business purposes. However, verify the specific visa requirements based on your citizenship and the purpose of your visit if you plan to stay longer.
Travel health insurance: It's advisable to have comprehensive travel health insurance for Italy that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.
Here are some key guidelines for travelers in Italy:
International travel has become more challenging due to this covid19 pandemic. At American Visitor Insurance, we are committed to getting the best travel insurance coverage for US Citizens visiting to Italy. Travelers can compare travel health insurance with Covid coverage by using our international insurance compare tool.
The following USA travel insurance companies are offering Italy travel insurance with Covid coverage for US citizens :
Trawick International offers covid travel medical insurance for coronavirus with their Safe Travel insurance plans.
US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:The travel insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insuranceSafe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
The Safe Travels First Class Trip Protection, and Safe Travels Voyager insurance have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
Compare Safe Travels Trip Protection insuranceThe Trip Protection Series by Seven Corners is a three-tiered series of plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plansI am always appreciating good business conduct and when I am coming back here for the longer time span...
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Given the high cost of healthcare and travel related vagaries, US citizens need to have good travel insurance irrespective of whether one is traveling within the United States or overseas. US citizens can buy domestic travel insurance for any travel 100 miles from their primary residence and can buy the best travel insurance for all overseas travel.
Covid19, the Ukraine war, hurricanes and inclement weather along with severe labor shortages, long airport security checks … have disrupted the travel industry resulting in delayed or cancelled flights, long waits at airports, lost or delayed baggage, along with Covid related sickness and the need for Quarantine …., all of these can result in expensive changes to one’s travel plans.The financial loss due to this can be significant, especially if for an expensive planned vacation with connecting airline tickets, hotels or cruise bookings.It is recommended to buy the best Cruise travel insurance for a cruise trip.
There are also circumstances beyond the control of the traveler and can force change to travel plans. This can be due to the health of the traveler or that of an immediate family member or other work related conditions.These situations are also covered by travel insurance with the cancel for any reason coverage benefit which gives full flexibility in travel plans.
Along with disruption to travel, there is also the health of the traveler during the journey itself. This is particularly important for older travelers, and an accident or an unanticipated health emergency while traveling can be very expensive but will be covered by travel insurance. The best Travel insurance for US senior travelers complements existing health insurance or be the main insurance coverage to minimise the travelers expenses. Travel insurance is indispensable and becomes the primary cover for US citizens while outside the United States as US domestic health insurance, including Medicare provide little health coverage outside US borders.
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.
It is wonderful to see so many older Americans traveling to Italy. However while visiting Italy is exciting, US citizens should realise that Medicare and its supplements provide little coverage outside US borders and they should buy proper travel insurance for trip to Italy. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.
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Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Italy attracts nearly 50 million tourists annually with nearly 5 million tourists being American. Italy has always been a favorite destination for US tourists for its rich art, history, culinary tradition, its beautiful coastline and beaches, its mountains, fashion and culture and priceless ancient monuments.
Italy has the largest number of UNESCO World Heritage Sites anywhere in the world. Italian historic cities of art, Rome, Venice, Milan and Florence attract millions of visitors.
Along with art and culture Italy also has beautiful coasts, alpine lakes and mountains. The strong Dollar against the Euro has only added to making a Italian holiday more attractive.
Traveling to Italy is always memorable, however Americans should be sure to buy medical insurance when traveling to Italy US domestic health insurance plans including medicare will not cover US travellers outside the United States borders so buying appropriate US travelers health insurance for Italy is of paramount importance. US travelers can use this compare American's health insurance in Italy quote form to find the best medical insurance plans for Americans in Italy.
Even though it might not be mandatory to have medical insurance for USA travelers to Italy. However, given the Covid pandemic, the war in Ukraine, international travel has become more uncertain with disrupted flights and pandemic restriction, it is very important to buy good short term travel insurance from USA to the Italy to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.
At American visitor insurance we offer Covid travel insurance for US citizens which work well as health insurance for US visitors to Italy. International travelers can compare different health insurance for visitors in Italy and buy the best travel insurance for the Italy according to their specific USA to Italy travel insurance requirements.
