Travel Medical USA insurance with pre-existing coverage

Travel Medical USA Visitor Basic vs Travel Medical USA Visitor Choice- FAQs

• What if the traveller pays for a healthcare service and needs reimbursement?

  Refer the ID cards provided by Seven Corners Insurance at the time of Travel Medical USA Visitor enrolment which will have all the necessary information for reimbursement.

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  How to use Travel Medical USA Visitor Basic while receiving treatment?

  When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

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  What is the meaning of acute onset of pre-existing conditions?

  According to Seven Corners policy brochures, The sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

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  Does Travel Medical USA Visitor Basic insurance cover acute onset of pre-existing conditions?

  Travel Medical USA Visitor Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

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  What is the meaning of “Travel Medical USA Visitor Basic insurance is a fixed benefit plan”?

  Travel Medical USA Visitor Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

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  Which is the best visitor insurance in USA?

  The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions. We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

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  I wish to extend my stay in the US, is it possible to renew Travel Medical USA Visitor Basic Insurance?

  Yes Travel Medical USA Visitor Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Travel Medical USA Visitor Basic insurance online to extend their coverage

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  How can one use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United states?

  Travelers can review this article on how to use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United States.
• What if the traveller pays for a healthcare service and needs reimbursement?

  Refer the Travel Medical USA Visitor ID card provided by Seven Corners insurance at the time of enrolment. This has all the necessary information for reimbursement.

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  How to use Travel Medical USA Visitor Choice while receiving treatment?

  When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Choice insurance. Show them your Travel Medical USA Visitor Choice ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

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  What is the meaning of acute onset of pre-existing conditions?

  Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

  A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

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  Does Travel Medical USA Visitor Choice insurance cover acute onset of pre-existing conditions?

  Travel Medical USA Visitor Choice offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $75,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

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  What is the meaning of “Travel Medical USA Visitor Choice insurance is a fixed benefit plan”?

  Travel Medical USA Visitor Choice insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

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  Which is the best visitor insurance in USA?

  The best visitor insurance will depend on the visitors’ requirements. Some visitors to US look for affordable travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive coverage that would exclusively cover medical expense.

  We have some resources such as a compare visitor insurance tool, answers to commonly asked questions, resourceful blogs and answers to specific customer queries. We can get you the best visitor medical insurance in USA. We offer Travel Medical USA Visitor Choice insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

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  How can one use Travel Medical USA Visitor Choice visitor medical insurance in case of emergency in the United states?

  Travelers can review this article on how to use Travel Medical USA Visitor Choice visitor medical insurance in case of emergency in the United States.

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  How does Travel Medical USA Visitor Choice insurance offer coverage for medical expenses?

  Travel Medical USA Visitor Choice insurance offers fixed benefit coverage. After the deductible amount, Travel Medical USA Visitor Choice pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Travel Medical USA Visitor Choice insurance working example