| Compare Global Medical and GeoBlue Insurance Plans | |
|---|---|
|
Global medical Insurance from IMG Purchase Now |
Geoblue Xplorer from GeoBlue Purchase Now |
| Brochure & Details links | |
| Lifetime Maximum per Insured Person | |
| Bronze: $1 million/individual Silver: $5 million/individual Gold: $5 million/individual Platinum: $8 million/individual |
Unlimited |
| Annual Maximum per Insured Person | |
| Unlimited | Unlimited |
| Preventative and Primary Care | |
| No Waiting period on wellness benefits. |
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| Child Wellness (Under 18 years of age) | |
| Bronze: No Coverage Silver: $70 maximum per visit, 3 visit per period of coverage Gold: $200 maximum per period of coverage Platinum: $400 maximum per period of coverage |
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| Dental | |
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| Local Ambulance | |
| Bronze: $1,500 maximum limit per event Silver:$1,500 maximum limit per event Gold: Subject to deductible and coinsurance. Platinum: Subject to deductible and coinsurance. |
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| Prescription Coverage | |
| Bronze:Subject to deductible and coinsurance. Available for 90 days following related inpatient treatment or outpatient surgery. $600 outpatient maximum limit per event Silver:Subject to deductible and coinsurance. 90-day supply per prescription following related covered event. Gold: Subject to deductible and coinsurance. 90-day supply per prescription. Outpatient only Platinum: International - 100% Inside U.S. - Prescription drug card co-pay: $20 for generic / $40 for brand name where generic is not available.90-day supply per prescription. |
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| Accidental Death and Dismemberment | |
| Bronze: Not Available Silver:Not Available Gold: Not Available Platinum: Not Available |
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| Physical Therapy | |
| Bronze: Subject to deductible and coinsurance.$40 maximum per visit - 10visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery Silver:Subject to deductible and coinsurance.$40 maximum per visit -30 visit limit Gold: Subject to deductible and coinsurance.$50 maximum per visit Platinum: Subject to deductible and coinsurance.$50 maximum per visit |
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| Pre-Existing Conditions Limitation | |
| Bronze: Excluded Silver:$50,000 lifetime maximum; $5,000 per period of coverage after 24 months Gold: $50,000 lifetime maximum; $5,000 per period of coverage after 24 months Platinum: Covered if disclosed and not excluded by rider |
Waiting Period: Six-months |
| Repatriation of Mortal Remains | |
| Bronze: $10,000 lifetime maximum Silver:$25,000 lifetime maximum Gold: $25,000 lifetime maximum Platinum: $50,000 lifetime maximum |
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| Other Benefits | |
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There is no single Expat health insurance that can be considered the best expat health insurance for everyone. This depends on different factors such as any specific individual healthcare needs of the expat, the available budget for the expat health insurance, the network of hospitals that the different insurance companies work with…. The Expat insurance products that we offer are very popular with the expat community worldwide.
The cost of Expat health insurance varies depending on the age of the Expat, the medical coverage chosen, the plan deductible and any specific add on riders that might be required. Expats can use our ‘Compare Expat insurance’ tool to get quotes from different companies and for different products based on their specific needs.
It is strongly recommended to have good expat health insurance to ensure that your healthcare needs are taken care of while in a foreign land. Healthcare cost as well as the quality of healthcare varies hugely in different countries, and as an expat, you want to have the assurance that you are entitled to quality US level of healthcare irrespective of where you currently reside.
Health care coverage for retirees, insurance plans available for retirees to avail health care abroad.
Click here to read more »Long term worldwide coverage for pregnancy and maternity expenses for travelers outside their home country.
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