Travel Insurance covering Covid-19 Philippines, Covid insurance for travel to Philippines

  • Compare and buy the best visitor travel insurance

    Buy visitor travel insurance

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  • Compare and buy the best Immigrant insurance

    Immigrant medical insurance USA
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  • Compare and buy Student insurance

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  • Compare and buy Pre-Existing insurance

    Travel worry free with insurance
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What does visitor travel insurance cover?


Health care expenses
Covers hospital expenses for sickness or accidents.

Doctor visit
Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains
Repatriation of remains to home country included.

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Travel health insurance Philippines, Travel insurance Covid Philippines

Schengen visa insurance

Schengen Visa Insurance

Insurance plans satisfying Schengen visa requirements

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Expatriate insurance

US Expatriates Insurance

Worldwide travel health insurance for US Expatriates Know more
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Philippines Visitors Insurance

Travel insurance for visiting Philippines

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Visitors Insurance

USA Visitors Insurance

Visitor insurance for travelers from Philippines visiting US Know more

Travel insurance visa letter as required for travel to Philippines

All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to Philippines (and upon arrival). While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it. Access to the Philippines travel insurance visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required Philippines visa letter document, please call us as soon as possible so we can assist you!

Philippines Covid travel insurance requirements:

Is Covid travel insurance mandatory for Philippines?
Yes - the Philippines Inter-Agency Task Force for the Management of Emerging Infectious Diseases (IATF) has made these requirements mandatory for international tourists from non-visa required countries to visit the Philippines:

  • Philippines travel insurance with coverage for Covid19 treatment with a minimum of $35,000 USD (approx P1.75 million) for the entire stay in the Philippines.
  • A negative RT-PCR covid test taken 48 hours before the departure from the country of origin.
  • A valid return ticket to port of origin or next port of destination no longer than 30 days after arrival in the Philippines.
  • Valid passport with at least six months validity from the time of arrival in the Philippines.
Travel insurance for travelers and new immigrants from Philippines visiting USA

Travel insurance for Filipinos going to the USA

Tourists on Visitors visa
Filipinos needing US visitor visa insurance (B2 visa insurance)

Tourists on vacation, visiting family in the USA.

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Students
Filipinos needing international student insurance (F1 visa insurance)
US University compliant student insurance for Filipino students and dependents. Know more »
J1 visa Exchange
Philippines residents needing J visa insurance
Medical insurance satisfying J visa requirements for exchange scholars from Philippines. Know more »
H4 visa
H1B visa insurance and H4 visa insurance for the US
Health insurance for non-immigrants Philippines on work visa in the US. Know more »
Business
Business Visa insurance for B1 visa holders from the Philippines
Health insurance for Filipino businessmen and entrepreneurs in the USA. Know more »
Immigrant
US Immigrant insurance
Medical insurance for US immigrants before they are eligible for domestic US health insurance. Know more »
Green card
Green card holders
US Green card holders who do not have domestic US health insurance. Know more »
f2-visa
F2-visa travel insurance for spouses of Filipino students (F2 visa insurance)
Travel medical insurance for spouses of Filipino students in the US. Know more »
Canada
Travel insurance for Canada
Travel insurance for Philippine residents visiting Canada
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schengen1
Schengen visa insurance
Travel insurance satisfying requirements for Philippine residents.
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Steps to buy US travel medical insurance online

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Step 1: Find available US travel insurance plan options
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
Step 2: Compare different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Step 3: Buy the travel insurance USA that you like best
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Step 4: Review the US visitors insurance plan documents received by email
Review the US travel insurance policy documents received by email closely for coverage details and relevant contact numbers.
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Factors that determine the cost of US travel insurance plans

Age of the traveler

The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

TRAVEL INSURANCE

For Pre-existing medical conditions and covid

Best travel insurance with Covid coverage Philippines

International travel has slowly started again after the complete lockdown due to the Covid pandemic. However US citizens traveling to the Philippines are required to have travel insurance with Covid19 coverage included. Given the health risks and increased healthcare costs in light of the pandemic, it is in any case very important to have good Philippines Covid travel insurance coverage.

