Rhine River - 
Danube River - 
Elbe River - 
Baltic Sea - 
Location: Western Europe
Capital:
Language: German, English, French
Currency: Euro
Population: Around 82 million
Best time to visit: March to May, late October to November
Vacation spots: 
Travel insurance for Germany resources
International travel insurance resources for Germany visa holders.
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Reimbursement for loss of pre-paid, non-refundable payments.
Transportation to or between hospitals as needed.
Reimbursement of food and lodging expenses due to delay in travel.
Pays sum for lost or delayed luggage by airline.
Covers cost of treatment for sickness or injury during your vacation.
USA travelers going to Germany will experience a captivating blend of history, culture, and modernity in the heart of Europe. From the bustling streets of Berlin, where remnants of the country's divided past meet contemporary architecture, to the charming towns nestled along the Rhine River, Germany offers a diverse range of experiences. History enthusiasts can explore the historic landmarks of Munich, such as the Nymphenburg Palace and the Dachau Concentration Camp Memorial Site, while art lovers will appreciate the world-class museums in cities like Frankfurt and Dresden. The country's picturesque landscapes, including the Black Forest and Bavarian Alps, provide ample opportunities for outdoor adventures and scenic hikes. Germany's efficient transportation system makes it easy for travelers to explore different regions, whether by train, car, or bicycle.Food lovers will delight in the hearty German cuisine, from bratwurst and pretzels to mouthwatering pastries.
Travel insurance is highly recommended for US citizens traveling to Germany whether by air or on a cruise. Germany travel insurance provides coverage and protection in case of unforeseen events or emergencies during the trip. Given the dramatic weather changes around the globe resulting in disruptions in flights, travel insurance is really a necessity. The cost of travel insurance Germany is around 5% of the trip cost and easily provides value worth more than its cost. Travel insurance from US for Germany typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. Compare different international travel insurance for Germany on American Visitor Insurance and choose one that best suits your needs. Having travel insurance for Germany from US ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.
Valid Passport: Ensure that your passport is valid for at least six months beyond your intended departure date from Germany.
Visa Requirements: US citizens do not need a visa for stays in Germany and the Schengen Area for up to 90 days for tourism or business purposes. However, verify the specific visa requirements based on your citizenship and the purpose of your visit if you plan to stay longer.
Travel health insurance: It's advisable to have comprehensive travel health insurance for Germany that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.
Here are some key guidelines for travelers in Germany:
Germany has fully opened its borders and is accepting visitors without any travel restrictions. However in these uncertain times, it is important to buy the best travel insurance Germany from USA. At American Visitor Insurance, we are committed to getting the best travel health insurance for Germany cost being compared between insurance providers and policies to give US travelers the best travel insurance Germany. Travelers can compare travel medical insurance for Germany by using our Europe travel insurance compare tool.
The following US travel insurance companies are offering travel and health insurance for Germany with Covid coverage:
Trawick International offers covid travel medical insurance for coronavirus with their Safe Travel insurance plans.
US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:The travel insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insuranceSafe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
The Safe Travels First Class Trip Protection, and Safe Travels Voyager insurance have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
Compare Safe Travels Trip Protection insuranceThe Trip Protection Series by Seven Corners is a three-tiered series of plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plansI am always appreciating good business conduct and when I am coming back here for the longer time span...
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Given the high cost of healthcare and travel related vagaries, US citizens need to have good travel insurance irrespective of whether one is traveling within the United States or overseas. US citizens can buy domestic travel insurance for any travel 100 miles from their primary residence and can buy the best travel insurance for all overseas travel.
Covid19, the Ukraine war, hurricanes and inclement weather along with severe labor shortages, long airport security checks … have disrupted the travel industry resulting in delayed or cancelled flights, long waits at airports, lost or delayed baggage, along with Covid related sickness and the need for Quarantine …., all of these can result in expensive changes to one’s travel plans.The financial loss due to this can be significant, especially if for an expensive planned vacation with connecting airline tickets, hotels or cruise bookings.It is recommended to buy the best Cruise travel insurance for a cruise trip.
There are also circumstances beyond the control of the traveler and can force change to travel plans. This can be due to the health of the traveler or that of an immediate family member or other work related conditions.These situations are also covered by travel insurance with the cancel for any reason coverage benefit which gives full flexibility in travel plans.
