GeoBlue Navigator for Student Insurance, GeoBlue Navigator for Student medical Insurance coverage for students

GeoBlue worldwide medical coverage for students summary

Navigator for Student insurance eligibility

Students aged 74 years (once you hit age 75 you are no longer eligible) and below at the time of application are eligible
Students with US Citizenship, students who are permanent residents of USA and all students who are legal residents of US (citizens and foreign nationals) are eligible.
The eligible student must be engaged in an educational activity and must be residing outside his/her home country for atleast 3 months in a year.
The applicant may be an international student, faculty, research scholars, students on optional practical training.
US Students studying outside US must be residing in the approved state or outside the US.
Pre-existing condition waiting period can be eliminated with proof of prior creditable coverage.

GeoBlue Navigator for Student plan highlights

Coverage of COVID-19 testing and treatment.
Meets all Schengen Visa requirements.
Plan options that meet F1 and J1 Visa requirements.
Contraceptive services, surgeries and supplies are covered under the policy.
Unlimited annual and lifetime medical maximum.
Deductible waived for office visits with doctors.
No waiting period or sublimit for preventive services.
No precertification penalty for inpatient or outpatient care.
Pre-existing conditions covered with creditable coverage.
Illnesses and injuries related to terrorism are covered.
Comprehensive mental health services included.
Optional dental, vision, and maternity coverage.
Unlimited telemedicine services.

GeoBlue Navigator for Student Insurance - Common Questions

After 364 days of continuous coverage, GeoBlue Navigator members may apply for a new plan that covers maternity costs up to $25,000 per pregnancy for all inpatient and outpatient care related to a covered pregnancy. This is inclusive of pre-natal care, delivery and post-natal care. Note: a new born may be added to the plan within 31 days of birth with no medical underwriting. Members do not need to submit a new health statement. If you are coming directly off a GeoBlue Student plan which included maternity, your wait period can be reduced or eliminated.

Yes, the plan benefits and three deductible options meet the requirements. The deductible options that meet the requirements are the 0, 250 and 500 plans.

Navigator for Student Insurance offers worldwide coverage for students in United States. It provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.The plan covers pre-existing conditions with creditable coverage.

Yes. Navigator for Student insurance covers pre-existing conditions with creditable coverage.

Navigator for Student insurance provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.

Yes.This plan covers preventive care services with no waiting period or sublimit. No precertification penalty for inpatient or outpatient care

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.Geo Blue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully. The travel insurance solutions provided by Geo Blue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

Geo Blue provides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the Geo Blue travel insurance plans.

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history.
Coverage is renewable at the consent of the member and insurer. Note: Members can keep the plan for a maximum of 9 months after returning home.
Welcome materials are sent electronically and via mail.
Members are invited to register on the website, mobile site or app.

Plan benefits of Navigator for Student Insurance

Outside U.S	U.S.(In Network)	U.S.(Outside Network)
Primary Care Office Visits - as many as 8 visits per Calendar Year
All except a $10 copay per visit	All except a $30 copay per visit	60% to Coinsurance Maximum then 100%
Preventative Care For Babies/Children: (Birth to Age 18) a. Office Visits/examination b. Immunizations, Lab work & X-rays
100%	80% to Coinsurance Maximum then 100%	60% to Coinsurance Maximum then 100%
Preventative Care for Adults: (Age 19 and Older) a. Routine Pap Smears, annual mammogram b. PSA For Men
100%	80% to Coinsurance Maximum then 100%	80% to Coinsurance Maximum then 100%
Annual Physical Examination/Health Screening
100% Maximum Covered Expense of $250 and limited to one per Calendar Year	80% to Coinsurance Maximum then 100% Maximum Covered Expense of $250 and limited to one per Calendar Year.	60% to Coinsurance Maximum then 100% Maximum Covered Expense of $250 and limited to one per Calendar Year.
Lifetime Maximum per Insured Person
Unlimited	Unlimited	Unlimited
Lifetime Maximum per Insured Person
Unlimited	Unlimited	Unlimited
Annual Maximum per Insured Person
Unlimited	Unlimited	Unlimited

Outside U.S

U.S.(In Network)

U.S.(Outside Network)

Outpatient Medical Care

100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%

Outside U.S	U.S.(In Network)	U.S.(Outside Network)
Outpatient Medical Care
100%	80% to Coinsurance Maximum then 100%	60% to Coinsurance Maximum then 100%

Outside U.S	U.S.(In Network)	U.S.(Outside Network)
Surgery, X-rays, In-hospital doctor visits, Organ/Tissue Transplant
The Insurer will pay 100% of Covered Expenses.	80% to Coinsurance Maximum then 100%	60% to Coinsurance Maximum then 100%
In-patient medical emergency
100%	80% to Coinsurance Maximum then 100%	60% to Coinsurance Maximum then 100%
Professional Services Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work
100%	80% to Coinsurance Maximum then 100%	60% to Coinsurance Maximum then 100%

Outside U.S	U.S.(In Network)	U.S.(Outside Network)
Ambulatory Surgical Center
100%	80% to Coinsurance Maximum then 100%	60% to Coinsurance Maximum then 100%
Durable Medical Equipment
100%	80% to Coinsurance Maximum then 100%	60% to Coinsurance Maximum then 100%

Outside U.S	U.S.(In Network)	U.S.(Outside Network)
Emergency Medical Transportation
Maximum Lifetime benefit for all Evacuations up to $250,000	Maximum Lifetime benefit for all Evacuations up to $250,000	Maximum Lifetime benefit for all Evacuations up to $250,000
Repatriation Of Mortal Remains
Maximum Benefit up to $25,000	Maximum Benefit up to $25,000	6 Maximum Benefit up to $25,000
Accidental Death and Dismemberment
Maximum Benefit: Principal Sum up to $10,000	Maximum Benefit: Principal Sum up to $10,000	Maximum Benefit: Principal Sum up to $10,000

GeoBlue Navigator for Student Insurance