Trawick

Safe Travels USA Covid19 Insurance

Safe Travels USA Insurance Cost

Age & Citizenship
Coverage region
Start date
End date
Safe Travels International Insurance
Insurance provider
Trawick International
Safe Travels USA Underwriter
Crum & Forster SPC
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $50, $100, $250, $500, $1,000, $2,500, $5,000
Safe Travels USA Rating
AM Best Rating: “A (Excellent)”
Plan life: 5 days to 364 days, it can be Renewable
Safe Travels USA Insurance can be renewed online
Pre-existing coverage
Up to $1,000 for an unexpected recurrence of pre-existing conditions
Safe Travels USA Links
  • Brochure
  • Benefits
  • Reviews
  • Medical Claims
  • Advantages
  • Disadvantages
  • Renewal
  • Detail Description
  • Comprehensive coverage

Safe Travels USA - Claim Status

For Claim Status please contact 866-696-0409 or 251-928-0939. These claims are not available in the Claims Portal.
Email: GBGClaims@cbpinsure.com
Mail claim form and all necessary documents to:
Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group
PO Box 2069
Fairhope AL 36533
Claims are processed at CBP

Safe Travels USA Coronavirus insurance, Safe Travels USA insurance Covid

Safe Travels USA offers comprehensive US Covid19 insurance coverage for illness and accident. It is ideal for foreign travelers visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase Safe travels USA medical insurance. Safe travels USA insurance also offers coverage for Unexpected Recurrence of a pre-existing conditions.

This plan offer a Well Doctor Visit which pays up to $125 (one visit per person per policy period). The Well Doctor Visit must occur within the first 21 days from the effective date of coverage. To be eligible you must purchase at least 30 days of coverage initially. Once purchase is confirmed, you may register for the benefit at https://trawickinternational.com/wellness/Register
These plans are not available to US Citizens, US Residents or Green Card Holders.

Safe Travels USA Insurance - Key Highlights

  • Safe Travels USA is a comprehensive insurance plan wide range of policy maximum options starting from $50,000 and goes up as high as $1,000,000.
  • The deductible options start from $0 and goes on as $50, $100, $250, $500, $1000, $2500 and $5000
  • Co-Insurance 90% of the first $2,500 then 100% up to the policy maximum
  • Visitors insurance plan is renewable up to 2 years and the plan life is 1 year.
  • Acute onset of pre existing condition or unexpected recurrence of the condition is covered for $1,000.
  • Foreign residents visiting US and worldwide are eligible to purchase this plan.
  • Coverage available up to 89 years of age.
  • COVID-19 EXPENSES are covered and treated as any other sickness.
  • Accident and Sickness Medical Policy maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000.
  • In Network Deductible $0; Out of Network Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
  • Travel insurance plan covers Well Doctor visit for $75 per visit per policy period. The visit must occur within 21 days from the effective days of coverage and a minimum of 30 days of coverage need to be purchased to be eligible for this benefit.
  • Emergency Medical Evacuation is available for 100% up to 2,000,000.
  • Felonious assault and violent crime benefit is available for 100% up to $50,000 and Coma Benefit of $10,000 is available on this plan.
  • This travel insurance plan covers the COVID-19 as any other illness and is currently one of the most wanted plans.
  • PPO Network: First Health - see Provider Search tab for list of providers in your area.
  • UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION- Limitations apply.
  • Wellness Visit - covered up to $125.

