Patriot International Lite travel insurance for traveling outside the US

Patriot International Lite insurance cost

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An overview

Patriot International Lite Travel Medical Insurance by IMG

Patriot International Lite insurance

The Patriot International Lite travel insurance offered by International Medical Group (IMG) is specifically designed for short term visitors outside the USA and is a hugely popular choice among tourists. This plan covers COVID-19 like any other illness.

The plan meets Schengen Visa requirements or Europe Long Term visa requirements as long as you choose a $50,000 maximum (at least) with a $0 deductible (some countries require a $0 deductible). Immediately after purchase, you will receive a confirmation email with details of the links to ID cards and a "visa letter".

The visa letter is what the consulate needs to see for visa purposes and states it covers COVID. They are considered official documents even though you print them out yourself. The plan is available for a minimum of 5 days and a maximum of 2 years.

There is a co-insurance in this plan which is designed in the following manner. Outside the US there is no co-insurance and the plan pays 100%. The deductible for this plan is per injury or sickness.

There are trip interruption and lost luggage benefits available within this plan. The coverage for acute onset of pre-existing conditions is available for a Non US citizen up to age 70. This coverage is up to the maximum limit of the plan or $500,000 whichever is lower. Coverage for the same is available up to plan maximum limit for a US citizen with primary health plan up to age 65 years.

For US citizens without the primary health plan, up to age 65, the coverage is available for up to $20,000 maximum limit. For US citizens older than 65 years the coverage available is up to $2,500 for the same. There is also an adventure sports rider available on this plan along with other riders like Evacuation rider and citizenship rider.

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Travelling to the US OR Europe during the pandemic is very risky because the new Omicron and Delta variants are considered to be more infectious when compare to the other variants of the SAR’s. Patriot International Lite Travel Medical Insurance by IMG for travelers providing them coverage for all Covid19 related expenses.Travelers are offered covid-19 coverage irrespective of which variant caused the illness.

What does visitor travel insurance cover?

Health care expenses
Covers hospital expenses for sickness or accidents.

Doctor visit
Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains
Repatriation of remains to home country included.

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Travel insurance for Coronavirus Covid

Patriot International Lite travel insurance coverage for Covid19, IMG covid insurance

The Patriot International Lite insurance includes COVID19 coverage up to the policy maximum.

Patriot International Lite Travel Insurance - Common Questions

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Can I buy Patriot International Lite insurance for Schengen visa?

Yes, you can buy Patriot International Lite insurance as it satisfies the Schengen visa requirements as mandated by the European consulates and also offers the Schengen visa letter as required by the Schengen state consulates. Patriot International Lite travel insurance also offers visa letter in French if required.

Which is an ideal temporary medical insurance plan for US citizens travelling outside US?

Patriot International Lite insurance for US citizens travelling outside USA offers comprehensive coverage up to 1 million for emergency medical expenses.

How does Patriot International Lite insurance offer coverage for medical expenses?

Patriot International Lite insurance works for travelers outside their home country by offering comprehensive coverage for medical expenses only outside the US. After the deductible amount, Patriot International Lite insurance pays 100% of the eligible expenses.

For detailed working example of how it works, you can review Patriot International Lite insurance working example.

Can US citizens buy Patriot America insurance?

Patriot America Insurance is available for US citizens residing outside USA and visiting USA for short term. Patriot America insurance for US citizens require them to have resided outside US continuously for the past 6 months and must have a current health plan in force.

I have changed my travel plans and wish to extend my trip. Is it possible to renew Patriot International Lite insurance?

Yes Patriot International Lite Insurance is available for 364 days and can be renewed up to a maximum of 2 years. Travelers who wish to get extended coverage can renew Patriot International Lite insurance online.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Patriot International Lite Insurance
Insurance provider
International Medical Group
Plan life - 5 days to 364 days.
Patriot International Lite Insurance can be renewed online maximum up to 2 years.
Policy maximum?
$50,000, $100,000, $500,000, $1,000,000 per insured person
Deductible options?
$0, $100, $250, $500, $1,000 or $2,500
per insured person
Patriot International Lite insurance rating
AM Best Rating: "A" (Excellent)
Compare Patriot travel plans
Compare Patriot Travel Insurance Plans
Patriot International Lite insurance coinsurance?

IMG pays 100% outside of the U.S.

Patriot International Lite insurance underwriter
Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Patriot International Lite Links

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International Medical Group(IMG) Insurance related coverage

International Medical Group(IMG) Insurance related coverage

Patriot International Lite Insurance Restrictions

Patriot International Lite Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

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