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Safe travels vs Atlas vs Patriot vs Travel Medical Insurance

Trawick International vs WorldTrips vs IMG vs Seven Corners Plans

These are the popular visitor insurance plans for international travel. Compare price and benefits to find the best plan for your needs.

How much does visitor health insurance USA cost?

Safe travels vs Atlas vs Patriot vs Travel Medical Insurance

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Safe Travels USA Comprehensive Plan Maximum Deductible Plan covers Covid19 illness Buy Now	Atlas America Plan Maximum Deductible Plan covers Covid19 illness Buy Now	Patriot America Plus Plan Maximum Deductible Pre-ex/Covid19 YES NO Plan offers coverage for Covid19 Buy Now	Travel Medical Plus Plan Maximum Deductible Plan covers COVID19 Buy Now
Insurance Providers

Covid19 coverage
Safe Travels USA Comprehensive Insurance covers COVID19 expenses and treated as any other sickness	Atlas America Insurance Covers eligible costs related to COVID-19.	Not Available Patriot America Plus Insurance Coveres up to policy maximum (contracted and treatment is provided after the policy effective date).	Travel Medical Plus Insurance covers usual, Reasonable, and Customary up to medical maximum or $100,000; whichever is less. Not Available
Eligibility
Foreign residents visiting USA and worldwide Travelers up to the age of 89 years	Non-US Citizens traveling outside their home country	Patriot America Lite Insurance: People travelling outside their home country whose destination includes the US and its territories. Patriot America Plus: Non US citizens travelling to the USA. US citizens living outside USA who want to visit US. Green Card Holders in the US are eligible as long as their primary residence is outside the US.	Travel Medical Plus Insurance Individuals and families including unmarried dependent children traveling outside of their Home Country. Travel Medical Choice Insurance Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
Medical Benefits
Hospital room and board
Average semi-private room rate, including nursing services.	Average semi-private room rate, including nursing services.	Average semi-private room rate, including nursing services.	Average semi-private room rate, including nursing services.
Intensive care unit
Three times the average semi private room rate	Up to the overall maximum limit.	Up to the overall maximum limit.	Up to the overall maximum limit.
Hospital indemnity
$50 per night up to a maximum of $500 per Policy Period	$100 per day of inpatient hospitalization (not subject to deductible or coinsurance).	$250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible	$150 per overnight inpatient confinement, maximum limit of 30 overnights. Not subject to deductible
Urgent Care Clinic
$30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay	Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible) Claims incurred outside the U.S. - No co-payment.	$30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay	URC to medical maximum $20 copay
Emergency Services
Emergency local ambulance
Covered	Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.	Covered	Up to $10,000
Hospital emergency room
Outside the U.S: No co-payment. Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)	Outside the U.S: No co-payment. Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)	Outside the U.S: Up to the maximum limit Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit	URC to medical maximum up to $100 copay
Dental
Emergency dental treatment
$250 per Policy Period	$300 maximum limit due to accident or unexpected pain to sound natural teeth	$300 maximum limit due to accident or unexpected pain to sound natural teeth	$250 maximum limit due to accident and $100 for sudden relief of pain
Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions
For people age 69 and below up to Policy Maximum for Acute Onset of Pre-Existing and up to $25,000 for coverage related to cardiac disease or conditions. For people age 70 and above up to $35,000 for Acute Onset of Pre-Existing and up to $15,000 for coverage related to cardiac disease or conditions.	Covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)	Patriot America Lite: Not Covered Under 70 years of age,with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation.	Worldwide Including the United States: Ages 14 days to 64 years: $10,000 Ages 65 to 74 years :$5,000 Worldwide Excluding the United States: Ages 14 days to 64 years: $50,000 Ages 65 to 74 years :$10,000
Life
AD&D
$25,000	Members under age 18: Up to $5,000 lifetime maximum. Members age 18-69: Up to $25,000 lifetime maximum. Members age 70-74: Up to $12,500 lifetime maximum. Members age 75 and older: Up to $6,250 lifetime maximum. $250,000 maximum benefit any one family or group. Accidental death & dismemberment buy up: $25,000	$50,000 principal sum.	primary Insured or Travel Companion $25,000 Principal Sum Eligible Dependent Children $5,000 Principal Sum Aggregate limit of $250,000 for total number of insureds on the plan