Trawick International Safe Travels USA insurance summary

Eligibilty What is the Eligibility to buy Safe Travels USA
  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
  • Travelers up to the age of 89 years.
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
  • Not available for green card holders.
  • This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
  • Coverage for minimum 5 days to maximum up to 364 days.
Safe Travels USA insurance optional ridersSafe Travels USA optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Accidental Death and Dismemberment Upgrade
  • What is Safe Travels USA travel insurance Chaperone Replacement Rider?
  • What is Enhanced AD & D Rider offered by Safe Travels USA health insurance?
  • What is Evacuation Plus Rider by Safe Travels USA medical insurance?
AVI customer service

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 (877)-340-7910

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Safe Travels USA insurance - Common Questions

Is Trawick International a good insurance company? Is Trawick International a reliable insurance company

Trawick International insurance is one of the most renowned US travel insurance company that was established in 1998. Trawick international offers a variety of International travel insurance, trip cancellation, Trip interruption and student insurance plans. Trawick insurance has been awarded with the highest honors from Forbes Advisor to be ranked first to be the Best Travel Insurance Companies. Trawick international insurance offers plans to meet diverse requirements with a premium to meet any budget.

The travel insurance covers offered by Trawick International are perfect for employees, corporations, schools, frequent world travelers, international students, study abroad programs, missionary trips and vacationers. Travelers can customize Trawick insurance plans to cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay and lost baggage. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.

What are the different Trawick international insurance plans?

Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:

  • Safe Travels USA Comprehensive
  • Safe Travels USA Cost Saver
  • Safe Travels Voyager
  • Safe Travels Journey
  • Safe Travels Elite
  • Safe Travels Outbound
  • Safe Travel International

What is the coverage area of Trawick international travel insurance?

Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.

How much does Trawick international travel insurance cost?

The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.

How do I purchase Trawick international travel medical Insurance?

You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travel USA. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.

What are the requirements for purchasing Trawick international insurance?

The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

Is there coverage for Covid-19 illness in Trawick International travel insurance?

Yes, Trawick international covid insurance is offered as short term comprehensive travel health insurance for covid as any other illness to international visitors to the USA and for US citizens traveling outside of the US borders. The Trawick Covid insurance coverage is given irrespective of the variant contracted.

Is there a Cancel for any reason insurance cover with Trawick International travel insurance?

Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.

Is Trawick International insurance a legit company?

Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.

Can I purchase travel insurance from Trawick International?

Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.

What cover does Trawick International offer in Covid travel insurance? Does Trawick covid insurance have Quarantine coverage for US travelers?

Trawick International covid insurance is offered to cover coronavirus illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report. Trawick international covid insurance quarantine coverage is not available in the home country.

Why should I buy travel insurance from Trawick International?

Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.

Does Trawick International Safe Travels USA Insurance cover covid ? Does Safe Travels USA Insurance cover coronavirus ?

Trawick International offers coverage for Covid19 illness. The Safe Travels USA travel insurance covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

How do I cancel a Safe Travels USA Insurance from Trawick International?

For Trawick International Travel insurance Policy Cancellation: If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:

  • A full refund would be considered

Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

  • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
  • If no claims have been filed with the Company, then
    • a cancellation fee of US $25 will be charged;
    • only full month premiums will be considered as refundable;
  • If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.

What is the advantage of buying Safe travels USA plan?

Safe Travels USA Insurance is an affordable Covid19 travel insurance. Safe Travels USA by Trawick International is ideal for visitors to the USA looking for cheap travel health insurance including coverage for COVID-19/SARS-CoV-2.

Who is eligible to enrol in the Safe Travels USA travel insurance plan by Trawick international ?

The Safe Travels USA travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is not available for US citizens and US permanent residents (Green card holders).

Can a traveler extend or renew the Trawick international Safe Travels USA plan?

Yes, the Safe Travels USA plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA plan

Safe travels USA covid insurance

“Coronavirus/COVID-19 will be treated the same as any other sickness for any sickness related losses while you are insured”.

