Trawick International

Compare Trawick International Safe travels visitors insurance

Compare the benefit options and coverage limits of Trawick International travel plans and choose the plan that best suits your needs.

How much does visitors health insurance USA cost?

Compare Safe Travels Plans from Trawick International for Coronavirus

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Age
Spouse
Start Date
End Date
Destination
Citizenship
Safe Travels Elite;
Plan Maximum
Deductible
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Safe Travels USA Cost Saver
Plan Maximum
Deductible
  Buy Now
Safe Travels USA Comprehensive
Plan Maximum
Deductible
  Buy Now
Safe Travels USA
Plan Maximum
Deductible
  Buy Now
  Covid19 coverage
Safe Travels Planscovers COVID19 expenses and treated as any other sickness Not Covered Safe Travels Planscovers COVID19 expenses and treated as any other sickness Safe Travels Planscovers COVID19 expenses and treated as any other sickness
  Coinsurance per policy
Not Available In Network: Plan pays 100%
Out Of Network: Plan pays 80% of eligible expenses up to $5,000
Outside Of USA: Plan pays 100%
In Network: Plan pays 100%
Out Of Network: Plan pays 80% of eligible expenses up to $5,000
Outside Of USA: Plan pays 100%
In Network: Plan pays 100%
Out Of Network: Plan pays 80% of eligible expenses up to $5,000
Outside Of USA: Plan pays 100%
  Plan Type
Fixed Benefit Plan Comprehensive Plan Comprehensive Plan Comprehensive Plan
  Inpatient
Hospital room and board
Economy: Up to $1,400/day
Basic: Up to $2,000/day
Silver: Up to $2,000/day
Gold: Up to $2,000/day
Platinum: Up to $3,000/day
Diamond & Diamond Plus: Up to $1,500 / day
The average semi private room rate The average semi private room rate The average semi private room rate
Mental or Nervous Disorders
Up to $5,000 (Economy, Basic, Silver, Gold, Diamond & Diamond Plus plans)
Up to $20,000 (Platinum plan) 30 days maximum
Up to $2,500 per policy period Up to $2,500 per policy period Up to $2,500 per policy period
Hospital Confinement
Not Available $150 per night up to a maximum of 15 nights $50 per night up to a maximum of $500 per Policy Period $50 per night up to a maximum of $500 per Policy Period
Prescription Drugs and Medications
Economy: $250 per Incident
Basic: $350 per Incident
Silver: $350 per Incident
Gold: $350 per Incident
Platinum: $350 per Incident
Covered Covered Covered
  Emergency Services
Emergency local ambulance
Economy: $500 per Incident
Basic: $650 per Incident
Silver: $650 per Incident
Gold: $650 per Incident
Platinum: $750 per Incident
Covered Covered Covered
Emergency illness with no direct hospitalization admission
Economy: $350 and an additional $200 Deductible per visit
Basic: $500 and an additional $200 Deductible per visit
Silver: $500 and an additional $200 Deductible per visit
Gold: $600 and an additional $200 Deductible per visit
Platinum: $800 and an additional $200 Deductible per visit
Not Covered $200 additional deductible per visit only applies while receiving care in a hospital for an illness that does not result in hospital admittance $200 additional deductible per visit only applies while receiving care in a hospital for an illness that does not result in hospital admittance
Emergency Room injury/Accident or Illness with direct Hospital Admission
Economy: $350 per Incident
Basic: $500 per Incident
Silver: $500 per Incident
Gold: $600 per Incident
Platinum: $800 per Incident
Not Covered Usual customary charge to the selected policy maximum Usual customary charge to the selected policy maximum
Emergency Medical Treatment of Pregnancy
Not Covered $2,500 per Policy Period $1,000 per Policy Period $1,000 per Policy Period
  Dental
Dental treatment for injury to sound, natural teeth
Economy: $600 per Incident
Basic: $750 per Incident
Silver: $750 per Incident
Gold: $750 per Incident
Platinum and Diamond: $750 per Incident
Up to $250 Up to $250 Up to $250
  Pre-Existing Condition
Pre-Existing Condition (only available to members under age 70)
$25,000 lifetime maximum for emergency medical evacuation
Acute Onset of a Pre-existing Condition
Up to policy maximum for age up to 69 years, $35,000 for age 70-79 years, $15,000 for age 80-89 per policy period subject to the sub limits as mentioned
(any coverage related to cardiac disease or conditions is limited to $25,000 for age up to 69 years, $15,000 for age 70 years and above)
Unexpected Recurrence of a pre-existing condition
Up to the first $1,000 of Covered Expenses
Sudden and Acute Onset of a Pre-Existing Condition
Up to the Maximum Policy Limit per Period of Coverage up to age 69
Up to $25,000 per Period of Coverage upon attaining age 70 Maximum Lifetime Limit for Emergency Medical Evacuation $25,000
Unexpected Recurrence of a pre-existing condition
Up to the first $1,000 of Covered Expenses
  Life
Common carrier accidental death & dismemberment
Economy & Basic: $25,000 Common Carrier;
Silver,Gold & Platinum: $35,000 Common Carrier;
Diamond: Not Covered
$25,000 $25,000(Not subjected to medical deductible) $25,000
  Evacuation
Emergency medical evacuation
Economy: $100,000; Basic: $100,000; Silver: $100,000;
Gold & Platinum: Unlimited;
Diamond & Diamond Plus: $50,000
100% up to $2,000,000 100% up to $2,000,000 100% up to $2,000,000
Emergency reunion
Not Available Up to $15,000 Up to $15,000 Up to $15,000
Cremation/Burial
Up to $5,000 Up to $5,000 Up to $5,000 Up to $5,000
Trip Interruption
Not Available $5,000 per Policy Period $5,000 per Policy Period (does not cover lost trip cost) $5,000 per Policy Period (does not cover lost trip cost)
Optional Benefts
Not Available Not Available
Upgrade AD&D:
  • All Ages - Increase to $50,000 maximum AD&D benefit Additional $0.25 per person per day
  • Ages 19 to 79 - Increase to $100,000 maximum AD&D benefit Additional $0.50 per person per day
  • Ages 19 to 69 - Increase to $250,000 maximum AD&D benefit Additional $1.75 per person per day
  • Ages 19 to 69 - Increase to $500,000 maximum AD&D benefit Additional $4.00 per person per day
Upgrade AD&D:
  • Up to $1,000,000
  Travel Insurance
Underwriter
Safe Travels Elite Underwriter
Crum & Forster, SPC
Safe Travels USA Cost Saver Underwriter
Crum & Forster, SPC
Safe Travels USA Comprehensive Underwriter
Crum & Forster, SPC
Safe Travels USA Underwriter
Crum & Forster, SPC
Rating
Safe Travels Elite Rating
AM Best Rating: “A (Excellent)”
Safe Travels USA Cost Saver Rating
AM Best Rating: “A (Excellent)”
Safe Travels USA Comprehensive Rating
AM Best Rating: “A (Excellent)”
Safe Travels USA Rating
AM Best Rating: “A (Excellent)”
Brochure and Details

