Travel insurance for Hong Kong resources
International travel insurance resources for Hong Kong visa holders.
Reimbursement for loss of pre-paid, non-refundable payments.
Transportation to or between hospitals as needed.
Reimbursement of food and lodging expenses due to delay in travel.
Pays sum for lost or delayed luggage by airline.
Covers cost of treatment for sickness or injury during your vacation.
USA travelers going to Hong Kong will embark on an exciting journey to a vibrant and cosmopolitan city that seamlessly blends modernity with tradition. Hong Kong is known for its stunning skyline, bustling markets, and rich cultural heritage. Visitors can explore iconic landmarks like Victoria Peak, the Star Ferry, and the bustling streets of Mong Kok. The city's diverse culinary scene offers a delectable fusion of flavors, from street food stalls to Michelin-starred restaurants. Shopping enthusiasts will be delighted by the countless shopping malls and street markets offering everything from designer brands to unique souvenirs. Hong Kong's efficient public transportation system makes it easy to navigate the city and venture out to nearby islands or hiking trails. Whether indulging in the city's fast-paced lifestyle or seeking serenity in nature, USA travelers will find Hong Kong to be an unforgettable destination that offers a perfect blend of East and West, tradition, and modernity.
Travel insurance is highly recommended for US citizens traveling to Hong Kong. Finding the best Hong Kong travel insurance from USA on American Visitor Insurance is very easy. Travel insurance Hong Kong typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. Compare different international travel insurance for Hong Kong plans on American Visitor Insurance and choose one that best suits your needs. Having travel insurance for Hong Kong from USA ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.
Valid Passport: Ensure that your passport is valid for at least six months beyond your intended departure date from Hong Kong.
Visa Requirements: US citizens do not need a visa for stays in Hong Kong for up to 90 days for tourism or business purposes. Hong Kong allows visa-free entry for US passport holders. However, if you plan to stay longer or for other purposes, check the specific visa requirements based on your citizenship and the purpose of your visit.
Travel health insurance: It's advisable to have comprehensive travel health insurance for Hong Kong that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.
International travel has become more challenging due to this covid19 pandemic. At American Visitor Insurance, we are committed to getting the best travel insurance coverage for US Citizens visiting to Hong Kong. Travelers can compare travel health insurance with Covid coverage by using our international insurance compare tool.
The following USA travel insurance companies are offering Hong Kong travel insurance with Covid coverage for US citizens :
Trawick International offers covid travel medical insurance for covid with their Safe Travel insurance plans.
Here are some key guidelines for travelers in Hong Kong:
US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:The travel insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insuranceSafe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
The Safe Travels First Class Trip Protection, and Safe Travels Voyager insurance have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
Compare Safe Travels Trip Protection insuranceThe Trip Protection Series by Seven Corners is a three-tiered series of plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plansI am always appreciating good business conduct and when I am coming back here for the longer time span...
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Traveling while exciting, usually involves some risks; the high cost of health care and unexpected travel emergencies creates the need for good travel insurance. US Citizens travelling both within and outside of the US borders need the best travel insurance. US citizens travelling beyond the radius of 100 miles from their residence are eligible for domestic travel insurance along with for all overseas travel for which there is international travel insurance.
The travel industry has been severely disrupted with the Covid19 pandemic, the Ukraine war, hurricanes and extreme weather conditions associated with changing travel rules, shortage of staff in airlines and airports, long airport security checks, delayed or cancelled flights, long waits at airports, lost or delayed baggage, Coronavirus sickness and Quarantine requirements.
Sometimes there are situations like work related problems, travelers or family members health conditions, that bring in change in travel plans that are outside of the traveler’s control.Travel insurance with cancel for any reasons offers coverage for such situations and provides complete flexibility in travel plans to cover the trip itself.
While travelling along with the investment in the journey itself, the most important part of the travel is the health of the traveler. Travel insurance for US older travelers is particularly important as there is an increased risk of unexpected health emergency or accidents during the travel which can be very expensive.There are also US citizens travel insurance with pre-existing conditions coverage which provide cover for unanticipated acute onset of pre-existing ailments, again very important for senior citizens.All of these expenses can be covered by the best US travel insurance. US travel insurance plans offers coverage to minimize the traveler’s expenses especially since US Medicare and other domestic health insurance provide little or no coverage outside the US borders. Travel insurance is crucial and becomes the main insurance coverage for US citizens when they lack other health insurance.
US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US. International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
Get Quote »Globehopper travel medical insurance offered by International Medical Group (IMG) is specifically designed for US citizens and US permanent residents aged 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip. The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation.
Get Quote »Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Is it worth buying trip cancellation plans? Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is don't months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements. Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Hong Kong can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.
