| Insurance Providers |
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| Covid19 Coverage |
Safe travel insurance plans offers US Travel insurance for Covid illness.
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Safe travel insurance plans offers US Travel insurance for Covid illness.
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Not Covered
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| Coinsurance |
IN NETWORK Plan pays 100%
OUT OF NETWORK Plan pays 80% of eligible expenses up to $5,000
OUTSIDE OF USA Plan pays 100% |
IN NETWORK Plan pays 100%
OUT OF NETWORK Plan pays 80% of eligible expenses up to $5,000
OUTSIDE OF USA Plan pays 100% |
IN NETWORK Plan pays 100%
OUT OF NETWORK Plan pays 80% of eligible expenses up to $5,000
OUTSIDE OF USA Plan pays 100% |
| Length of Coverage |
Minimum : 5 days
Maximum : 364 days |
Minimum : 5 days
Maximum : 364 days |
Minimum : 5 days
Maximum : 364 days |
| Renewability |
Yes |
Yes |
Yes |
| Medical Benefits |
| Hospital room and board |
Average semi-private room rate |
Average semi-private room rate |
The average semi private room rate |
| Intensive care unit |
Up to the overall maximum limit |
Up to the overall maximum limit |
Three times the average semi private room rate |
| Hospital indemnity |
$250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible |
$100 per day of inpatient hospitalization (not subject to deductible or coinsurance). |
$50 per night up to a maximum of $500 per Policy Period |
| Urgent Care Clinic |
$30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay |
Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S. - No co-payment. |
$30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay |
| Emergency Services |
| Emergency local ambulance |
Covered |
Covered |
Covered |
| Hospital emergency room |
Outside the U.S: Up to the maximum limit
Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit |
Outside the U.S: No co-payment.
Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury) |
Outside the U.S: No co-payment.
Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury) |
| Dental |
| Emergency dental treatment |
$250 per Policy Period |
$250 per Policy Period |
$250 per Policy Period |
| Acute Onset of Pre-Existing Condition |
| Acute Onset of Pre-Existing Conditions |
cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years
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coverage up to 89 years |
cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years |
| Life |
| AD&D |
upto $500K |
$50K |
$25K |
| Common carrier AD&D |
$25K |
$25K(Not subjected to medical deductible) |
25K |
| Evacuation |
| Emergency medical evacuation |
100% up to $2M |
100% up to $2M |
100% up to $2M |
| Emergency reunion |
$15K |
$15K |
$15K |
| Return of mortal remains or cremation/burial |
100% up to $50K |
100% up to $50K |
100% up to $50K |
| Return of minor children |
$5K |
$5K |
$5K |
| Political evacuation and repatriation |
$25K |
$25K |
$25K |
| Natural disaster evacuation |
$25K maximum limit |
$25K maximum limit |
$25K maximum limit |
| Trip interruption |
$5K per Policy Period |
$5K per Policy Period |
$5K (Per Policy Period does not cover lost trip cost) |
| Unique Advantages |
- Co-Insurance 90% of the first $2,500 then 100% up to the policy maximum
- Visitors insurance plan is renewable up to 2 years and the plan life is 1 year.
- Acute onset of pre existing condition or unexpected recurrence of the condition is covered for $1,000.
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- Co-insurance after the deductible, 100% up to the Policy Maximum
- Optional riders for AD&D upgrade, Incidental home country coverage, and sports activities are available on this plan.
- Travel medical insurance plan covers Covid-19 as any other illness.
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- Co-insurance 80% of the first $5,000 then 100% up to the policy maximum
- Accident and Sickness Medical Policy maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000.
- The Safe Travels USA Cost Saver plan does not cover Covid -19 related illnesses.
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| Travel Insurance |
| Underwriter |
Crum & Forster SPC |
Crum & Forster SPC |
Crum & Forster SPC |
| Rating |
AM Best Rating: "A" (Excellent) |
AM Best Rating: "A" (Excellent) |
AM Best Rating: "A" (Excellent) |
| Brochure and Details |
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Trawick International Covid travel insurance - Know more