Compare Safe Travels USA visitors insurance

Safe Travels International Insurance
Insurance provider
Trawick International
Safe Travels USA Underwriter
Crum & Forster SPC
Safe Travels USA Rating
AM Best Rating: “A (Excellent)”
Plan life: 5 days to 1 year, Renewable up to 2 years
Safe Travels USA Insurance can be renewed online
Ideal for/Eligibility
Non US citizens visiting USA

Compare Trawick international visitor insurance plans for USA

Visitors to USA must be aware of the high health care costs and the drawbacks of not buying visitors medical insurance. A small injury or sickness in the US which lead to hospitalization can result in huge medical bills. If the international tourist has bought adequate visitor medical insurance, then it would be easy to clear all the medical bills and have a hassle free trip. Without visitors insurance for USA, the traveller may get stranded with an expensive medical bill which can be traumatic.

There are many insurance companies that offer a wide range of USA travel health insurance. As many US visitors insurance plans are available, it is recommended to compare among them and buy the best visitor medical insurance satisfying your needs.

Trawick International offers short term visitors insurance plans for international tourists. It is popular for its worldwide network of physicians, hospitals and pharmacies. It offers Safe travel USA Insurance plans which is underwritten by GBG Insurance Limited and has a AM Best Rating of “A (Excellent)”.
Safe travels Insurance is available as Safe Travels Elite which is a cheaper visitor insurance plan and offers fixed benefits while Safe Travels USA, Safe Travel USA comprehensive and

  • Safe Travels USA cost saver Insurance are more expensive and offer comprehensive coverage.
  • The Safe Travels USA and Safe Travels USA cost saver insurance offer primary coverage for medical expenses from hospitalization, surgeries, prescription drugs and doctor visits. They offer coverage for unexpected recurrence of pre-existing conditions.
  • Safe Travels USA Comprehensive Insurance offers coverage up to $1 million and offers coverage for acute onset of pre-existing conditions for any age group. Compare Safe Travels Elite, Safe Travels USA, Safe Travels USA Comprehensive and Safe Travels USA cost saver Insurance benefits and buy the best US visitors insurance.
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Safe Travels Insurance - Common Questions

Is Trawick International a good insurance company? Is Trawick International a reliable insurance company

Trawick International insurance is one of the most renowned US travel insurance company that was established in 1998. Trawick international offers a variety of International travel insurance, trip cancellation, Trip interruption and student insurance plans. Trawick insurance has been awarded with the highest honors from Forbes Advisor to be ranked first to be the Best Travel Insurance Companies. Trawick international insurance offers plans to meet diverse requirements with a premium to meet any budget.

