Compare Travel Medical USA Visitor Basic vs Visitors Care

Travel Medical USA vs Visitors Care Insurance - FAQs

• Travel Medical USA Visitor Basic Insurance - FAQ's
  What if the traveller pays for a healthcare service and needs reimbursement?

  Refer the ID cards provided by SevenCorners Insurance at the time of Travel Medical USA Visitor enrolment which will have all the necessary information for reimbursement.

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  How to use Travel Medical USA Visitor Basic while receiving treatment?

  When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

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  What is the meaning of acute onset of pre-existing conditions?

  According to SevenCorners policy brochures, The sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

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  Does Travel Medical USA Visitor Basic insurance cover acute onset of pre-existing conditions?

  Travel Medical USA Visitor Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50K and visitors aged between 70 and 79 years are covered for $25K. No coverage for visitors above 80 years for pre-existing conditions.

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  What is the meaning of “Travel Medical USA Visitor Basic insurance is a fixed benefit plan”?

  Travel Medical USA Visitor Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

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  Which is the best visitor insurance in USA?

  The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions. We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

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  I wish to extend my stay in the US, is it possible to renew Travel Medical USA Visitor Basic Insurance?

  Yes Travel Medical USA Visitor Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Travel Medical USA Visitor Basic insurance online to extend their coverage

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  How can one use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United states?

  Travelers can review this article on how to use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United States.

• Visitors Care Insurance - FAQ's
  Is IMG a good insurance company?

  IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
  International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.

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  How does Visitors Care insurance work?

  Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
  For detailed working example of how it works, you can review Visitors Care insurance working example

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  How can a visitor use Visitors Care insurance in case of emergency in USA?

  International Medical Group (IMG) offers the Patriot America Plus insurance plan which has good coverage for acute onset of pre-existing conditions up to the age of 70 years.

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  Can US citizens buy Visitors Care insurance?

  Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

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  Which is the most affordable plan offered by International medical group?

  Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.