Outreach Group Travel Medical Insurance

Plan benefits of Outreach group travel insurance

• COVID-19/SARS-CoV-2 Coverage	Outreach travel insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
  Eligible medical expenses	Up to the maximum limit
  Hospital room and board	Average semi-private room rate, including nursing services
  Surgery	Up to the maximum limit
  Intensive care unit	Up to the overall maximum limit.

• Urgent Care Clinic	$25 copay for urgent care center. Copay is not applicable when the $0 deductible is selected. Not subject to deductible.
  Physician visits	Up to the maximum limit
  Urgent Care Clinic	$25 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible
  Radiology / X-ray	Up to the maximum limit
  Walk-In Clinic	$15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible
  Laboratory	Up to the maximum limit
  Outpatient Surgical / Hospital Facility	Up to the maximum limit
  Chemotherapy / Radiation Therapy	Up to the maximum limit
  Physical Therapy	Up to the maximum limit (Medical order or treatment plan required)
  Pre-Admission Testing	Up to the maximum limit
  Assistant Surgeon	20% of the primary surgeon’s eligible fee
  Anesthesia	Up to the maximum limit
  Prescription Drugs and Medications	Up to the plan maximum limit, may not exceed $250k (Dispensing limit per prescription: 90 days)
  Reconstructive Surgery	Up to the maximum limit (surgery is incidental to and follows surgery that was covered under the plan)
  Chiropractic Care	Up to the maximum limit

• Emergency local ambulance	Up to the maximum limit.
  Hospital emergency room	Outside the U.S: Up to the maximum limit Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
  Interfacility ambulance transfer	Company pays 100%
  Emergency Illness - without In-patient Admission	Up to the maximum limit. Additional $250 deductible
  Emergency Illness - with In-patient Admission	Up to the maximum limit

• Emergency dental treatment	Dental injury due to an accident: up to the maximum limit
  Dental - Sudden dental emergency	up to $100

• Emergency medical evacuation	$500k lifetime maximum (independent of the Maximum Limit) (Must be approved in advance by the company)
  Emergency reunion	Up to $50k lifetime maximum (Must be approved in advance by the company)
  Return of mortal remains or cremation/burial	$50k for Return of Mortal Remains or $5k for Cremation/Burial
  Return of minor children	Up to $50k. Not subject to deductible
  Political evacuation and repatriation	Up to $10k (Must be approved in advance by the company)

• Natural disaster	$100 per day and maximum limit of five days for accommodations. Not subject to deductible.
  Trip interruption	Up to $5k. Not subject to deductible.
  Identity theft	$500 maximum limit. Not subject to deductible
  Terrorism	$50,000 maximum limit. Not subject to deductible
  Lost luggage	$50 per item, $500 maximum limit. Not subject to deductible	$50 per item, $250 maximum limit. Not subject to deductible

• Sudden and Unexpected Recurrence of a Pre-Existing Condition(for U.S. citizens only)	Up to age 65 with primary health plan: URC up to maximum limit. Up to age 65 without primary health plan: $20,000 lifetime maximum. Age 65+: $2.5k lifetime maximum
  Sudden and Unexpected Recurrence of a Pre-Existing Condition-Emergency Medical Evacuation(for U.S. citizens only)	Up to age 65: $25k maximum limit

• Accidental death & dismemberment	$25k principal sum. Not subject to deductible
  Common carrier accidental death	$50k per insured adult and $250k maximum limit per family. Not subject to deductible.

• Incidental Emergency in the U.S.	Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities)
  Durable medical equipment	Up to the maximum limit
  Extended care facility	Up to the maximum limit
  Extended care facility	Up to the maximum limit