Italy Covid travel insurance requirements
Travel insurance for Italy is recommended during the covid as it is uncertain and if anything goes wrong during the travel like sudden sickness of trip delays, cancellation, baggage loss. Covid travel insurance for Italy will assure adequate coverage for most of the expenses. Following are the Italy travel insurance plans satisfying requirements for US citizens.
There are some USA Covid travel insurance plans available for travel to Italy that cover covid19 as a new illness. US citizens can find the ideal Italy travel insurance with Covid19 coverage plan by using the Covid19 Italy travel insurance compare tool. Trawick International is one of the top travel insurance company offering Covid-19 coverage.
It offers Safe Travels Outbound Insurance which covers covid19 as any sickness. The Safe Travels Outbound Insurance is available for available for US citizens and US residents travelling to Italy. These plans also offer Schengen visa letter specifying that they Covid19 as any sickness. The visa letter can also be translated to different languages as requested.
Excellent question and we strive hard to answer this question! Given the unique needs of different travelers there is no single Italy travel insurance plan that is always best for everyone. If you are a traveler with concerns about an existing medical condition that cause an emergency, then you will be looking at different plans as opposed to another traveler without any life-threatening pre-existing condition.
We endeavor to give as much information as possible about Italy insurance coverage for US citizens so they can find the best US travelers health insurance for Italy. Our travel insurance quote comparison utility helps to compare different travel health insurance for US travelers to Italy based on price and benefit details. If you want more guidance, our licensed agents are here to help with best health insurance in Italy for US visitors!
American Visitor Insurance works with reputed US travel insurance providers to provide travel insurance options for travel to the US and for US citizens traveling within the US and overseas. We have two decades experience in understanding the diverse requirements of US travelers and in offering appropriate travel medical insurance options to them. Our licensed customer support team provide service at all times helping US travelers find the most appropriate long term Europe travel insurance for their needs as well as guide them when using the insurance claims in the event of a medical or travel emergency.
We also provide answers to all travel health insurance for US citizens and reviews of different products, testimonials for customers as well as provide an user friendly US health insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help US citizens make an informed decision while buying travel insurance for Europe.
The international travel situation remains uncertain as we are still dealing with the on-going (seemingly endless) pandemic and now the Ukraine war and a slowing economy. US travelers returning home from overseas are no longer required to have a negative Covid test, however a Covid infection can force one to stay in Quarantine outside the US. This increases the travel risks and the chance of losing non-refundable trip expenses as well as increased Quarantine expenses. Given this, it is very important to buy travel insurance with coverage for Covid19 quarantine expenses.
Most countries no longer make it mandatory for international travelers to carry a negative covid test report or even have the Covid vaccination for entering their country. However, different countries have different rules, which change under short notice. Given the fluid international travel situation, it remains prudent to buy good international travel insurance to help overcome any adverse situation.
The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Italy . Healthcare costs can be high in Italy , and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.
The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes
The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Italy can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.
Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.
Travel insurance is not mandatory for US citizens visiting Italy . However, even if not mandatory, travel insurance for Italy is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.
When choosing travel insurance for your trip to Italy , consider the following factors
When buying travel health insurance for Italy , it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
Complete the travel insurance quote form by providing traveler details and the insurance requirements.
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.
The older the traveler, the more expensive will be the cost of travel insurance.
The medical coverage options range from $50,000, up to $1,000,000, the higher the coverage, the greater the premium.
A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan starts paying. Most plans provide options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid. The cheapest travel health insurance for Europe will have the highest co-insurance.
There are different underwriters such as AIG, Lloyds, Nationwide, etc. Prices will vary for different underwriter.
Italy is popular for its many excellent universities and affordable tuition fees. There are around 51 UNESCO world heritage sites that depict the historical and cultural past of Italy which makes it a country full of historic and natural wonders. Italian food is splendid and world renowned, you get to eat the real pizzas and pastas. Italy is centrally located very good connectivity with other European and non- European countries. Students can travel using the bus or train without spending much and commute to different places.
