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US J Visa health Insurance

Compare J1 Visa Insurance (US Exchange Scholar visa insurance)

Compare J1 Visa Insurance

Traveler Age
Child
Destination
Start date
End date

What does visitor travel insurance cover?


Health care expenses
Covers hospital expenses for sickness or accidents.

Doctor visit
Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains
Repatriation of remains to home country included.

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Resourceful travel insurance information for new customers

Find the best travel insurance

Find out the best insurance for your budget and needs
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How does travel insurance work?

Claims process for expenses due to injury or sickness
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How to buy travel insurance?

Step by step guide to buying the best travel insurance online
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Travel insurance glossary

Commonly used international travel insurance terms
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Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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An overview

J Visa Insurance Requirements

Latest Changes to J Visa Requirements

The US Department of State has changed the J Visa requirements for medical insurance! Here are the new requirements for the Visa:

  • The policy must provide medical benefits of at least $100,000 for each accident or illness. This refers to the policy maximum.
  • The policy must provide at least $25,000 in repatriation benefits to send the remains to the home country for burial.
  • The deductible should not exceed $500 per accident or illness.
  • The co-payment of medical expenses (the portion not covered by insurance that the insured pays him or herself) should be of no more than 25%.
  • If, because of a serious illness or injury, you must be sent home on the advice of a doctor, the policy must pay up to $50,000 for the expenses of your travel. This is referred to as emergency medical evacuation.

As of May 15, 2015 all J Visa holders will have to adhere to these new guidelines. Insurance companies are in the process of changing their offering to appropriately reflect these changes. Naturally, you can purchase policies with a higher maximum and higher limits than the minimums given above (many are higher in some areas) without worrying about having to make a change.

If you hold a policy for only $50,000 maximum and you are on a J1 or J2 Visa, please make sure to contact us to see how you can switch policies to meet the new higher requirement.

The US government has made temporary changes for J1 Visa guidelines due to the Covid-19 pandemic. During these stressful and unpredictable times where travel restrictions and regulations changing often. Purchasing international student insurance with Covid-19 (Add a link to )coverage is very crucial for J1 Visa students. There are several student medical insurance that provide good Coronavirus coverage. Feel free to contact us for more details!

We will be happy to make sure you are in compliance for the duration of your stay! As ever, we wish you safe, healthy, and happy travels!

General - FAQ's

What can happen if I do not satisfy the J Visa insurance requirement?

The Department of State views health insurance as very, very important! The regulations require that your J program sponsor should terminate your status in the U.S. as a J Visa holder if you willfully fail to comply with the J Visa insurance requirement.

Which medical insurance plan works well for J1 and J2 Visa holders?

We have many plans that satisfy J Visa requirements that work for both J1 and J2 Visa holders. Some US health insurance plans require that the J1 Visa holder is the primary applicant for the J2 Visa holder to be eligible. If the J2 Visa holder alone needs coverage, then the Patriot Exchange plan offered by International Medical Group (IMG) is available. Please find the details of this plan here:
IMG Plan Details  BROCHURE  BUY NOW

There are so many J2 Visa holders currently in the US either without proper health insurance, or having medical insurance that does not provide coverage for Coronavirus. At American Visitor Insurance, we are committed to getting you the best Coronavirus medical insurance coverage available in these uncertain times. Currently the following companies are offering medical insurance which includes coverage for coronavirus. There are few Covid19 affordable medical insurance plans for J2 Visa holders in the USA:

Trawick International US visitors insurance for Coronavirus

Trawick international provides coverage for Coronavirus like any other illness as long as the illness did not start before buying the Trawick insurance policy. Trawick International offers Safe travel USA insurance and Safe travel USA Comprehensive insurance for coverage inside USA. These plans require pre-certification for the virus.

INF Insurance US visitor medical insurance for Coronavirus

The INF travel insurance works well if you are currently uninsured or to complement an existing policy for Coronavirus coverage or if you are replacing an existing policy that does not provide adequate insurance coverage in light of the coronavirus pandemic.

US J2 Visa holders can buy these INF insurance plans. INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite plan insurance and INF Traveler USA insurance with Covid19 coverage. These INF plans are quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if they has limitations in coverage for COVID-19.

Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Seven corners travel insurance:

Seven Corners Travel Medical Plus coronavirus travel insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country. Liaison Student Plus coronavirus insurance offers covid19 medical coverage for international students in the US or outside their home country.

It covers student medical expenses arising from Covid19 illness.Seven Corners Wander Frequent Traveler Plus offers annual medical coverage for business travelers, corporate travelers, employees, employers or anyone taking multiple trips frequently. It covers international medical expenses arising from Covid19 infection.The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.

WorldTrips Covid travel insurance:

Atlas travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion. Note that Atlas plans purchased on or after July 15, 2020 do NOT exclude COVID-19 medical charges.

Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

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