Covid19 Travel insurance with quarantine coverage

The requirements for travel are quite fluid because of the rapidly changing situation with the covid19 pandemic and its many new variants most notably the Delta variant. However as of now, while the CDC recommends everyone to get vaccinated, it does not require travellers to undergo quarantine after domestic travel. The CDC however does recommend that unvaccinated travelers self quarantine after travel for 7 days with a negative test and for 10 days if they do not get test for Covid19.

Thanks to the Covid19 Delta variant, the travel requirements for any country are fluid and can change depending on the pandemic situation. Currently all travelers flying to the USA are required to get tested for Covid19, however they are not required to quarantine with a negative Covid test result.

Covid19 pandemic has made international travel challenging. Most countries are allowing international travelers with certain rules and requirements. These countries are trying to shield their citizens by enforcing strict safety measures for international travelers. Many countries are insisting on travel insurance with Covid19 quarantine coverage should the traveler test positive for Covid19 and need to accommodate somewhere. Some of the countries who insist travel insurance that covers covid quarantine costs are Costa Rica, Turks and Caicos Islands, most other Caribbean islands, Thailand, Argentina and Venezuela.

A few travel insurance companies have designed covid travel insurance for quarantine coverage. They cover the quarantine lodging expenses in case the traveller is tested positive. The trip delay benefit in a few plans are used for accommodation expenses per day up to a set maximum limit based on the plan.

Since the outbreak of the Coronavirus pandemic, most travel insurance products now have included Covid-19 coverage as part of their coverage just like any other illness. Covid coverage and Covid quarantine benefits to provide coverage for quarantine while traveling. There are many covid travel insurance plans for quarantine coverage from top rated insurance providers.

Covid -19 coverage coverage is offered by the travel insurance company when the insured has contracted the illness, irrespective of the variant. It covers the medical expenses and quarantine expenses related to covid illness. Preventive care like vaccinations are generally not covered unless mentioned in the policy document.

To get a reimbursement of the quarantine expenses the insured person need the following in order to get the Covid coverage:

• A positive Covid 19 test report after the inception of the travel insurance policy
• The covid 19 cover needs to have quarantine coverage included in the policy
• The covid treatments, tests and quarantine order needs to be demanded by a medical physician after contracting the Coronavirus illness in order for the insured to be covered. Any tests or treatment availed without the approval of a medical physician will not be covered.

A mandatory quarantine requirement of a visitor into a country before having a positive PCR test will be considered as a preventive care and not be covered by the travel insurance plan. Travel insurance policies that offer Covid-19 coverage do not cover preventive care like mandatory quarantine or vaccination. In case the destination country has mandatory quarantine requirements regardless of vaccination status or test result, those costs need to be paid by the visitors on their own. In case of contracting the coronavirus illness and have tested positive for covid the travel insurance will cover covid-19 related expenses.

Travelers who are US citizens or US residents can get travel insurance with quarantine cover from Trawick International with their Safe Travels Voyager Insurance and Safe travel Explorer insurance plan.
Travelers who are Non US Citizens and Non US Residents traveling outside their home country can get Safe Travel International insurance and Safe Travel International cost saver insurance that offer quarantine coverage.
Travelers can visit American visitor insurance for more details that will enable the visitor to make an informed decision.

Covid-19 travel insurance will provide benefits like:

• Medical emergencies cover due to coronavirus illness.
• In case of Trip Interruption
• Medical Evacuation due to an emergency
• Cancel for Any reason (CFAR) can be included as an add on cover to the Covid-19 cover. This offers travelers complete flexibility in case of cancellation of the trip. The CFAR cover reimburses up to 75% of any prepaid costs.