J1 Visa Insurance Compare. Exchange scholar insurance online Quotes. Satisfy J-1 / J2 Visa requirements and get affordable good coverage

Age Spouse No. of dependents
0 - 0

Start Date - End Date
Aug/17/2023 TO Sep/16/2023

Maximum Coverage
$100,000 to $200,000

Deductible
US$ 50 to 100

J1 visa Insurance

Coverage period: Months Days

Patriot Exchange Standard

Comprehensive

C

Underwriter Sirius International

Direct Billing:

Possible via PPO Network

Hospitals/Doctors:Hospitals/
Doctors:

First Health Network or United Healthcare

*Pre-existing^?:

Yes

Covid19:

Covers medical expenses arising from Covid illness

Coinsurance:

Plan pays 100% after deductible met

Policy Max^?:

$100,000 Per Policy Period^?

Deductible^?:

$100 Per Policy Period^?

Atlas America

Comprehensive

C

Underwriter Lloyds

Direct Billing:

Possible via PPO Network

Hospitals/Doctors:Hospitals/
Doctors:

United Healthcare

*Pre-existing^?:

Acute Onset of Pre-existing Condition

Covid19:

Covers eligible costs related to COVID-19

Coinsurance:

Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit

Policy Max^?:

$100,000 Per Policy Period^?

Deductible^?:

$100 Per Policy Period^?

Patriot America Lite

Comprehensive

C

Underwriter Sirius International

Direct Billing:

Possible via PPO Network

Hospitals/Doctors:Hospitals/
Doctors:

First Health Network or United Healthcare

*Pre-existing^?:

No

Covid19:

Not Available

Coinsurance:

In PPO Network: Plan pays 100%
Out of PPO Network: Plan pays 80% of the first $5,000, then 100% up to medical maximum

Policy Max^?:

$100,000 Per Policy Period^?

Deductible^?:

$100 Per Policy Period^?

Student Secure Smart

Comprehensive

C

Underwriter Lloyds

Direct Billing:

Possible via PPO Network

Hospitals/Doctors:Hospitals/
Doctors:

United Healthcare

*Pre-existing^?:

Yes

Covid19:

Covers Covid19 illness for international students outside their home country

Coinsurance:

IN PPO NETWORK: Plan pays 80% of eligible expenses after deductible up to the overall maximum limit
OUT OF PPO NETWORK: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.

Policy Max^?:

$100,000 Per Policy Period^?

Deductible^?:

$100 Per Policy Period^?

Patriot America Plus

Comprehensive

C

Underwriter Sirius International

Direct Billing:

Possible via PPO Network

Hospitals/Doctors:Hospitals/
Doctors:

First Health Network or United Healthcare

*Pre-existing^?:

Acute Onset of Pre-existing Condition

Covid19:

Covered up to policy maximum (contracted and treatment is provided after the policy effective date)

Coinsurance:

IN PPO NETWORK: Plan pays 100%
OUT OF PPO NETWORK: Plan pays 80% of eligible expenses up to $5,000, then 100%

Policy Max^?:

$100,000 Per Policy Period^?

Deductible^?:

$100 Per Policy Period^?

*Pre-existing Condition: "A condition a person has been diagnosed with, is being treated for, or has with reasonable medical certainty before the start of the plan". So a person does not need to know they have the condition for it to be considered pre-existing (a diagnosis is not required).
**Acute onset of pre-existing conditions: means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
Comprehensive plans are usually most medical expenses (i.e. hospital room, surgery etc.) are covered up to the medical max. limit of the plan.
Fixed benefits plans are have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. Cheapest options in the market definitely more affordable.

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