Buy Trip Cancellation InsuranceFor short term travel vacations ranging from a few weeks to few months (less than a year). This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions...
Click here to read more »Ideal for expats working overseas and for US pensioners living outside the US. These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits...
Click here to read more »Even though it might not be mandatory to have medical insurance for USA travelers to Hong Kong. However, given the Covid pandemic, the war in Ukraine, international travel has become more uncertain with disrupted flights and pandemic restriction, it is very important to buy good short term travel insurance from USA to the Hong Kong to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.
At American visitor insurance we offer Covid travel insurance for US citizens which work well as health insurance for US visitors to Hong Kong. International travelers can compare different health insurance for visitors in Hong Kong and buy the best travel insurance for the Hong Kong according to their specific USA to Hong Kong travel insurance requirements.
Hong Kong Covid travel insurance requirements
Travel insurance for Hong Kong is recommended during the covid as it is uncertain and if anything goes wrong during the travel like sudden sickness of trip delays, cancellation, baggage loss. Covid travel insurance for Hong Kong will assure adequate coverage for most of the expenses. Following are the Hong Kong travel insurance plans satisfying requirements for US citizens.
Medicare will not cover US citizens traveling to Hong Kong. Medicare will cover eligible older Americans only within the US borders. All the 50 US states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa are considered part of the U.S and accept US Medicare.
However, Medicare will not pay for health care services outside these US territories or traveling in a ship and when the ship is more than 6 hours away from the US port. The Medicare prescription drugs plan also does not offer coverage for the drugs purchased outside the United States.
There are some USA Covid travel insurance plans available for travel to Hong Kong that cover covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Hong Kong to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.
This is a great question and our website strives to answer this question for our customers. Due to the different needs of different travelers there is not one policy that is always best for everyone in their situation. But those traveling without kids can find different options that may suit them better.
If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different plans than someone without a life-threatening pre-existing condition. We endeavor to give our clients as much information as possible so they can find the plan that is best for you. Or, if you want some guidance, our licensed agents are here to help you with your choice!
The claim can be filed by submitting the scanned copy of the hospital bill and receipts to the insurance company over the email along with the completed claim form. The customer gets the money reimbursed from the insurance company after they receive the bill.
If the hospital provider and insurance company agree for the direct billing, then the doctor's provider can directly send the bill to the insurance company and they can pay the money directly to the doctor. More details …
Yes , any traveler entering the US is required to get a covid19 test and the result is expected to be negative.
Most countries have made it mandatory for international travellers to carry a negative covid test report for entering their country.
The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Hong Kong. Healthcare costs can be high in Hong Kong, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.
The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes
The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Hong Kong can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.
Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.
Travel insurance is not mandatory for US citizens visiting Hong Kong. However, even if not mandatory, travel insurance for Hong Kong is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.
When choosing travel insurance for your trip to Hong Kong, consider the following factors
When buying travel health insurance for Hong Kong, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
Complete the travel insurance quote form by providing traveler details and the insurance requirements.
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.
The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.
Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.
The longer the duration of visitor medical insurance required, the higher will be the cost.
Additional add-on benefits like adventure sports coverage will increase the cost of coverage.
Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Hong Kong. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination. Get Quote »
Review and compare the best Annual insurance.
US Citizens who have traveled overseas are now no longer required to get tested for COVID19 before traveling back to the US. This was earlier mandatory by the US government, and this requirement is currently under abeyance based on the trajectory of the pandemic.
Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.
US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).
Emergency medical evacuation insurance commonly called “Medevac insurance” are popular among US citizens travelling to Hong kong offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation.
These plans are ideal for regular travelers who make many overseas trips annually. The Annual multi-trip insurance for travelling to Hong Kong plans provide coverage for a whole year, while having a maximum limit for the length of each international trip. Business travelers find the annual trip plans very useful and price effective, as opposed to buying insurance for each of their overseas trips. One of the requirement is that the traveler must have primary health insurance in the home country
Get Quote »The temple complex is made up of several buildings, including the Hall of Three Saints, the Good Wish Garden, and another hall dedicated to Confucius and his 72 disciples.
Ocean Park is a marine mammal park, oceanarium, animal theme park and amusement park situated in Wong Chuk Hang and Nam Long Shan in the Southern District of Hong Kong.
This popular trail offers spectacular views out over the ocean, Big Wave Bay, Mount Collinson, Stanley etc.
Tsim Sha Tsui offers Avenue of Stars, Space Museum,shopping, entertainment hub etc.
International travel insurance resources for Hong Kong visa holders.
Important factors while deciding on the best travel insurance to Hong Kong.
Different types of Hong Kong visa travel insurance options.
Hong Kong travel insurance claims process for medical care.
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