The travel insurance covers offered by Trawick International are perfect for employees, corporations, schools, frequent world travelers, international students, study abroad programs, missionary trips and vacationers. Travelers can customize Trawick insurance plans to cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay and lost baggage. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.

What are the different Trawick international insurance plans?

Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:

  • Safe Travels USA Comprehensive
  • Safe Travels USA Cost Saver
  • Safe Travels Voyager
  • Safe Travels Journey
  • Safe Travels Elite
  • Safe Travels Outbound
  • Safe Travel International

What is the coverage area of Trawick international travel insurance?

Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.

How much does Trawick international travel insurance cost?

The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.

How do I purchase Trawick international travel medical Insurance?

You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travels USA plans. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.

What are the requirements for purchasing Trawick international insurance?

The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

Is there coverage for Covid-19 illness in Trawick International travel insurance?

Yes, Trawick international covid insurance is offered as short term comprehensive travel health insurance for covid as any other illness to international visitors to the USA and for US citizens traveling outside of the US borders. The Trawick Covid insurance coverage is given irrespective of the variant contracted.

Is Trawick International insurance a legit company?

Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.

Can I purchase travel insurance from Trawick International?

Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.

What cover does Trawick International offer in Covid travel insurance? Does Trawick covid insurance have Quarantine coverage for US travelers?

Trawick International covid insurance is offered to cover coronavirus illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report. Trawick international covid insurance quarantine coverage is not available in the home country.

Why should I buy travel insurance from Trawick International?

Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.

Travel Insurance for travelers with Pre-Existing Conditions

Here are some travel insurance tips for travelers with pre-existing conditions

  1. Choose a travel health insurance with pre-existing conditions coverage..
  2. Read the policy document carefully to understand what is covered and what is not.
  3. Be informed of any waiting periods for coverage of pre-existing conditions.
  4. Consider buying a visitors insurance policy with higher coverage limits.
  5. Carry a copy of your medical records and list of medications with you when traveling.
  6. Ensure that you carry your medical prescription and medicines during your trip.
  7. Know how to access medical care in your destination.
  8. Contact your visitors insurance provider immediately in case of any medical emergency.
  9. Disclose all pre-existing conditions when buying visitors health insurance.
  10. Follow all necessary procedures to file a claim for reimbursement of medical expenses.

What are the factors for visitors insurance with pre-existing conditions coverage?

The following are the important factors to consider while purchasing visitors insurance for pre-existing conditions

  1. The definition of pre-existing conditions and the look back period under the policy.
  2. The eligibility age limit for pre-existing conditions coverage.
  3. Whether pre-existing condition coverage is limited to acute onset of pre-existing conditions.
  4. The coverage limit for pre-existing conditions which is different from the policy medical maximum.
  5. The deductible and out of pocket expenses for pre-existing conditions coverage.
  6. The renewability of the policy and its implication for pre-existing condition coverage.

How does travel insurance for pre-existing conditions work?

The visitor health insurance plans which cover pre-existing conditions clearly define what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions or if it provides full coverage for pre-existing conditions and the coverage limit within the policy for pre-existing conditions. Any visitors travel health insurance coverage for pre-existing conditions will depend on all these factors.

Trawick International Pre-existing conditions travel insurance coverage

Safe Travels USA Comprehensive and Safe Travels Elite plans from Trawick International offer Acute onset of Pre-existing condition coverage up to 89 years. Safe Travels USA and Safe Travels USA Cost Saver cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide.

For Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1000. Another plan Safe Travels Outbound has a pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside the US.

Why is travel health insurance for pre-existing conditions coverage important?

There are many international travelers who travel with medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Most US travel insurance plans exclude coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing.

At American Visitor Insurance, we have plans which provide coverage for acute onset of a pre-existing condition up to a clearly defined limit in the policy document. All of these details can be best understood by using our facility for comparing visitors insurance for pre-existing conditions and reviewing the policy brochures.

Pre-existing conditions coverage - FAQ's

01. How do I know if my pre-existing condition is covered by travel insurance?

Unfortunately, this simple question has a complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance like the Safe Travels Voyager, Safe Travels Single Trip Protection, Safe Travels First Class Trip Protection, Safe Travels Explorer Plus and Safe Travels Journey plans and they can cover acute onset of pre-existing conditions. These plans however may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There is a policy we know of that offer temporary medical insurance with coverage for acute onset of pre-existing conditions. It is Trawick International’s Safe Travels USA Comprehensive.

Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.

Trawick International’s Safe Travels USA Comprehensive covers Acute onset of Pre-existing condition coverage up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.

02. Do Trawick International travel insurance plans cover pre-existing conditions?

Safe Travels USA Comprehensive and Safe Travels Elite from Trawick International offers acute onset of Pre-existing condition coverage up to 89 years, Safe Travels USA and Safe Travels USA Cost Saver covers unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide. For the Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1000. Another plan Safe Travels Outbound have pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside of the US.

03. What does "acute onset of pre-existing conditions" mean?

The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms).

A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.

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