GlobeHopper Seniors Insurance

Plan benefits of Globe Hopper insurance

• Maximum limit per period of coverage	Single Trip: Age 65-79 years - $50k, $100k, $500k or $1M; Age 80+ $100k Multi Trip: Age 65-79 years - $1M maximum limit.Age 80+ $100k
  Deductible	Single Trip: $0*, $100, $250, $500, $1k, or $2.5k(*$0 Deductible only available with $50k and $100k maximum limit) Multi Trip: $250 per injury/illness
  Hospital room and board	Average semi-private room rate, including nursing services
  Surgery	Up to the maximum limit
  Intensive care unit	Up to the overall maximum limit.
  Physician visits	Physician visits or services: Up to the maximum limit
  Radiology / X-ray	Up to the maximum limit
  Hospital indemnity	$250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible
  Prescription drugs and medications	Up to the plan maximum limit, (Dispensing limit per prescription: 90 days)

• Emergency local ambulance	Up to $5k maximum limit
  Emergency Room Accident	Up to the maximum limit
  Emergency Room visit without In-patient Admission	Up to Maximum Limit. Subject to additional $250 deductible
  Emergency Room Visit with In-Patient Admission	Up to the maximum limit
  Interfacility ambulance transfer	Interfacility Transportation: $2.5k maximum limit
  Emergency eye examination	$150 maximum limit. $50 deductible per occurrence. Subject to coinsurance. (Loss or damage to prescription corrective lenses due to an accident)

• Emergency dental treatment	Dental injury due to an accident: up to the maximum limit
  Dental - Sudden dental emergency	up to $100

• Emergency medical evacuation	$250k maximum limit
  Emergency reunion	$50k maximum limit
  Return of mortal remains or cremation/burial	$50k maximum limit for return of mortal remains or ashes to country of residence, or $5k maximum limit for cremation or local burial at the place of death.
  Political evacuation and repatriation	$50k maximum limit (Must be approved in advance by the company)

• Trip interruption	$5k maximum. Not subject to deductible
  Lost luggage	Up to $50 per item; maximum of $250. Not subject to deductible
  Identity theft	$500 maximum limit. Not subject to deductible
  Natural disaster	$100 per day for five days, $5k maximum limit
  Terrorism	Up to $50k maximum limit. Not subject to deductible

• Sudden and Unexpected Recurrence of a Pre-Existing Condition	Single trip: Sudden Recurrence of a Pre-existing Condition: Eligible Medical Expenses: $2.5k maximum limit Multi trip: $5k maximum limit.
  Pre-Existing condition medical evacuation	Emergency Medical Evacuation: $25k maximum limit

• Accidental death & dismemberment	$25k principal sum. Not subject to deductible
  Common carrier accidental death	$100k per adult, maximum of $250k per family

• Incidental Emergency in the U.S.

  Up to the maximum limit