Common carrier AD&D
Not Covered	Up to $50,000 for ages 18 through 69 Up to $10,000 under age 18 Up to $25,000 for ages 70 through 74 Up to $12,500 for ages 75 and older Maximum of $250,000 for any one family or group.	$25,000 per insured child, $100,000 per insured adult, $250,000 maximum limit per family. Not subject to deductible	Primary Insured or Travel Companion $50,000 Principal Sum Eligible Dependent Children $10,000 Principal Sum Aggregate limit of $250,000 for total number of insureds on the plan
Evacuation
Emergency medical evacuation
100% up to $2,000,000	$1,000,000 lifetime maximum, except as provided under acute onset of pre-existing condition	Up to the Maximum Limit	Up to $500,000
Emergency reunion
$15,000	Up to $100,000, maximum of 15 days (not subject to deductible or coinsurance)	$100,000 maximum limit. Not subject to deductible	$200 per day, 10-day limit $100,000 maximum
Return of mortal remains or cremation/burial
100% up to $50,000	Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit.	Up to the maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible	Up to $50,000
Return of minor children
$5,000	Up to $50,000 (not subject to deductible or coinsurance).	$100,000 maximum limit. Not subject to deductible	$50,000 maximum limit. Not subject to deductible
Political evacuation and repatriation
Up to $100,000 lifetime maximum (not subject to deductible or coinsurance)	Up to $100,000 lifetime maximum (not subject to deductible or coinsurance)	$100,000 maximum limit. Not subject to deductible	$10,000
Natural disaster evacuation
$25,000	Up to $250 a day for 5 days (not subject to deductible or coinsurance)	$25,000 maximum limit. Not subject to deductible (Must be approved in advance by the company)	$50,000 maximum limit. Not subject to deductible
Trip interruption
$5,000 (Per Policy Period does not cover lost trip cost)	Up to $10,000 (not subject to deductible or coinsurance)	$10,000 maximum limit. Not subject to deductible	$5,000 maximum limit. Not subject to deductible
Unique Advantages
Safe travels Insurance Advantages: 80% of the first $5,000 of eligible expenses then 100% up to the policy maximum Covers doctor visits, x-rays, prescriptions, hospital, surgery, ambulance Emergency medical treatment of pregnancy up to $1,000 Mental or nervous disorders up to $2,500 Physiotherapy/Chiropractic $50 per visit per day up to 10 visits Dental treatment - for injury or emergency alleviation of pain $250	Atlas Travel Insurance Advantages: Atlas America Insurance is designed for travelers on H1B/H4 visa holders or students on OPT status. Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.	Patriot Travel Insurance Advantages: Optional coverage for adventure sports with purchase of the rider. It is a comprehensive benefit plan. Optional coverage for Enhanced AD&D rider. Plan can be renewed up to two years, if plan is purchased for a minimum of 1 month.	Travel Medical Plus Insurance Advantages: Comprehensive visitors insurance. Travel Medical Choice also covers terrorism, emergency medical reunion, return of minor children, trip interruption and baggage loss. Only one time deductible per period of coverage. Cancellation and refund of full premium before policy start date. With minimum $50,000 coverage and $0 deductible, this plan satisfies Schengen visa up to the age of 79 years. Travel Medical Choice Insurance Advantages: Comprehensive visitors insurance. Travel Medical Choice also covers terrorism, emergency medical reunion, return of minor children, trip interruption and baggage loss. Only one time deductible per period of coverage. Cancellation and refund of full premium before policy start date. With minimum $50,000 coverage and $0 deductible, this plan satisfies Schengen visa up to the age of 79 years.
Travel Insurance
US Network of hospitals and doctors
» US PPO Network	» US PPO Network	» US PPO Network	» US PPO Network
Underwriter
Underwritten by Lloyds, London	Lloyd's	Underwritten by Sirius International Insurance Corporation	Underwritten by Crum and Froster SPC
Rating
AM Best Rating: “A+”	AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-	AM Best Rating: "A" (Excellent)	AM Best Rating: "A" (Excellent)
Brochure and Details
» Safe Travels USA Comprehensive Brochure » Safe Travels USA Comprehensive Details » Safe Travels USA Comprehensive Reviews	» Atlas America Insurance Brochure » Atlas America Insurance Details » Atlas America Insurance Reviews	» Patriot America Insurance Brochure » Patriot America Insurance Details » Patriot America Insurance Reviews	» Travel Medical Plus Insurance Brochure » Travel Medical Plus Insurance Details » Travel Medical Plus Insurance Reviews » Travel Medical Choice Insurance Brochure » Travel Medical Choice Insurance Details » Travel Medical Choice Insurance Reviews