Travelers can use our Covid travel insurance Philippines compare tool to select the best coverage. Our list of travel insurance plans comparing best Philippines travel insurance for Covid19 also shows the coverage for Covid19 with Quarantine benefits. Based on your unique Philippines travel insurance requirements we display the available plans from top-rated US insurance providers. Make an informed decision while buying travel health insurance for the Philippines.

Philippine Citizens in UK, Travel Risks and the need for travel Insurance

The United Kingdom has a strong historical legacy in the Philippines with the rule of East India Company. There has been a good bilateral relation between the two countries and thousands of Philippines reside in England. According to the 2015 census from the National Statistics estimated that there were 132,000 Filipinos in the UK. Filipinos worked in various sectors like engineering, information technology, aviation, hospitality and healthcare. Filipino nurses are an essential and critical part of UK National Health Service. About 78% of the Filipino immigrants are employed and account for one of the biggest foreign national in London. Hundreds of student’s aspire to study in the UK for their leading universities with affordable and comfortable study experience.

"This large Philippine expatriate community often have family members visiting the UK from the Philippines. Traveling and living overseas away from home atmosphere often exposes many health perils. It is very essential to have good travel insurance coverage for protection from any unforeseen medical circumstances that you may have to go through while staying overseas. Health care in many western economies is expensive and in case of any medical emergency you may have to pay a huge medical bill and face a financial loss. Good visitor insurance will take care of all medical expenses that you incur from a medical emergency, particularly in the present situation of Covid19 pandemic.

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Philippine Citizens in Dubai, Travel Risks and the need for travel Insurance

United Arab Emirates is the home to a large number of migrants and descendants from the Philippines. There are about 679,819 Filipinos in UAE and among them 450,000 live in Dubai. This is 21.3% forming the largest percentage of Filipino population in Dubai. Many migrant Filipino workers work in construction, as domestic helpers, tourism, retail, telecommunications and medical sectors. Dubai offers great workspace to their workers and healthcare is at its best.

This large Philippine expatriate community often have family members visiting Dubai, travelling frequently and staying overseas often increases the chances for an unforeseen medical emergency. In fact as a result of the Covid pandemic, the UAE is even insisting on travel medical insurance for visiting the country. In any event, it is very important for a traveller to purchase visitor insurance while travelling away from home especially during the times of Covid19. Visitors travel insurance will safeguard you from a financial loss in an event of a medical emergency. American visitor insurance offers travel health insurance for international travelers across the globe .It provides a platform where travelers can compare the most popular travel medical insurance plans and buy it online.

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Philippine citizens in Australia, Travel Risks and the need for travel Insurance

Filipinos are the third largest Asian immigrant community in Australia. During 1980 the greatest Filipino immigration began and was at its peak in 1988. According to 2016 census there were about 304,015 Filipinos in Australia. The ancestral Filipino community is often referred as 'Filoz' a mix of Filipino and Aussie. The Filipino Australians born in the Philippine population is 61% Female and 39% Male.

This large Philippine expatriate community often have family members visiting Australia. Travelling overseas involves risks. Purchasing travel insurance has emerged as one of the essential document while travelling, its acts as a safety net against unforeseen medical and travel emergencies. Many countries have made it mandatory to have an travel insurance document to entry into their country. At American Visitor insurance visitors can get quotes from reputed US insurance companies which provide international travel insurance while outside one’s home country, travellers can compare the prices and different benefits available to make an informed decision.

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Best Travel insurance Philippines, International health insurance Philippines

Visiting Philippines and travel insurance for Philippines

Philippines is an amazing country comprising of over 7500 islands and is known for its rich biodiversity, beautiful beaches, scenic mountains, dense rainforests and beautiful spots for snorkeling, surfing and scuba diving. The rich history and culture of the Philippines and its relationship with the US also attracts many US tourists.

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Among its many popular tourists attractions are El Nido in Palawan, Siargao, Cebu, Davao, Boracay, Quezon City, Makati, Pasig and the capital Manila. The country attracts close to 6 million tourists annually with about a million coming from the United States and Canada.

