Do Backpackers need travel insurance?

It is strongly recommended that backpackers buy travel medical insurance. Something may go wrong when you are travelling which thanks to Murphy’s law , without insurance can be traumatic and end up in huge financial mess. Smart backers buy international travel insurance that cover expenses from hospitalization due to sudden sickness or accidental injuries. Travel insurance plans also cover loss of passport, trip delay, trip interruption. There are different types of insurance coverage, fixed benefit travel insurance and comprehensive travel insurance plans. Fixed benefit plans are affordable and offer limited coverage while comprehensive plans offer extensive coverage and are more expensive. If you are backpacking on budget, Travel insurance is necessary as you may be travelling for cheap such as booking inexpensive transport services and hotel rooms which involves some amount of risks. There are circumstances when you may have to get evacuated from the place you are currently staying in, or meet with an accident. Buying good backpacker travel insurance is essential while planning your vacation.