Travel Insurance for travelers with Pre-Existing Conditions

Here are some travel insurance tips for travelers with pre-existing conditions

  1. Choose a travel health insurance with pre-existing conditions coverage..
  2. Read the policy document carefully to understand what is covered and what is not.
  3. Be informed of any waiting periods for coverage of pre-existing conditions.
  4. Consider buying a visitors insurance policy with higher coverage limits.
  5. Carry a copy of your medical records and list of medications with you when traveling.
  6. Ensure that you carry your medical prescription and medicines during your trip.
  7. Know how to access medical care in your destination.
  8. Contact your visitors insurance provider immediately in case of any medical emergency.
  9. Disclose all pre-existing conditions when buying visitors health insurance.
  10. Follow all necessary procedures to file a claim for reimbursement of medical expenses.

What are the factors for visitors insurance with pre-existing conditions coverage?

The following are the important factors to consider while purchasing visitors insurance for pre-existing conditions

  1. The definition of pre-existing conditions and the look back period under the policy.
  2. The eligibility age limit for pre-existing conditions coverage.
  3. Whether pre-existing condition coverage is limited to acute onset of pre-existing conditions.
  4. The coverage limit for pre-existing conditions which is different from the policy medical maximum.
  5. The deductible and out of pocket expenses for pre-existing conditions coverage.
  6. The renewability of the policy and its implication for pre-existing condition coverage.

How does travel insurance for pre-existing conditions work?

The visitor health insurance plans which cover pre-existing conditions clearly define what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions or if it provides full coverage for pre-existing conditions and the coverage limit within the policy for pre-existing conditions. Any visitors travel health insurance coverage for pre-existing conditions will depend on all these factors.

Trawick International Pre-existing conditions travel insurance coverage

Safe Travels USA Comprehensive and Safe Travels Elite plans from Trawick International offer Acute onset of Pre-existing condition coverage up to 89 years. Safe Travels USA and Safe Travels USA Cost Saver cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide.

For Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1000. Another plan Safe Travels Outbound has a pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside the US.

Why is travel health insurance for pre-existing conditions coverage important?

There are many international travelers who travel with medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Most US travel insurance plans exclude coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing.

At American Visitor Insurance, we have plans which provide coverage for acute onset of a pre-existing condition up to a clearly defined limit in the policy document. All of these details can be best understood by using our facility for comparing visitors insurance for pre-existing conditions and reviewing the policy brochures.

Pre-existing conditions coverage - FAQ's

01. How do I know if my pre-existing condition is covered by travel insurance?

Unfortunately, this simple question has a complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance like the Safe Travels Voyager, Safe Travels Single Trip Protection, Safe Travels First Class Trip Protection, Safe Travels Explorer Plus and Safe Travels Journey plans and they can cover acute onset of pre-existing conditions. These plans however may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There is a policy we know of that offer temporary medical insurance with coverage for acute onset of pre-existing conditions. It is Trawick International’s Safe Travels USA Comprehensive.

Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.

Trawick International’s Safe Travels USA Comprehensive covers Acute onset of Pre-existing condition coverage up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.

02. Do Trawick International travel insurance plans cover pre-existing conditions?

Safe Travels USA Comprehensive and Safe Travels Elite from Trawick International offers acute onset of Pre-existing condition coverage up to 89 years, Safe Travels USA and Safe Travels USA Cost Saver covers unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide. For the Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1000. Another plan Safe Travels Outbound have pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside of the US.

03. What does "acute onset of pre-existing conditions" mean?

The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms).

A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.

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Plan benefits of Safe Travels USA insurance