An overview

Compare Comprehensive Travel Medical Insurance plans

International visitors in USA can have an amazing time but an unexpected emergency like accidental injuries and sudden sickness can spoil your joyous vacation or trip. Visiting a physician or hospitalization in US is quite expensive resulting in huge medical bills. If the tourist doesn’t have adequate visitor insurance, it can very difficult to clear the expensive medical bills and might end up losing most of your life savings. There are many popular insurance providers offering a wide range of visitors medical insurance for international tourists to the US.

Before buying the best visitors insurance for USA, it is advisable to compare the different US travel insurance plans like Safe travels USA Comprehensive Insurance, Atlas America insurance, Patriot America Lite insurance and Travel Medical insurance as they offer excellent comprehensive coverage both for small ailments as well as more serious injuries and sickness.

These visitor health insurance plans for USA are ideal for senior citizen travelers and parents as they have good coverage for acute onset of pre-existing conditions. Safe Travels USA is offered by Trawick International and has an AM Best Rating of “A+”.

Atlas America insurance is administered by WorldTrips with AM Best Rating: A++ (Superior) rating. It has been offering health insurance products to customers in 130 countries. Patriot America Plus Insurance is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years. It also has AM Best Rating: A++ (Superior) rating. Travel Medical Choice Insurance is offered by Seven Corners with AM Best Rating: "A" (Excellent) rating and has been offering excellent international health insurance since 19 years.

Factors to consider while comparing Safe Travels vs Atlas vs Patriot vs Travel Medical Insurance

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Safe travels USA Comprehensive Insurance, Atlas America insurance, Patriot America Lite insurance and Travel Medical Choice insurance:

Plan Maximum coverage

This is the maximum coverage that the plan would offer for the medical expenses. Safe Travels USA Comprehensive Insurance and Patriot America Lite insurance offer maximum coverage of $1 million. Atlas America insurance offers maximum coverage up to 2 million and Travel Medical Choice insurance offers coverage up to 5 million. The coverage may vary for older travelers with reduced plan maximum. Safe Travels USA Comprehensive Insurance is available up to 89 years.

What is a deductible in visitors insurance?

This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Atlas America insurance and Travel Medical Choice insurance both offer a set of deductible options for the travelers to choose from. Safe Travels USA Comprehensive insurance, Atlas America insurance and Travel Medical Choice Insurance have a range of deductible option from $0 up to $5,000 and Patriot America Lite insurance has deductible options from $0 up to $2,500.

What is a provider network?

It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

What is coinsurance in visitor insurance?

This is a percentage of the bill that the travel has to pay. Atlas America plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. Safe Travels USA Comprehensive insurance and Patriot America Lite Insurance has certain restrictions for coverage out of the provider network which is the plan pays 80% up to $5,000, then 100% and it pays 100% within provider network. Travel Medical Choice Insurance has certain restrictions for coverage out of the provider network which is the plan pays 80% up to $5,000, then 100% and within provider network it pays 90% of the first $5,000, then 100% up to medical maximum.

Renewability of US Travel health Insurance

Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Safe Travels USA Comprehensive insurance can be renewed up to 1 years, Atlas America Insurance can be renewed for 364 days, Patriot America Lite Insurance can be renewed up to 2 years while Travel Medical Choice Insurance can be renewed up to a total of 364 days.

Eligibility for US visitors insurance

All these US visitor insurance plans offer comprehensive medical coverage to Non US citizens visiting US for a short period. Atlas America Insurance is quite popular among h1b/ h4 visa holders and students on opt status as it has not limitation on buying insurance if they are already in the US for quite some time. Patriot America Lite has a time restrictions that it has to be bought within 30 days of arrival in the US.

