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StudentSecure Budget

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StudentSecure Budget Insurance Eligibility
- Individuals up to the age of 65 years.
- Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week.
- The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
- Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
- Must not have obtained residency status in the Host Country.
- Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.
- This plan meets J-1 visa requirements, covers pre-existing condition coverage after policy is in effect for 12 months and some intercollegiate, interscholastic, intramural, or club sports coverage.
Coinsurance
- Inside the United States
  - In ppo network: Plan pays 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
  - Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
- Outside the United States
  - After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
Restrictions
- StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.
StudentSecure Budget - Key Highlights
- This is an international student health plan which is suited for international students studying abroad outside their home country.
- This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
- The Budget plan provides a policy maximum of $250,000 and Certificate period maximum of $500,000.
- There will be a deductible of $45 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $90 deductible per injury or sickness is applicable.
- Plan provides $350 for treatment in an emergency room for claims within the US only.
- Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered up to the next $25000 after deductible and then 100% of the expense is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
- Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
- Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
- Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
- Pre -existing condition is covered after a 12 month waiting period.
- Maternity care for covered pregnancy is covered for up to $5,000.
- Intensive Care Unit charges are covered up to the overall maximum limit.
- Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
- Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
- Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
- Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $3000 maximum per injury or illness, medical expenses only.
- Emergency Medical Evacuation is covered for up to $250,000 lifetime maximum (Not subject to deductible or co-insurance).
- Repatriation of remains is covered for up to $25,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Select

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StudentSecure Select Insurance Eligibility
- Individuals up to the age of 65 years.
- Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week.
- The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas.
- Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
- Must not have obtained residency status in the Host Country.
- Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.
- This plan meets J-1 visa requirements, covers pre-existing condition coverage after policy is in effect for 6 months and some intercollegiate, interscholastic, intramural, or club sports coverage.
Coinsurance
- Inside the United States
  - In ppo network: Plan pays 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
  - Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
- Outside the United States
  - After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
Restrictions for StudentSecure Select Plan
- StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.
Restrictions for StudentSecure Select - Key Highlights
- This is an international student health plan which is suited for international students studying abroad outside their home country.
- This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
- The Select plan provides a policy maximum of $300,000 and Certificate period maximum of $600,000.
- There will be a deductible of $35 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $70 deductible per injury or sickness is applicable.
- Plan provides $200 for treatment in an emergency room for claims within the US only.
- Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered up to the next $5000 after deductible and then 100% of the expense is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
- Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
- Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
- Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
- Pre-existing conditions are covered after a 6 month waiting period.
- Maternity care for covered pregnancy is covered for up to $10,000.
- Intensive Care Unit charges are covered up to the overall maximum limit.
- Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
- Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
- Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
- Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $5000 maximum per injury or illness, medical expenses only.
- Emergency Medical Evacuation is covered for up to $300,000 lifetime maximum (Not subject to deductible or co-insurance).
- Repatriation of remains is covered for up to $50,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Elite

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StudentSecure Elite Eligibility
- Individuals up to the age of 65 years.
- Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week.
- The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
- Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
- Must not have obtained residency status in the Host Country.
- Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.
- This plan meets J-1 visa requirements, covers pre-existing condition coverage after policy is in effect for 6 months and some intercollegiate, interscholastic, intramural, or club sports coverage.
Coinsurance for StudentSecure Elite Plan
- Inside the United States
  - In ppo network: Plan pays 100% of eligible expenses, after the deductible, up to the overall maximum limit.
  - Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
- Outside the United States
  - After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
Restrictions
- StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase
StudentSecure Elite - key highlights
- This is an international student health plan which is suited for international students studying abroad outside their home country.
- This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
- The Elite plan provides a policy maximum of $500,000 and Certificate period maximum of $5000,000.
- There will be a deductible of $25 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $50 deductible per injury or sickness is applicable.
- Plan provides $100 for treatment in an emergency room for claims within the US only.
- Co-insurance with this plan for the claims incurred within the US: Within the PPO, 100% of eligible expenses is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
- Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
- Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
- Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
- Pre-existing conditions are covered after a 6 month waiting period.
- Maternity care for covered pregnancy is covered for up to $25,000.
- Intensive Care Unit charges are covered up to the overall maximum limit.
- Outpatient prescription drugs are covered as Generic drugs:100% co-insurance, Brand name drugs: 50% co-insurance, Specialty drugs: No coverage.
- Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
- Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
- Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $5000 maximum per injury or illness, medical expenses only.
- Emergency Medical Evacuation is covered for up to $500,000 lifetime maximum (Not subject to deductible or co-insurance).
- Repatriation of remains is covered for up to $50,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Smart

Plan Details Brochures Buy Online

StudentSecure Smart Eligibility
- Individuals up to the age of 65 years.
- Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week. The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
- Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
- Must not have obtained residency status in the Host Country.
- Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.
- This plan meets J-1 visa requirements, covers pre-existing condition coverage only for the acute onset of a pre-existing condition.
Coinsurance
- Inside the United States
  - In ppo network: Plan pays 80% of eligible expenses after the deductible up to the overall maximum limit.
  - Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
- Outside the United States
  - After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
Restrictions for StudentSecure Smart Plan
- StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.
StudentSecure Smart - key highlights
- This is an international student health plan which is suited for international students studying abroad outside their home country.
- This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
- The Smart plan provides a policy maximum of $100,000 and Certificate period maximum of $200,000.
- There will be a deductible of $50 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $100 deductible per injury or sickness is applicable.
- Plan provides $350 for treatment in an emergency room for claims within the US only.
- Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered after deductible. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
- Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
- Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- $50 maximum, $500 maximum, Inpatient - Up to $5000 maximum.
- Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
- Intensive Care Unit charges are covered up to the overall maximum limit.
- Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
- Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
- Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
- Emergency Medical Evacuation is covered for up to $50,000 lifetime maximum (Not subject to deductible or co-insurance).
- Repatriation of remains is covered for up to $25,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

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