Patriot Group Travel Medical Insurance

Plan benefits of Patriot Group insurance

• Eligible medical expenses	Up to the maximum limit
  Hospital room and board	Average semi-private room rate, including nursing services
  Surgery	Up to the maximum limit
  Intensive care unit	Up to the overall maximum limit.
  Bedside visit	$1.5k maximum limit. Not subject to deductible
  Hospital indemnity	$250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible

• Pre-Certification	50% reduction of eligible medical expenses if pre-certification provisions are not met
  Physician visits	Up to $15 copay for walk-in clinic. Up to $25 copay for urgent care center. (Copay not applicable when $0 deductible is selected)
  Radiology / X-ray	Up to the maximum limit

• Emergency local ambulance	Up to the maximum limit.
  Hospital emergency room	Outside the U.S: Up to the maximum limit Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit

• Emergency dental treatment	$300 maximum limit due to accident or unexpected pain to sound natural teeth
  Traumatic Dental Injury	Up to the maximum limit. Additional treatment for the same injury rendered by a dental provider will be paid at 100%

• Emergency medical evacuation	$1M maximum limit. (independent of the maximum limit)
  Emergency reunion	$50k maximum limit
  Return of mortal remains or cremation/burial	$50k maximum limit for return of mortal remains or ashes to country of residence, or $5k maximum limit for cremation or local burial at the place of death.
  Return of minor children	$50k maximum limit
  Political evacuation and repatriation	$10k maximum limit

• Natural disaster	$250 per day and maximum limit of five days for accommodations. Not subject to deductible.
  Trip interruption	Up to $5k maximum limit. Not subject to deductible
  Terrorism	$50k maximum limit. Not subject to deductible
  Lost luggage	Up to $50 per item; maximum of $250

• Accidental death & dismemberment	$25k principal sum
  Common carrier accidental death	$50k per insured person and $250,000 maximum limit per lifetime and per family

• Extended care facility

  Up to the maximum limit