The information presented on American Student Insurance is for providing resources for international students. The resource provided here is in no any way intended to indicate any relationship between your school/college/university and our company. International students should verify directly with the concerned school/college/university to confirm whether this student insurance meets your university student insurance requirements.
Please review student visa insurance
J1 visa holders
Insurance for Exchange scholars satisfying visa requirements.
After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me.
Ron W
We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable
Konstantin V.B
Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much!.
Factors for the cost of international student insurance in USA
Student’s age
The student’s age determines the cost of US student medical insurance. The prices for f1 visa US student insurance increases with the age of the student.
The length of coverage
The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.
Maximum medical coverage
The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.
Incidental home country up to a cumulative 14 days
Maternity
Evacuation/Repatriation
Pre-existing conditions coverage after 6 or 12 months Know More
Insurance for International Students (F1 visa insurance)
International students often purchase their health insurance in the University. While this is most popular and convenient, it is often expensive. The best travel insurance for students studying abroad plans offered on our website are cheaper and provide comparable coverage. You can compare the plans that we offer by getting quotes which also shows the coverage details. We can facilitate getting the insurance waiver form completed if required by your college.
These study abroad health insurance plans are also available for international students with M1 Visa taking part in vocational or technical training.
Limitations
Student Secure Select and Student Health Advantage plans do not provide coverage for wellness/routine and preventive care services.
Spouse and Childrens of F1 and J1 visa holders are issued the F2 and J2 visas respectively. While J1 visa holders have insurance requirements mandated by the US consulate, given the high health care costs in the US, it is prudent for F2 and J2 visa holders to also have proper insurance coverage.
International students on the F1 visa are allowed to enroll for optional practical training(OPT). This allows students to work off campus, or work without being enrolled for coursework in the university. Since students in this OPT visa status are not enrolled in coursework, they will be ineligible for some student insurance plans. KNOW MORE
Pre-existing condition waiting period can be eliminated with proof of prior creditable coverage. Know More
International health insurance for international students - FAQs
Do international students need health insurance? Do f1 students need health insurance?
Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars.
Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.
Can international students get health insurance?
Yes, International students can definitely get student medical insurance, we offer many student insurance options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive. At student insurance plans that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits.
However, students should confirm if the University allows students to but insurance outside the University, and if they can get the required insurance waiver for this student insurance.
Can international students get medicare?
No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.
What is international student health insurance?
International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad.
Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.
What is the best health insurance for international students? What is the best insurance for international students?
The best student medical insurance will vary for each student. There is no single student insurance which will work as the best international student health insurance plan for all students. The factors to consider while identifying the best student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international students.
Student health insurance information
Factors of Student insurance
Important factors to consider while buying international Student travel insurance.
COVID19 coverage
Maternity
Mental health
Student insurance for Covid - Know more