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Medical Maximum Options |
Ages 14 days to 64 years:$50,000; $100,000; $500,000; $1,000,000 Ages 65 to 69 years:$50,000; $100,000 Ages 70 to 74 years: $50,000 |
Ages 14 days to 64 years:$50,000; $100,000; $250,000; $500,000 Ages 60 to 64 years:$50,000; $100,000; $250,000 |
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COVID-19 Treatment |
Usual, Reasonable, and Customary up to Medical Maximum or $100,000; whichever is less. |
Usual, Reasonable, and Customary up to Medical Maximum or $100,000; whichever is less. |
Not Covered |
Emergency Medical Evacuation |
$500,000 |
$250,000 |
$1,000,000 |
Trip Interruption |
$5,000 |
Not Covered |
150% of your nonrefundable Trip Cost |
Dental |
$200 for sudden relief of pain; $500 for dental accident |
$250 for sudden relief of pain; $1,000 for dental accident |
$750 for emergency dental expense |
Accidental Death and Dismemberment (AD&D) |
$25,000 Principal Sum Primary Insured or Travel Companion
$5,000 Principal Sum Child(ren)
$250,000 Aggregate Limit total number of Insured Persons
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$25,000 Principal Sum Primary Participant
$10,000 Principal Sum Plan Participant Spouse
$5,000 Principal Sum Plan Participant Child(ren)
$250,000 Aggregate Limit total number of Insured Persons on Plan |
Up to $20,000 |
Common Carrier Accidental Death and Dismemberment |
$50,000 Principal Sum Primary Insured or Travel Companion
$10,000 Principal Sum Child(ren)
$250,000 Aggregate Limit total number of Insured Persons on Plan
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Not Covered |
Up to $40,000 |
Emergency Room Services |
URC up to Medical Maximum $100 Copay |
URC up to Medical Maximum $50 Copay |
Not Covered |
Physician’s Office Visits |
URC to medical maximum |
URC up to Medical Maximum $10 Copay |
Not Covered |
Hospital Room & Board |
URC to medical maximum |
URC to medical maximum |
Not Covered |
Trip Cancellation |
Not Covered |
Not Covered |
Up to 100% of your nonrefundable Trip Cost up to $100,000 person. |
24 Hour Travel Assistance |
Covered |
Covered |
Covered |
Return of Remains |
$50,000 |
$50,000 |
$1,000,000 |
Coverage Type |
Travel medical coverage |
Student medical coverage |
Trip expenses, baggage, medical expenses |
Pet Kennel |
Not Covered |
Not Covered |
$100 per day up to $500 |
Political Evacuation |
$10,000 |
$10,000 |
$20,000 |
Urgent Care Visits |
URC up to Medical Maximum $20 Copay |
URC up to Medical Maximum $20 Copay |
Not Covered |
Telehealth Consultations or Care |
URC up to Medical Maximum |
URC up to Medical Maximum |
Not Covered |
Vaccinations |
Not Covered |
$150 per 364 days of continuous coverage |
Not Covered |
Chiropractic Care |
$50 per visit, 10 visits maximum |
$50 per visit, 60 visits maximum |
Not Covered |
Physiotherapy |
$50 per visit, 10 visits maximum |
$50 per visit, 60 visits maximum |
Not Covered |
Home Health Care |
URC up to Medical Maximum |
Not Covered |
Not Covered |
Local Ambulance |
Inside the United States: $10,000
Outside the United States: Up to Medical Maximum |
Inside the United States: $500
Outside the United States: Up to Medical Maximum |
Not Covered |
Hospital Daily Indemnity |
$150 per day, 30-day limit |
Not Covered |
Not Covered |
Extension of Benefits to Home Country |
$10,000 |
$5,000 |
Not Covered |
Acute Onset of Pre-Existing Conditions:
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Worldwide Including the United StatesAges 14 days to 64 years: $10,000 Ages 65 to 74 years :$5,000
Worldwide Excluding the United States: Ages 14 days to 64 years: $50,000 Ages 65 to 74 years :$10,000 |
$10,000 |
Not Covered |
Pre-certification – 25% penalty |
Required inside the United States Penalty does not apply to a Medical Emergency |
Required inside the United States Penalty does not apply to a Medical Emergency |
Not Covered |
Incidental Trips to Home Country |
$10,000 |
$5,000 |
Not Covered |
Return of Child(ren |
$50,000 |
$40,000 |
Not Covered |
Return of Mortal Remains |
$50,000 |
$50,000 |
Not Covered |
Natural Disaster Evacuation |
$50,000 |
$10,000 |
Not Covered |
Natural Disaster Daily Benefit |
$100 per day, 5-day limit |
$50 per day, 5-day limit |
Not Covered |
Terrorist Activity |
$25,000 |
$50,000 |
Not Covered |
Waiver of Pre-Existing Conditions |
Not Covered |
URC up to Medical Maximum |
Not Covered |
Motor Vehicle Accident |
Not Covered |
Inside the United States: 75% up to $100,000
Outside the United States: Up to Medical Maximum |
Not Covered |
Maternity Care |
Not Covered |
Inside the United States: In PPO Network: 80% up to $10,000
Out of PPO Network: 60% up to $10,000
Outside the United States:80% up to $10,000
Failure to notify the Administrator within the first 90 days of Pregnancy will result in a 25% reduction in Covered Expenses. |
Not Covered |
Routine Newborn Care |
Not Covered |
$500 per Newborn Child |
Not Covered |
Personal Liability |
$50,000 |
$50,000 |
Not Covered |
Mental Illness including Alcohol and Substance Abuse |
Not Covered |
Inpatient: $10,000, 45-day limit
Outpatient: 80% up to $1,000 |
Not Covered |
Emergency Eye Exam |
$100 per occurrence
$50 Copay |
Not Covered |
Not Covered |
Coverage period |
1 year |
1 year |
90 days |
Underwriter |
Travel Medical Plus Insurance Underwriter
For Including USA Underwritten by Crum & Forster SPC
For Excluding USA Underwriters at Lloyd’s, London |
Liaison Student Plus Insurance Underwriter
Underwritten by Lloyd’s, London Insurance Company |
Round Trip Choice Insurance Underwriter
Underwritten by United States Fire Insurance Company |
Rating |
Travel Medical Plus Insurance Rating
AM Best Rating: "A"(Excellent) |
Liaison Student Plus Insurance Rating
AM Best Rating: "A" (Excellent) |
Round Trip Choice Insurance Rating
AM Best Rating: "A" (Excellent) |
Brochure |
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