Study USA Insurance Forum

Hello,
I am a 37-year old J1 visa holder (visa is from 10/1/2015 to 9/30/2016). I am living in Japan and will go to U.S. on 9/13/2015. I want to subscribe to the health insurance which covers the period from 10/1/2015 to 9/30/2016.
Could you make sure whether your plan meets the following conditions?
If you have multiple plans meeting the following conditions, please specify the plan with the lowest cost.
Required Coverage:

• No overall maximum dollar limit for medical coverage
• Annual deductible of no more than $500
• Coinsurance that does not exceed 25%
• Medical evacuation coverage must be at least $50,000
• Repatriation coverage must be at least $25,000
• Pre-existing conditions must be covered with no waiting period or exclusions or dollar limits
• Maternity must be a covered benefit
• Mental Health and Substance Abuse services must be a covered benefit
• Preventive Care & Wellness Services must be covered with no cost (includes immunizations and screening tests)
• Prescription drugs must be a covered benefit
• Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government

• STUDY USA Standard:
  This plan offers a policy maximum of $250,000 with a in network deductible of $50 and out of network deductible of $150.
• STUDY USA Preferred:
  This plan offers a policy maximum of $300,000 with a in network deductible of $50 and out of network deductible of $150.

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Hello,
My name is David and my wife is on J1 and I am on J2. I am 44 and my wife is 49. My kids are 10 and 8. I need a health insurance plan that covers J Visa requirements. I am in the state of Maryland. Your help with this is appreciated!
Thanks,
David

Dear David,
Thank you for contacting us at American Visitor Insurance for your Student insurance needs!.
For your criteria, here is the plan that is best suited:
STUDY USA from USI Travel Insurance Services:
This plan meets the J Visa requirements. This is available for the state of Maryland. There are 2 types of plans available under this plan.
(I) STUDY USA Standard:
This plan offers a policy maximum of $250,000 with a in network deductible of $50 and out of network deductible of $150.
(ll) STUDY USA Preferred:
This plan offers a policy maximum of $300,000 with a in network deductible of $50 and out of network deductible of $150.

For more details on this plan, check this link on our website:

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Hi,
I am coming to US on J1 Visa. I will be living in the state of Maryland. I need health insurance that satisfies J Visa requirements and also provides coverage for Mental Health disorders. I was looking at your website and I am interested in Visit USA plan. I will look forward for your response on this.
Thanks,
Vishal

Dear Vishal,
Thank you for contacting us at American Visitor Insurance for your Student insurance needs!.
For your criteria, here is the plan that is best suited:
STUDY USA from USI Travel Insurance Services: This plan meets the J Visa requirements. This is available for the state of Maryland. There are 2 types of plans available under this plan.
(I) STUDY USA Standard:
This plan offers a policy maximum of $250,000 with a in network deductible of $50 and out of network deductible of $150.
(ll) STUDY USA Preferred:
This plan offers a policy maximum of $300,000 with a in network deductible of $50 and out of network deductible of $150.
This plan provides 90% of Usual, Reasonable and Customary charges up to $10,000

For more details on this plan, check this link on our website:

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Hi,
I am a J1 Visa holder and I need an insurance plan that satisfies the J1 Visa requirements as well as provide coverage for routine check ups and sports. Is there a plan that might provide such coverage?
Thank you,
Alexandra

Dear Alexandra,
Thank you for contacting us at American Visitor Insurance for your Student insurance needs!.
STUDY USA from USI Travel Insurance Services:
This plan meets the J Visa requirements. There are 2 types of plans available under this plan.
(I) STUDY USA Standard: This plan offers a policy maximum of $250,000 with a in network deductible of $50 and out of network deductible of $150.
(ll) STUDY USA Preferred: This plan offers a policy maximum of $300,000 with a in network deductible of $50 and out of network deductible of $150.
This plan offers one wellness exam with 100% coverage for the certificate period. This plan also has sports activity coverage available.

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