J2 health insurance, J2 Visa health insurance

Medical Insurance for spouse and dependents of J1 Visa holders

The J1 Visa scholar program enriches our many universities and institutions by allowing individuals to come the US and share their knowledge. We are certainly proud to be able to provide medical insurance for these individuals while they are away from their home countries. Indeed, part of the requirements of the J Visa is that individuals have appropriate J1 Visa medical insurance coverage.

However, I get many calls each month from visiting scholars looking for coverage for their spouse and/or dependent children. This is a more difficult issue since most policies require the J1 scholar to be the primary on the policy (that is the first person named on the policy).

There is one policy which allows the J2 spouse and/or children to be placed as primary policy holders. This policy is called Patriot Exchange and is offered by International Medical Group (or IMG). It is a very economical plan with excellent benefits that I often suggest for J1 scholars as well.

One of the unique benefits of the Patriot Exchange plan is that if the institution has a health center, the insured only pays a $5 copay in place of the $100 deductible. This can mean significant savings for the scholar and his/her family. As with all our plans, coverage is for sudden illness and accident only but can be used at any doctor or hospital. A downside to the policy is that there is no maternity coverage (some few student/scholar plans offer this coverage) nor any coverage for pre-existing conditions.

As a final note, the insurance requirements for the J1/J2 Visa are changing and as of May 15, 2015 the maximum limit will go up from $50,000 to $100,000 maximum. The good news is that for holders of Patriot Exchange who purchased plans with a $50,000 maximum, they will be able to "upgrade" their plans to $100,000 maximum to meet requirements without having to make a new purchase by simply paying the difference in price on the remainder of the plan. Contact one of our service representatives for more information or help making this change!

We hope that this will insure our visiting friends have sufficient medical coverage should they come to need it during their stay in the US. It is our hope,however, that all are healthy and happy for the duration of their stay and journey home!

Exchange visitors who visit USA require having a complaint health insurance plan that meets minimum requirements for their stay in the US. If there is group of J1 Visa holders and all of them are been sponsored by the same organization then visitors can apply for J1 Visa group insurance.

There are so many J2 Visa holders currently in the US either without proper health insurance, or having medical insurance that does not provide coverage for Coronavirus. At American Visitor Insurance, we are committed to getting you the best Coronavirus medical insurance coverage available in these uncertain times.

These insurance plans meet the standard medical requirements of J1 and J2 Visa holders. Currently the following companies are offering medical insurance which includes coverage for coronavirus.

Trawick International US visitors insurance for Coronavirus

Trawick international provides coverage for Coronavirus like any other illness as long as the illness did not start before buying the Trawick insurance policy. Trawick International offers Safe travel USA insurance and Safe travel USA Comprehensive insurance for coverage inside USA. These plans require pre-certification for the virus.

INF Insurance US visitor medical insurance for Coronavirus

The INF travel insurance works well if you are currently uninsured or to complement an existing policy for Coronavirus coverage or if you are replacing an existing policy that does not provide adequate insurance coverage in light of the coronavirus pandemic.

US J2 Visa holders can buy these INF insurance plans. INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite plan insurance and INF Traveler USA insurance with Covid19 coverage. These INF plans are quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if they has limitations in coverage for COVID-19.

Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Seven corners travel insurance:

Seven Corners Travel Medical Plus coronavirus travel insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country. Liaison Student Plus coronavirus insurance offers covid 19 medical coverage for international students in the US or outside their home country.

It covers student medical expenses arising from Covid19 illness.Seven Corners Wander Frequent Traveler Plus offers annual medical coverage for business travelers, corporate travelers, employees, employers or anyone taking multiple trips frequently. It covers international medical expenses arising from Covid19 infection.The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.

WorldTrips Covid travel insurance:

Atlas travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion. Note that Atlas plans purchased on or after July 15, 2020 do NOT exclude COVID-19 medical charges.

Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.