In-Patient Medical Benefits
Hospital room and board The average semi private room rate
ICU Room and Board Charges Three times the average semi private room rate
Co-Insurance 90% of the first $2,500 then 100% up to thePolicy Maximum
Well Doctor Visit Pays up to $125. One visit per person per policy period. This visit must occur within 21 days after the coverage is effective. Initial purchase of 30 days is necessary.
Outpatient Medical Usual customary charge up to the selected medical maximum
Urgent Care Co-Pay $30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay
Mental or Nervous Disorders $2,500 per Policy Period
Physiotherapy/Physical Medicine/Chiropractic Limited to $50 per visit, one visit per day and 10 visits per Policy Period.
X-rays, Prescriptions and Ambulance Covered
Ancillary Hospital Expenses Covered
Physician's Non-Surgical Visits Covered
Physician's Surgical Expenses Covered
Assistant Physician's Surgical Expenses Covered
Anesthesiologist Expenses Covered
Telemedicine Covered
Prescription Drugs and Medications Covered
Emergency illness with no direct hospitalization admission $200 additional deductible per visit only applies while receiving care in a hospital for an illness that does not result in hospital admittance
Emergency room injury/accident or illness with direct hospital admission Usual customary charge to the selected policy maximum
Cardiac conditions Up to $25,000 per Policy Period for ages up to 69 or $15,000 per Policy Period for ages 70 and over per Policy Period
Emergency Medical Treatment of Pregnancy $1,000 per Policy Period
Emergency local ambulance Covered
Dental Treatment (Injury and emergency alleviation of pain) $250 per Policy Period
Emergency medical evacuation 100% up to $2,000,000
Medically necessary repatriation 100% up to $15,000 per Policy Period
Trip interruption $5,000 (Per Policy Period does not cover lost trip cost)
Emergency reunion $15,000
Return of mortal remains or cremation/burial 100% up to $50,000
Return of minor children $5,000
Political Evacuation $25,000
Natural Disaster Evacuation $10,000 per Policy Period, Up to $250 per day to a max of 5 days for Reasonable Expenses
Lost luggage $1,000 per Policy Period
Hospital Confinement $50 per night up to a maximum of $500 per Policy Period
Benefit Period we will pay eligible medical expenses for up to 180 days beginning on the first day of diagnosis or treatment of a covered Sickness or Injury while a covered person is outside their home country
Local Burial/Cremation Up to $5,000
Accidental Death & Dismemberment Principal Sum $25,000
Accidental Death & Dismemberment Upto $50,000
Unexpected Recurrence of a Pre-Existing Condition $1,000 per Policy Period
Coma Benefit $10,000
Adaptive Home and Vehicle $5,000
Seatbelt Benefit 10% up to $50,000
Airbag Benefit 10% up to $50,000
Hijacking and Air or Water Piracy Covered
Upgrade Accidental death & dismemberment Up to $500,000
Return To Home Country Coverage $25,000 per Policy Period
Sports activity coverage (Optional) Up to $50,000 - provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.
Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
Class 2:Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.
State Restrictions This plan is not available for Antarctica and Nigerians.
An Overview: Safe Travels USA is an EXCESS temporary accident and sickness Medical/Evacuation/Repatriation plan for foreign residents coming to the USA or USA and then other countries. This plan is not available to US Citizens or any individual who has been residing within the United States for more than 365 days. Extendable up to 364 days. COVID-19 EXPENSES are covered and treated as any other sickness. See Plan Summary of Coverage for details.
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Safe Travels Primary and Secondary International Travel Health Insurance

The Primary insurance plan is the one that starts to pay as soon as there is an unexpected injury/illness or when there is a medical expense without assuming that there is a secondary plan. In other words, the primary plan should pay regardless of the existence of the secondary plan just as if the patient had only the primary plan to cover him/her. The Secondary health insurance plan unlike the Primary under the coordination of benefits provision will then take into consideration the expenses that were not covered by the primary plan and will be considered for payment under the Secondary plan. Therefore, the Secondary plan will fill any gaps found in coverage from the Primary plan
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Safe Travels USA with Coverage for Covid19

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Safe Travels plans with coverage for Covid policy confirmation

questionHi,
I need to know if the policy says it covers Covid? I need that to be there on the policy.
John

questionDear John,
In the confirmation email that you have received after the purchase of the plan, please check all the attachments like the policy letter, visa letter and the ID card in the email and you should see this in writing. The Visa letter for Trawick plans has this written in Red.
If you can let us know which plan you have purchased, I can let you know where you need to look.

Thanks,

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Safe travels Insurance related coverage

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