Pre-existing conditions US visitors medical insurance coverage

Safe Travels USA Comprehensive offers coverage for people age 69 and below up to Policy Maximum for Acute Onset of Pre-Existing and up to $25,000 for coverage related to cardiac disease or conditions. For people age 70 and above up to $35,000 for Acute Onset of Pre-Existing and up to $15,000 for coverage related to cardiac disease or condition. Atlas America insurance offers coverage for acute onset of pre-existing conditions up to the age of 79 years while Travel Medical Choice Insurance offers acute onset of pre-existing conditions up to 79 years. Patriot America Plus Insurance offers coverage up to the age of 70 years for acute onset of pre-existing conditions.

Popular Comprehensive Travel Insurance plans - Key highlights

Atlas America Insurance - Key Highlights

This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
This plan is available to both Non-US citizens and US citizens traveling outside their home country.
The deductible options for this plan are $0, $100, $250, $500, $1000, $2500 and $5000 per Certificate period.
The policy maximum options available with this plan are $50,000, $100,000,250,000, $500,000, $1000,000 or $2,000,000 for people up to the age of 65 For people in the age range of 65 to 79, the options are $50,000 and $100,000 and for people above 80 the only option is $10,000.
You will be eligible for coverage of acute onset of pre-existing conditions if you are younger than 80 and all the conditions mentioned in the brochure are met. This includes a $25,000 lifetime maximum for emergency medical evacuation.
Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
Trip Interruption coverage available for upto $10,000 not subject to deductible
Travel Delay coverage is available for upto $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
Lost checked luggage up to $1000 - not subject to deductible.
Political Evacuation available up to $100,000 lifetime maximum not subject to deductible.
Bedside visit up to $1500 not subject to deductible.
Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10,000 per member, from age 18 to 69 - $50,000 per member, age 70 to 74 - $25000 and for age 75+ $12,500.
Emergency Medical Evacuation is covered for $1000,000 lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

Atlas International Insurance - Key Highlights

This plan is a comprehensive international plan that is available for Non US citizens and US citizens traveling outside their home country.
The deductible options for this plan are $0, $100, $250, $500, $1000 , $2500 and $5000 per Certificate period
The policy maximum options available with this plan are $50,000, $100,000 ,$250,000 ,$500,000 , $1000,000 or $2,000,000 for people up to the age of 65 For people in the age range of 65 to 79, the options are $50,000 and $100,000 and for people above 80 the only option is $10,000.
No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
Trip Interruption coverage available for up to $10,000 not subject to deductible.
Travel Delay coverage is available for up to $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
Lost checked luggage up to $1000 - not subject to deductible.
Political Evacuation available up to $100,000 lifetime maximum not subject to deductible.
Bedside visit up to $1500 not subject to deductible.
Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10,000 per member, from age 18 to 69 - $50,000 per member, age 70 to 74 - $25000 and for age 75+ $12,500.
Emergency Medical Evacuation is covered for $1000,000 lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

Patriot America Lite travel Insurance - Key Highlights

Plan is available for both US citizens and Non US citizens living abroad visiting the US.
This is a comprehensive visitor insurance plan for visitors coming to the US and is available for B1 Visa holders for their business trips to the US.
Patriot America Lite offers coverage for adventure sports and other sports activities.
Plan co insurance factor: This plan pays 100% after the deductible for a claim expense, when the treatment is received within the PPO and for treatment received outside the PPO, the plan pays 80% of eligible expenses up to $5000 and then 100% up to the maximum limit.

Patriot America Plus travel Insurance - Key Highlights

This is comprehensive travel insurance by IMG and is similar to the Patriot America with the difference in the benefit that covers acute onset of pre-existing conditions up to the age of 70
The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used (when the $0 deductible is selected.)
US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while.
Plan is renewable for up to 2 years.
Plan is suitable for Green Card holders as long as they reside outside the US.

Patriot International Lite travel Insurance - Key Highlights

Patriot International Lite plan is a Comprehensive plan.
The US and its territories is excluded as a destination.
Travel insurance plan can be renewed for up to 2 years.
The policy maximum options available are $50,000, $100,000, $500,000, and $1000,000.
The deductible options available are $0, $100, $250, $500, $1000, and $2500.
The IMG travel insurance plan maximum lifetime is 5 days to 12 months.
Emergency Medical Evacuation available for up to $1000,000.
Coinsurance is available 100% up to the maximum limit.
Acute onset of pre-existing condition coverage is available within the age of 70.
Covid19 coverage is available.
Incidental emergency coverage within the US is available for up to 2 weeks.
This Patriot International Lite plan is available for both US and Non-US citizens traveling outside the US.