Covid travel insurance USA to Philippines

US tourists are required to have Covid travel insurance for the Philippines. US citizens should buy good Covid19 travel medical insurance since their domestic US health insurance will not insure them outside US borders. Given the expense of a holiday in the Philippines, it is a good idea to buy Philippines travel insurance which covers both the health of the traveler as well as covers the expenses involved in the vacation.

Travel and health insurance Philippines claims processing in case of emergency

  • Navigate to the Claims information section on our website at Claims Information: Here you can download the claims form.
  • The ID Card that you receive after purchasing the plan will have all the details about your policy.
  • Call the toll-free number on the ID Card and the claims support will help you with the process
  • In case of direct billing which is done in case of emergency, the provider will contact the insurance company to verify your benefits and send the bill information directly to the company..
  • In some instances, the hospital might not comply with direct billing for some insurance companies in which case you submit the detailed payment information to the insurer along with a claims form (available for download from our website) for reimbursement.
  • We advise policyholders to visit hospitals within the provider network wherever possible as it reduces the co-insurance amount or even waives it completely.
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Annual travel insurance for US citizens in the Philippines, Yearly travel insurance for US Expats

There are many expats who travel regularly from the US to the The Philippines. For US expats and regular international travelers, buying the Annual travel insurance works very well. The annual multi-trip insurance insures the traveler for several trips throughout the year as long as each trip is limited a fixed duration (usually 30, 45 or 60 days) depending on the multi-trip insurance plan. Please note that the Annual multi-trip travel insurance plans expect you to maintain continuous medical coverage in your home country.

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Select the type of travel health insurance for visiting the Philippines...

Travel insurance for Quarantine coverage

  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Safe Travels Voyager plan's trip delay benefit can be upgraded.
  • The base benefit is $3000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness.
  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
  • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Travel insurance for US Citizens and US Residents
  • Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Covid19 medical expenses are covered and treated the same as any other sickness
  • Offers coverage of $50,000 for emergency medical expenses
  • Offers comprehensive trip cancellation coverage
  • Travel medical insurance coverage outside USA
  • Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
  • Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
  • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Travel insurance for US Citizens and US Residents traveling outside US
  • Trip cancellation up to $50,000
  • Trip interruption up to 200% of trip cost
  • $500,000 medical for sickness and injury/$1,000,000 medical transportation
  • Include $2000 in travel delay benefits for quarantine/lodging.
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Covid19 travel insurance for quarantine coverage
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Best travel insurance

Compare and buy the best travel insurance plans. The best international travel insurance plans specially designed to match the needs of international travelers.

Best international travel insurance for US citizens

  • Travel medical insurance for US Citizens and US Residents traveling outside USA
  • Available up to 180 days
  • Offers emergency sickness coverage up to $500,000
  • Covid-19 covered as any other sickness
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $2,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
  • Deductible options from $0 to $25,000
  • Policy Maximum from $1,000,000 to $8,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • USA travel medical insurance coverage outside USA for US citizens
  • Available up to 365 days
  • Offers maximum coverage up to $2,000,000
  • Offers insurance coverage for Covid expenses
  • US travel health insurance for US citizens outside USA
  • Available up to 3 years (Elite plan)
  • Offers maximum coverage up to $1,000,000
  • Travel Medical Plus insurance offers coverage for expenses related to COVID-19
  • Short term fixed benefit cheap travel insurance USA for US citizens outside USA
  • Plan maximum options available up to $130,000 for medical expenses
  • Offers coverage outside the US
  • Includes coverage for Covid19 as any other illness under the medical expense maximum.
  • Testing for Covid-19 will only be covered if deemed medically necessary by a physician.
  • The antibody test and prescreening test are not covered, as they are not medically necessary. For individuals age 65+, maximum plan coverage is $100,000.
  • Offers coverage for travelling outside your home country
  • It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
  • Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

Best Expat insurance, Best Expatriate insurance

Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.

Expat insurance plans

  • Ideal for US expatriates and for those global citizens living and working outside their home country.
  • Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
  • It covers pre-existing conditions with creditable coverage

Best trip cancellation insurance, Best trip protection insurance

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.