Along with disruption to travel, there is also the health of the traveler during the journey itself. This is particularly important for older travelers, and an accident or an unanticipated health emergency while traveling can be very expensive but will be covered by travel insurance. The best Travel insurance for US senior travelers complements existing health insurance or be the main insurance coverage to minimise the travelers expenses. Travel insurance is indispensable and becomes the primary cover for US citizens while outside the United States as US domestic health insurance, including Medicare provide little health coverage outside US borders.
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Willkommen in Deutschland!, Welcome to Germany! For many Americans who have German ancestry, travel to Germany is a discovery of their roots. Even for those without any German connections, modern day Germany has much very much to offer. There are the popular attractions, such as the Neuschwanstein Castle in Bavaria or the Berlin Wall.
Visitors are also attracted by the picture-postcard small towns with half-timbered houses, the big city charm of Berlin, Frankfurt and Munich and the wealth of arts and culture. They are also amazed by the historical past, that comes alive in presence of delightful castles and palaces.
Then of course there is German food, Creamy Sauerkraut, Bratwurst and local beer. This explains why nearly 2.5 million Americans visit Germany annually.However, Americans vacationing in Germany should take care to buy proper travel medical insurance. Your health is not insured by your domestic US insurance, which does not travel with you beyond US borders. At American Visitor insurance, you can compare several different insurance plans from competing insurers to buy the best US health insurance which works while traveling to Germany and fits your needs best.
Germany Covid travel insurance requirements
Travel insurance for Germany is recommended during the covid as it is uncertain and if anything goes wrong during the travel like sudden sickness of trip delays, cancellation, baggage loss. Covid travel insurance for Germany will assure adequate coverage for most of the expenses. Following are the Germany travel insurance plans satisfying requirements for US citizens.
here are some USA Covid travel insurance plans available for travel to Germany that cover covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Germany to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.
If you are a US citizen or have the nationality which does not need the Schengen visa, then travel insurance to Germany is not mandatory. However travel insurance for Italy from USA is mandatory if one need’s a Schengen visa or if you want to stay over 90 days in Europe. However, given the Covid pandemic, the war in Ukraine, the high cost of health care in Germany, the fact that US domestic health insurance provides little coverage in Germany and that international travel has become more uncertain with disrupted flights and pandemic restriction, it is strongly recommended that international travelers buy the best Germany travel health insurance.
Given the relatively low cost of travel medical insurance for Germany, it is prudent for international travelers to buy the best travel insurance for Germany which can actually save significant money in the event of any adverse medical or travel related situation.
Excellent question and we work hard to find the best answer to this question! Given the unique needs of different US travelers there is no single Germany travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.
We endeavor to give US travelers as much relevant information as possible so they can find the best medical coverage when traveling in Germany. Our Travel insurance for Germany from US quote comparison tool helps US travelers compare different German visa travel insurance plans based on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!
American Visitor Insurance works with reputed US travel insurance providers to provide travel insurance options for travel to the US and for US citizens traveling within the US and overseas. We have two decades experience in understanding the diverse requirements of US travelers and in offering appropriate travel medical insurance options to them. Our licensed customer support team provide service at all times helping US travelers find the most appropriate long term Europe travel insurance for their needs as well as guide them when using the insurance claims in the event of a medical or travel emergency.
We also provide answers to all travel health insurance for US citizens and reviews of different products, testimonials for customers as well as provide an user friendly US health insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help US citizens make an informed decision while buying travel medical insurance for Germany.
The international travel situation remains uncertain as we are still dealing with the on-going (seemingly endless) pandemic and now the Ukraine war and a slowing economy. US travelers returning home from overseas are no longer required to have a negative Covid test, however a Covid infection can force one to stay in Quarantine outside the US. This increases the travel risks and the chance of losing non-refundable trip expenses as well as increased Quarantine expenses. Given this, it is very important to buy travel insurance with coverage for Covid19 quarantine expenses.
Most countries no longer make it mandatory for international travelers to carry a negative covid test report or even have the Covid vaccination for entering their country. However, different countries have different rules, which change under short notice. Given the fluid international travel situation, it remains prudent to buy good international travel insurance to help overcome any adverse situation.
The US authorities have removed all Covid pandemic related travel restrictions. Travelers flying in to the US no longer need a covid19 test report.
The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Germany. Healthcare costs can be high in Germany, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.
The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes
The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Germany can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.
Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.
Travel insurance is not mandatory for US citizens visiting Germany. However, even if not mandatory, travel insurance for Germany is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.