Safe Travels USA Comprehensive Insurance - Key Highlights

The policy provides maximum options starting from $50,000 and options of $100,000, $250,000, $500,000 up to $1,000,000.
This travel insurance plan is available for Non-US citizens traveling to the USA and worldwide and is available for travelers up to 89 years of age.
The deductible options available on the plan are $0, $100, $250, $500, $1000, $2500, and $5000.
Wellness visit is available with coverage of $125 and this visit must occur within 21 days after the coverage becomes effective. For this benefit, a minimum purchase of 30 days of coverage is needed.
This travel health insurance plan covers Trip Interruption of $5000 per policy period, Dental coverage for $250, and Coma benefit of $10,000 which are some of the benefits of this plan
The Safe Travels USA Comprehensive Insurance plan has a co-insurance percentage, which pays 100% for the in-network treatment within the PPO Network and 80% of eligible expenses are covered for treatment outside the PPO network up to the first $5000 of the expense after which the plan pays 100%.
Optional riders for AD&D upgrade, Incidental home country coverage, and sports activities are available on this plan.
Travel medical insurance plan covers Covid-19 as any other illness.
Emergency medical Evacuation available up to $2,000,000
Visitors insurance is available from a minimum of 5 days up to a maximum of 1 year and is renewable.
Coverage for acute onset of pre-existing conditions is included and a coverage of $25,000 is available for any covered condition.

Travel Medical Plus - Key Highlights

Travel Medical Plus Covid19 travel insurance by Seven Corners for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2
Comprehensive visitors insurance.
This plan can be purchased by individuals traveling outside their home country.
The maximum lifetime of the plan is 365 days and is renewable.
Travel Medical Plus also covers terrorism, emergency medical reunion, return of minor children, trip interruption and baggage loss.
Including USA: Acute onset of pre-existing conditions are covered up to $50,000 for age under 69 years and a coverage of $5,000 for age of 70-79.
Excluding USA: Acute onset of pre-existing conditions are covered up to $50,000 for age under 64 years and a coverage of $10,000 for age of 65-74.

Travel Medical Plus Coverage including USA - Key Highlights

The plan is available for Non US residents and citizens traveling to the US or to other countries.
The length of coverage is 5 days to 364 days and the plan can be extended up to 364 days.
The age availability is 14 days to 80+years.
There are no state address restrictions for the plan that has coverage including the US.
The country address restrictions applicable are for Cuba, Gambia, Ghana, Iran, Nigeria, North Korea, Sierra Leone, Syria and Virgin Islands United States.
The destination restrictions are Antarctica, Cuba,Iran, North Korea and Syria.
The policy has a medical maximum options available $50,000, $100,000, $500,000 and $1000,000 for ages 14 days to 69 years.
For people of age 70 to 79 years, the policy maximum options are $50,000 and $100,000.
For ages 80 years and over, the policy maximum option of $10,000 is available.
The deductible options are $0,$100,$250,$500,$1000,$5000.
The co-insurance for within the US, within the PPO network, the plan pays 100% and Out of PPO network the plan pays 90% of the first $10,000 and then 100% upto the medical maximum. For outside the US, the plan pays 100%.
The Benefit period is 180 days.
For the acute onset of pre-existing condition coverage, there is a waiting period of 7 days anf for age range of 14 days to 69 years, $50,000 coverage is available and for age range of 70 to 79 years, $5000 coverage is available.
For emergency medical evacuation and repatriation, coverage of $500,000 is available(separate from medical maximum).
Covid-19 treatment is available as URC up to medical maximum.