Best trip cancellation insurance

  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Offered by Trawick International and is highly rated.
  • You can add a "Cancel for Any Reason" waiver onto the plan.
  • It can cover trips up to 90 days long.
  • Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $100,000
  • Provides coverage for U.S. residents travelling outside their home country

Cancel for any reason trip cancellation insurance

While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $100,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to 100% of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.
  • Trip Cancellation: Up to 100% of Trip Cost Insured

USA Senior Citizen travel insurance, USA seniors travel health insurance

Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.

Travel health insurance for older US travelers

  • The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
  • It is an affordable international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses for short trips.
  • It is available up to 12 months
  • It is an renewable long term international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses.
  • It is available up to 12 months.

Best Annual travel insurance, Best yearly travel insurance

Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.

Annual Travel Plans

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Covers non US Citizens travelling multiple times annually outside their home country
  • Offers coverage for covid19 illness.
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
  • Offers coverage for covid19 illness.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
  • Offers coverage for covid19 illness.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
  • Offers coverage for covid19 illness.
  • Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
  • It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
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Review and compare the best Annual insurance.

Compare Annual Multitrip insurance quotes
Find the best Annual Multitrip plans

Covid Quarantine insurance for US citizens

According to changes from June 2022, US Citizens who have traveled overseas are no longer required to get tested for COVID19 before traveling back to the US. This was earlier mandatory by the US government, and this requirement is currently under abeyance based on the trajectory of the pandemic. This COVID19 test was required both for unvaccinated and for vaccinated travelers. However, despite the Covid test not being compulsory, it is prudent for US citizens to buy travel insurance with Covid quarantine expenses included given the pandemic and different Covid sub-variants.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

Travel insurance coverage

Single Trip Travel Insurance

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Single Trip vs MultiTrip insurance coverage

Single Trip vs MultiTrip Insurance

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Philippine travel insurance, Covid insurance for travel to Philippines - FAQ's

Is Covid travel insurance mandatory for Philippines?

Philippines Covid travel insurance requirements

Travel insurance for Philippines is recommended given the covid pandemic. This has made international travel to Philippines challenging raising uncertainties in the travel with increased chances of sickness and possible trip delays and trip cancellation. Covid travel insurance for Philippines will assure adequate travel insurance coverage for medical expenses of the traveler and even the non-refundable trip expenses depending on the travel insurance plan purchased. Following are the Philippines travel insurance plans satisfying Travel insurance to Philippines requirements.

For US Travelers

  • Safe Travels Outbound insurance: by Trawick International is available for US citizens with Covid coverage.
  • Travel SE Covid Quarantine insurance: Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX Covid Quarantine insurance: Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Safe Travels Voyager Insurance: offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer Insurance: offers Coverage for covid quarantine accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
  • Trip Protector Insurance: Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

For NON US Travelers

Does Philippines travel insurance cover Covid19 illness?

There are some plans available for travel to the Philippines that cover Covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These plans are available for visitors from Philippines to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

How much is travel insurance for Philippines? What is travel insurance Philippines price?

The cost for the Philippines travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Philippines travel insurance required, the greater will be the cost. Our Philippines travel insurance quote comparison facility lists the travel insurance that satisfies your requirements comparing them based on price and benefit.

Which is the best travel insurance for Philippines from USA?

Excellent question and we try hard to find the best answer to this question! Traveling to the Philippines where the healthcare is not as advanced as in the US, and where healthcare can vary from region to region, it is important to have excellent international travel insurance where travelers can be evacuated to Manila if needed.

If you are a traveler with concerns about existing medical conditions, then you will be looking at different plans with coverage for pre-existing conditions as opposed to a different traveler without any life-threatening pre-existing condition. We try hard to give international travelers all relevant information to help find the best Philippines travel insurance online. Our international travel insurance quote comparison tool helps travelers compare different travel health insurance plans based on price and coverages in an objective manner.

Is travel insurance mandatory for Philippines? Do I need travel insurance for Philippines?

If you are applying for the Philippines visa, the consular authorities can ask you to have adequate travel insurance for Philippines. Even if not for being issued a visa, covid insurance for travel to Philippines is mandatory and the fact that your domestic health insurance including US Medicare provides little coverage in Philippines, it is important for international travelers to buy Philippines travel health insurance.

Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give US and international travelers a wide range of travel insurance options. We have two decades experience in understanding the diverse needs of US citizens and international travelers and in offering appropriate travel insurance options to them. Our typical customers range from US citizens on vacation, international travelers visiting the US, international students, J visa holders, H1b Visa holders, US travelers going overseas, travelers to Schengen countries needing travel insurance for visa requirements, trip cancellation customers to insurance their trip expenses, travelers looking for Covid19 travel insurance with quarantine coverage as mandated by certain countries, corporate professionals and business travelers who travel internationally regularly as well as other diverse traveling groups with unique needs.

Our licensed customer support team provide service at all times helping travelers find the most appropriate travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all international travel insurance questions, reviews of different products, testimonials for customers as well as provide an user friendly travel insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help travelers make an informed decision while buying travel insurance.

How much does Philippines covid travel insurance cost?

The cost of Covid19 travel insurance for travel to Philippines with coverage for Covid19 medical expenses will depend on the following factors :
(a) Age of the traveler
(b) Length of Covid travel insurance Philippines required
(c) The Philippines Covid19 travel insurance of $35,000 USD (approx P1.75 million) medical maximum coverage as mandated by the consulates.
(d) The deductible and co-insurance on the Philippines Covid travel insurance plan
(e) Any additional Covid insurance Philippines coverage like for acute onset of pre-existing conditions
(f) Covid19 travel insurance Philippines costs vary based on the insurance provider and underwriting company.

International travel insurance Philippines, Medical travel insurance Philippines

Philippines - General Information  philippines Flag

Philippines - General Information

philippines Flag
Vacation spots

Manila, Boracay, Cebu, Bohol, Puerto Princesa Subterrenean, Baguio, EL Nido Palawan, Puerto Princessa, Mactan.

Location

Asia

Capital

Manila

Language

  Filipino, English

Population

Around 110 million

Currency

Philippine Peso

Best time to visit

Dec to Feb

Vacation spots

Manila, Boracay, Cebu, Bohol, Puerto Princesa Subterrenean, Baguio, EL Nido Palawan, Puerto Princessa, Mactan.

travel insurance for visiting Philippines

Popular tourist destinations in Philippines

Buy travel insurance for Philippines

Cebu Island

The island of Cebu, in the central Visayas region, is considered the port to some of the best diving and snorkeling in the Philippines.

Buy visitor insurance for Philippines

Coron Island

Coron Island is a tropical paradise, with electric blue and green water and popular for diving because of the numerous wrecks here.

Philippines travel insurance

Pagsanjan Falls

Pagsanjan Falls also known as Cavinti Falls is one of the most famous waterfalls in the Philippines.

Travel insurance Philippines

Chocolate Hills

The UNESCO World Heritage site is a protected area that features more than 1,200 small mountains that emerged above the ground over several centuries.

Popular place in Philippines: Quezon City/Manila

Travel insurance Philippines price, Best travel insurance Philippines

Visitor insurance resources

Travel insurance Philippines resources

International travel insurance resources for Philippines visa holders.

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Factors for travel insurance

Factors for travel insurance Philippines online

Important factors while deciding on the best travel insurance to Philippines.

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Types of visitor insurance

Types of Philippines travel insurance online

Different types of Philippines visa travel insurance options.

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Claims Procedure

Philippines travel insurance Claims Procedure

Travel insurance claims process for getting medical care in a hospital.

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Balance Scale

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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International travel Insurance for Filipino residents

US Travel Insurance for travelers from Philippines - FAQ's

What is the best Philippines travel insurance? How do I find best travel insurance philippines?

This is a good question and American Visitor Insurance tries to answer for our customers. Given the different needs of different Filipino travelers visiting the US, there is no single policy that works best for everyone. Given the very high cost of US healthcare there will be specials concerns for travelers with a pre-existing medical condition, as some plans offer coverage for acute onset of a pre-existing condition. Other travelers from the Philippines will be less concerned about pre-existing condition coverage and will be looking for the cheapest travel insurance Philippines to USA online. We endeavor to give our customers as much information as possible so they can find the Philippines travel health insurance plan that works best for their needs. If you want some more guidance, please feel free to contact us and our licensed agents will help you!