Most US students are enrolled in English taught courses. Popular courses among US students are computer science, art, fashion design, architecture, business in administration and international relations. There are around 35,000 US students going to Italy for their studies. Last but not the least, studying in Italy is the ideal location to learn Italian as well as western classical music.
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US Citizens who have traveled overseas are now no longer required to get tested for COVID19 before traveling back to the US. This was earlier mandatory by the US government, and this requirement is currently under abeyance based on the trajectory of the pandemic.
Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.
US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).
Emergency medical evacuation insurance commonly called “Medevac insurance” offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation.
The Atlas Medevac insurance from WorldTrips is a very popular emergency medical evacuation insurance among US citizens visiting Italy.
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US Citizens with a valid US passport can travel to Italy for up to 90 days in a 180 day period without a Schengen visa
Requirements for traveling to Italy:Long stay Italy visitor visa insurance is available for visitors staying up to a year. Whether living in Italy for professional purposes, visiting family, on a private visit or to study, we have long term Italy visa insurance that caters to all the insurance requirements. The insurance plans for the long stay tourist visa in Italy offer a minimum coverage up to € 30,000 with $0 deductible, emergency medical evacuation and repatriation coverage while in Italy.
Long stay Europe visa for Italy »Most non US citizens need the Italy (Schengen) visa. You can verify if you need the visa in the list of Nationalities who need Italy visa. Non US citizens residing in the US need to show the resident status (Green card, valid US visa and copy of valid I-20 or valid I-AP66, visas…) to apply for a short term Italy visa in the US. The visa and the US resident status must be valid for at least 3 months after the last day of stay in the Italy.
Applicants who wish to stay in Italy beyond 90 days must apply for a national visa or residence permit. The applicant needs to buy Italy visa insurance offering coverage of 30,000 Euros travel insurance for long term Europe visa as mandated by the Italy Consulate. You can get more information about the residence permit on the Italy embassy/consulate's website.
While applying for Schengen visa, you need to give enough time for its processing, especially during the peak travel summer and winter season.
US citizens who want to stay in any of the 27 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
It offer an outstanding art gallery, a Medici palace, Florentine craftsmanship, museums, history, royal apartments, and one of Italy's premier gardens.
The beautifully botanic gardens cover a leafy terrace, where flowers and pergolas frame views of the Faraglioni sea stacks standing in the blue-green water below.
Naples harbor is divided into separate docks and basins by a series of piers and breakwaters, and is always bustling with activity.
Every visitor to Pisa probably heads first to what is undoubtedly the world's most famous tower, the leaning campanile standing next to the cathedral.
3000 Whitehaven Street, 20008, Washington, District of Columbia, USA
Phone
+1-202-612-4400
Fax
+1-202-518-2154
Email
stampa.washington@esteri.it
600 Atlantic Avenue, MA 02210, Boston, USA
Phone
+1-617-722-9201
Fax
+1-617-722-9407
Email
archivio.boston@esteri.it
International travel insurance resources for Italy visa holders.
Important factors while deciding on the best travel insurance to Italy.
Different types of Italy visa travel insurance options.
Italy travel insurance claims process for medical care.
Dear American Visitor Insurance,When I filled out the questions online i was a little unsure as to what to put when asked which country I will be in. I will be 2 weeks in Italy for 2 weeks and then in Morocco.
Dear Kathryn,Thanks for your inquiry! Here are the answers for your questions. You can give Italy as your destination, however you will be covered in both Italy and Morocco without any issues. Yes, this plan covers Covid as well as the quarantine expenses for $2000. Missed flight connection is covered for $500. Quarantine due to Trip Delay is covered for $2000/$150 per day per person (12 hours or more). Trip cancellation is covered 100%.
Trip Delay is covered for $2000/$100 per day (12 hours or more) Here are the details of Safe Travels Explorer plan on our site: Safe Travels Explorer Covid19 quarantine Insurance, Trawick International Trip Cancellation health insurance available to US citizens and US residents.
FAQs about travel insurance for Italy travelers.
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