Best international student insurance for US students abroad

US student travel insurance

US student insurance is commonly known as international student insurance or study abroad insurance, is designed to provide health and travel coverage for US students studying or participating in educational programs outside the United States. This US student abroad insurance offered on American Visitor Insurance is essential as most domestic US health insurance plans may not offer adequate coverage and have limited benefits while US students are overseas.

Here are some key features of US student abroad insurance:

• Medical Coverage: This includes coverage for medical expenses, doctor visits, hospitalization, prescription drugs, and emergency medical treatment for illnesses or injuries that occur while studying abroad.
• Emergency Medical Evacuation: In case of a serious medical condition that cannot be adequately treated at the current location, this benefit covers the cost of transportation to the nearest suitable medical facility or back to the US if necessary.
• Repatriation of Remains: In unfortunate cases of death, this benefit covers the expenses of returning the student's remains to their home country.
• Travel Assistance: Many insurance plans offer 24/7 travel assistance services, including help with lost passports, emergency travel arrangements, language interpretation, and more.
• Mental Health Coverage: Some plans may include coverage for mental health services, counseling, and treatment.
• Maternity Coverage (Optional): Depending on the plan, students may have the option to add maternity coverage if needed.
• Personal Liability: Coverage for legal expenses and compensation in case the insured student is held liable for causing injury or damage to a third party.
• Sports and Activities Coverage: Some plans offer coverage for certain sports and activities, particularly important for students who plan to engage in recreational activities while abroad.
• Trip Interruption: Coverage for the reimbursement of non-refundable trip costs if the student needs to return to the US unexpectedly due to covered reasons.
• Pre-existing Conditions (Varies): Some plans offer limited coverage for pre-existing conditions, while others may exclude them altogether.

US student abroad insurance is typically available for various durations, ranging from a few weeks to a full academic year. It's essential for students to carefully review the policy terms, coverage limits, and exclusions to ensure the plan meets their specific needs and the requirements of their study abroad program.

As always, it's advisable to compare different health insurance for US students. Students should compare quotes, and seek guidance from licensed insurance agents in American Visitor insurance to make an informed decision to find the best student insurance coverage for studying abroad.

Benefits of GeoBlue Navigator Student insurance

Some highlights of the GeoBlue Navigator Student medical insurance:

• Popular among US students
• It provides UNLIMITED annual and lifetime medical maximum
• Pre-existing conditions exclusion can be waived with proof of prior creditable coverage
• Coinsurance is waived for care outside the U.S.
• Sports, terrorist and alcohol-related injuries are covered
• Exceeds J-1 visa requirements for the US
• Simpler, Better Access to Care, No waiting period associated with any preventive services.
• No waiting period associated with any preventive services
• Contracted providers bill GeoBlue directly, eliminating paperwork and out-of-pocket expenses for you
• Convenient mobile tools that allow you to connect to quality care across the globe for anything from emergency needs, to filling a simple prescription, to translating your symptoms, to finding the right doctor at home or abroad