Why is travel insurance for USA so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

Travel insurance for Philippines citizens

Travel Insurance from Philippines to the US

The large Filipino American community retains strong cultural ties with the Philippines. It is common to find parents, relatives and extended family members visiting the US from the Philippines. Purchasing proper visitors health insurance plan is essential while travelling outside the Philippines to the US.

Plans offered here ensure that customers have good coverage based on their individual needs. We have several plans that offer travel medical and trip cover for students, travelers of all ages, family members with different visa status. Our online visitors medical insurance quote comparison tool is easy to use as it allows you to compares quotes of different plans.

Travel insurance for travelers and new immigrants from Philippines visiting USA

Travel insurance for travelers and new immigrants from Philippines visiting USA

There is a large community of Philippines residents in the United States. Many Philippines citizens have taken US citizenship. In 2017 alone around 49 thousand Philippines citizens became naturalized US citizens. This vibrant community of US residents of Philippines origin is a strong bridge between the US and the Philippines, which retains strong ties with family members in both countries. As a consequence, there are is a lot of regular travel between the two countries. Given the very high cost of health care in the United States, it is very important for visitors to the US to have good travel health insurance while visiting the US.

Statistics on Philippine Immigrants in the US

In 1899 after the U.S annexation of the Philippines the first wave of Filipino immigrants began from the fruit and vegetable farms in the West Coast and some moved for education. World War II made way for migration of workers and their families to the US.

Alternatively the Filipino government made policies to facilitate workforce emigration which increased the Filipino immigrants from 105,000 to 501,000 in 1960 and 1980. This tripled to 1.4 million by 2000.

This table will give you data on the increase in the number of Philippine immigrants to the US. Philippine immigrants

Points to remember before buying Philippines travellers medical insurance for USA

  • Your residential status is essential to know if you are eligible for a particular plan.
  • Being aware of the cancellation and renewability policies of the plan so that you can make good use of it while you possess it.
  • Knowing if the plan offers pre-existing condition coverage if your visitor needs it.
  • Understanding the difference between fixed and comprehensive plans as benefits and the amount differs between these plans.
  • Customers should know if the policy has a limitation on the arrival time in the US or on the initial purchase duration in order to get the right plan.

US Immigrant health insurance mandatory for prospective Philippines immigrants to the US

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs and articles

New US immigrant insurance

US Immigrant insurance plans

Compare popular US immigrant insurance plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards... Click here to read more »

Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!... Click here to read more »

US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage ... Click here to read more »

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Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

Travel insurance Philippines

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questionDear American Visitor Insurance,

I am an American in Cambodia traveling to Philippines on Feb 12. I was informed I need travel insurance that also covers COVID. Do you offer this? Can it be done online?

Regards,
Steve
questionDear Dear Steve,
Yes, travel insurance covering Covid-19 Philippines has been made mandatory for travel to the Philippines for international travelers including US citizens. This Covid insurance for Philippines can be bought online at American Visitor Insurance and you will receive all the relevant Philippine travel insurance documents by email.
Please let us know if you have any questions.

Regards,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910

Types of US travel medical insurance

Fixed Benefit travel insurance

A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits.
Fixed benefit travel insurance plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

Schengen visa insurance for Philippines residents visiting Europe

The European consulates that are part of the Schengen treaty (Spain, France, Italy, Germany, ....) insist on adequate travel medical insurance for Filipino nationals who are visiting any of the Schengen countries. Nationalities who require Schengen visa.
We offer several travel insurance plans that satisfy Schengen visa consulate requirements:

Schengen visa insurance requirements

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International travel insurance for global destinations

Travel insurance for USA

American flag insurance

International travel insurance blogs and articles

Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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Best international travel insurance

We also offer international travel insurance plans covering pre-existing conditions which many older travelers look for...

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Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

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Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online...

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Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works..

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International travel insurance resources

Compare and buy international travel insurance USA

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers


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