Travel Medical Plus Coverage excluding USA - Key Highlights

The plan is available for US residents and citizens and Non US residents and citizens traveling to other countries except the US.
The length of coverage is 5 days to 364 days and the plan can be extended up to 364 days.
The age availability is 14 days to 74 years.
The state address restrictions include Colorado, Maryland, New York, South Dakota and Washington.
The country address restrictions applicable are for Cuba, Gambia, Ghana, Iran, Nigeria, North Korea, Sierra Leone, Syria and Virgin Islands.
The destination restrictions are Antarctica, Cuba,Iran, North Korea, Russia and Syria.
The policy has a medical maximum options available $50,000, $100,000, $500,000,$1000,000,$2000,000 and $5,000,000 for ages 14 days to 64 years.
For age range of 65 to 74 years, the policy maximum options are $50,000 and $100,000.
For age range of 14 days to 64 years the deductible options are $0,$100,$250,$500,$1000,$5000.
For age range of 65 to 74 years the deductible options are $0,$250,$500,$1000,$5000.
The plan pays 100% for co-insurance.
The Benefit period is 180 days.
For the acute onset of pre-existing condition coverage, there is a waiting period of 3 days and for the age range of 14 days to 64 years, $50,000 coverage is available and for the age range of 65 to 74 years, $10,000 coverage is available.
For emergency medical evacuation and repatriation, coverage $500,000 is available(separate from medical maximum).
Covid-19 treatment is available as URC up to medical maximum for ages 14 days to 64 years and $100,000 is available for ages 65 to 74 years.

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Compare other popular short term travel health insurance cost to USA plans

Atlas America vs Patriot America Plus

Patriot America Lite vs Safe travels USA

Atlas America vs Safe travels USA

Atlas America vs Travel Medical insurance

Patriot America Lite vs Travel Medical insurance

Safe Travels vs Patriot America Plus vs Travel Medical insurance USA - FAQs

Safe Travels USA Comprehensive Insurance FAQs
Does Trawick International Safe Travels USA Comprehensive cover covid?

Trawick International offers coverage for Covid19 illness. The Safe Travels USA Comprehensive travel insurance covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Is Trawick international a good insurance company?

Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

How do I cancel Safe Travels USA Comprehensive Insurance from Trawick International?

For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:

A full refund would be considered

Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.

If no claims have been filed with the Company, then

a cancellation fee of US $25 will be charged;

only full month premiums will be considered as refundable;

If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.

What is the advantage of buying Safe travels USA Comprehensive plan?

Safe Travels USA Insurance is an affordable Covid19 travel insurance. Safe Travels USA Comprehensive by Trawick International is ideal for visitors to the USA looking for cheap travel health insurance including coverage for COVID-19/SARS-CoV-2.

Who is eligible to enrol in the Safe Travels USA Comprehensive travel insurance plan by Trawick international ?

The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is not available for US citizens and US permanent residents (Green card holders).

Can a traveler extend or renew the Trawick international Safe Travels USA Comprehensive plan?

Yes, the Safe Travels USA Comprehensive plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Comprehensive plan
Atlas America Insurance FAQs
Does Atlas America insurance cover Covid ? Does Atlas America insurance cover Coronavirus ?

Atlas America insurance covid coverage is available for plans purchased after July 15, 2020. Atlas America insurance Coronavirus coverage includes eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Is WorldTrips Travel Insurance Good?

WorldTrips offers a range of international travel insurance plans specifically considered for the needs of international travelers and students. WorldTrips travel insurance products are ideal for NON US citizens traveling to the US or outside their home country, for US citizens traveling outside the US and international students studying outside their home country. The Atlas America insurance Covid covers Coronavirus and acute onset of pre-existing conditions and is very popular with international travelers.

Can visitors to USA buy Atlas America insurance who are already in USA for quite some time?

Yes, Atlas America insurance is a good option for visitors to US who have been here for some time and do not have a current insurance coverage. It is also an excellent plan for international students who are on the OPT status, H1B visa holders and for Spouses of H1B visa holders on the H4 visa status.

Does Atlas America Insurance offer coverage for sports?

Atlas America covers eligible injuries and illness incurred while taking part in many popular vacation sports - skiing, snowboarding, snorkelling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.

Does Atlas America offer coverage for maternity?

Well, Atlas America offers coverage for complications of pregnancy during the first 26 weeks of gestation.

Can I extend my medical coverage from Atlas America Insurance if I want to extend my duration of stay in USA?

Yes, US Visitors who had initially bought for less than 364 days can renew Atlas America Insurance online up to 364 days.

Does Atlas America insurance cover pre-existing conditions?

Atlas America is a best travel insurance pre existing conditions Insurance that offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100,000, whichever is lower.

How to use Atlas America visitor medical insurance in case of emergency in the United states?

Visitors can review this article on how to use Atlas America visitor medical insurance in case of emergency in the United States.