When choosing travel insurance for your trip to Germany, consider the following factors
When buying travel health insurance for Germany, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
Group travel insurance for Germany for five or more travelers on same itinerary.
Know more »US students studying in Germany, International student health insurance Germany.
Know more »Complete the travel insurance quote form by providing traveler details and the insurance requirements.
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.
The older the traveler, the more expensive will be the cost of travel insurance.
The medical coverage options range from $50,000, up to $1,000,000, the higher the coverage, the greater the premium.
A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan starts paying. Most plans provide options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid. The cheapest travel health insurance for Europe will have the highest co-insurance.
There are different underwriters such as AIG, Lloyds, Nationwide, etc. Prices will vary for different underwriter.
Berlin's most famous historic landmark is the Brandenburg Gate, once a symbol of a divided nation and now a symbol of unity and peace.
The city's zoo, was established in 1907 to house a collection of exotic animals owned by a local fishmonger, Carl Hagenbeck.
Also known as the King's Lake.This lovely Bavarian lake is one of the great beauty spots of the region known as Berchtesgadener Land.
The Palace with huge park and many works of art like exquisite Chinese House, an extremely elaborate garden pavilion, and a wonderful Roman Baths complex.
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US Citizens who have traveled overseas are now no longer required to get tested for COVID19 before traveling back to the US. This was earlier mandatory by the US government, and this requirement is currently under abeyance based on the trajectory of the pandemic.
Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.
US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).
As the cost of education in the US is very high and Germany offers education without tuition fees, many US students are applying to colleges and universities to get degrees here without spending too much. Every year more than 12,500 US students are going to Germany for studies. The cost of living is affordable in Germany making it a financial advantage. Germany is one of the top places to study among US student for many reasons.
It has many top ranked universities, wide range of courses, low or no tuition fees, guaranteed work opportunities even on a student visa. Being centrally located within Europe one can easily travel across different European countries.
Germany offers excellent study programs that are globally recognized, while also providing a great chance to learn German. All of these factors make Germany a popular international student destination.
Get Insured!Emergency medical evacuation insurance commonly called “Medevac insurance” are popular among US citizens travelling to Germany offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation. The Atlas Medevac insurance from WorldTrips is a very popular emergency medical evacuation
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US Citizens with a valid US passport can travel to Germany for up to 90 days in a 180 day period without a Schengen visa
Requirements for traveling to Germany:Long stay Germany visitor visa insurance is available for visitors staying up to a year. Whether living in Germany for professional purposes, visiting family, on a private visit or to study, we have long term Germany visa insurance that caters to all the insurance requirements. The insurance plans for the long stay tourist visa in Germany offer a minimum coverage up to € 30,000 with $0 deductible, emergency medical evacuation and repatriation coverage while in Germany.
Long stay Europe visa for Germany »Most non US citizens need the Germany (Schengen) visa. You can verify if you need the visa in the list of Nationalities who need Germany visa. Non US citizens residing in the US need to show the resident status (Green card, valid US visa and copy of valid I-20 or valid I-AP66, visas…) to apply for a short term Germany visa in the US. The visa and the US resident status must be valid for at least 3 months after the last day of stay in the Germany.
Applicants who wish to stay in Germany beyond 90 days must apply for a national visa or residence permit. The applicant needs to buy Germany visa insurance offering coverage of 30,000 Euros travel insurance for long term Europe visa as mandated by the Germany Consulate. You can get more information about the residence permit on the Germany embassy/consulate's website.
While applying for Schengen visa, you need to give enough time for its processing, especially during the peak travel summer and winter season.
US citizens who want to stay in any of the 27 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
International travel insurance resources for Germany visa holders.
Important factors while deciding on the best travel insurance to Germany.
Different types of Germany visa travel insurance options.
Germany travel insurance claims process for medical care.
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Trip cancellation insurance only offer coverage for trip investment expenses, but also cover medical expenses while on a cruise trip. In case a traveler missed a cruise because a flight was delayed, or had to cancel a cruise vacation because he/she fell sick or for any other reason. The Trip Cancellation insurance will cover non-refundable trip investment expenses. It will also cover medical expenses while the traveler is on the cruise, such as falling sick and needing medical assistance.
Some cruises have medical treatment facilities to treat minor injuries, however if the injury or sickness is severe the traveler may be asked to get off the ship at the nearest port to get immediate medical care. If adequate healthcare treatment is not available at the place you got off the cruise, then you may have to get transported or evacuated to the nearest hospital, the trip protection insurance would cover these expenses
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