How does Atlas America insurance offer coverage for medical expenses?

Atlas America insurance offers comprehensive coverage for visitors to USA. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “First Health care network or United health care.”. When Traveling Outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Atlas America insurance pays 100% up to maximum limit. For detailed working example of how it works, you can review Atlas America insurance working example.

Does Atlas America insurance satisfy US visa requirements?

As a visitor to the United States, you will need to have a visa issued in your passport to be allowed in to country. You can find out whether or not you need a US visa by reviewing the visa waiver program list of countries by the US government. The type of visa that you need will be based on the reason of your travel to the US. Atlas America insurance offered by WorldTrips works ideally for visitors to the US applying for any of these visas.

Some of the common US visas are :

Visitor visa or Tourist Visa

Student visa (F1 visa)

J visa (exchange scholar visa)

H1B work visa

Fiancee visa
Patriot America Plus Insurance FAQs
Is IMG a good insurance company?

IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.

What is acute onset of pre-existing condition?

Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.

Does Patriot America Plus insurance cover Covid ? Does Patriot America Plus insurance cover Coronavirus ?

Patriot America Plus covid insurance coverage is available for plans purchased after September 1st, 2020. Patriot America plus insurance Coronavirus coverage includes eligible medical expenses resulting from COVID-19 up to the medical maximum.

Can I buy Patriot America Plus insurance after my arrival in the US?

Yes, the Patriot America insurance can be bought after arrival in the United States. It must be bought within 30 days for travelers above 65 years. The Patriot America plus can be purchased by travelers below the age of 65 years up to 6 months after arriving in the US.

Does Patriot America Plus Insurance cover pre-existing conditions?

Yes Patriot America Plus insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.

How does Patriot America Plus insurance offer coverage for medical expenses?

Patriot America Plus insurance works well for US visitors by offering comprehensive coverage for medical expenses only inside the US. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO or First Health PPO”, then after the deductible amount, Patriot America Plus insurance pays 100% of the eligible expenses. If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Patriot America Plus insurance would pay 80% of eligible expenses up to $5,000, then 100% up to the maximum limit.
For detailed working example of how it works, you can review Patriot America Plus insurance working example.

Can US citizens buy Patriot America Plus insurance?

Patriot America Plus Insurance is available for US citizens residing outside USA and visiting USA for short term. Patriot America Plus insurance for US citizens require them to have resided outside US continuously for the past 6 months and must have a current health plan in force.

How can one use Patriot America Plus visitor medical insurance in case of emergency in USA?

Travelers can review this article on how to use Patriot America Plus visitor medical insurance in case of emergency in USA.

I have changed my travel plans and wish to extend my trip. Is it possible to renew Patriot America Plus insurance?

Yes Patriot America Plus Insurance is available for 364 days and can be renewed up to a maximum of 2 years. Travelers who wish to get extended coverage can renew Patriot America Plus insurance online.

How do I cancel Patriot America Plus Insurance?

Patriot America Plus Policy can be cancelled by submitting a written request to cancel@imglobal.com. However if you have filed claims, your premium is non-refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

Full refund of premium.

Cancellation after effective date:

$50 cancellation fee will be charged by the insurance company.

Only full month premium will be considered for refund.

Which is the best visitor insurance in USA?

This is precisely the question that our entire website is dedicated to answering. We strive to be a one-stop shopping comparison site giving you a range of USA travel insurance options for your situation by providing several resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you an ideal tourist medical insurance in USA. We offer Patriot America insurance by International Medical Group (IMG) which is one of the most popular visitor insurance plans for USA that can set your mind at ease and cover you in the United States.
Travel Medical Insurance FAQs

Is Seven Corners a real insurance company? Is Seven Corners Legit? Is Seven Corners a good insurance company?

Seven Corners Inc. has been offering travel insurance products since 1997. Seven Corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Travel Medical insurance and Inbound USA insurance products Seven Corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US. It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.

Does Travel Medical Plus plan cover COVID-19?

Yes. See the schedule of benefits and benefit highlights in this brochure for details. Please be aware this coverage is not a general health insurance plan, but an interim, limited benefit period, travel medical program intended for use while away from your home country.

What is the eligibility to buy Travel Medical Plus Insurance?

Individuals and families including unmarried dependent children traveling outside of their Home Country.

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