These are certainly scary times for international travelers with regular corporate travelers being particularly vulnerable to the Covid pandemic. The new variants Omicron and Delta have caused ambiguity for travelers for the time being.In this context it is important to buy the best annual travel insurance with Covid coverage.Regardless of the variant travelers can be sure of getting coverage for Coronavirus illness if contracted. If you are an international traveler without health insurance or if it will run out soon, do consider buying an alternative annual travel insurance with coronavirus coverage. At American Visitor Insurance we are committed to getting you the most appropriate international travel insurance covid policy you need even under these difficult circumstances.
WorldTrips Coronavirus annual travel insurance Atlas Multi trip offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
International travel has now changed. The new normal for travelling has traveling Insurance cover as an extremely important and high priority travel document when you travel outside of your home country. Given the high cost of healthcare, the probability of needing medical assistance outside your home country or if you consider the risks of terrorist attacks, pandemics and many other factors that might unexpectedly cross our paths. In the past few months the world has witnessed an unimaginable devastation caused by the coronavirus pandemic worldwide .That makes it even more crucial for travelers to have adequate international travel insurance.
If you are someone who frequently travel outside the country to another country for work related reasons, or for vacationing with family twice or thrice a year outside the country, it is sensible for you to consider the annual multi trip travel insurance. This plans works out to be more economical when compared to buying a new regular overseas travel insurance plan each time you travel.
These plans provide coverage for entire 12 month period for unlimited number of international trips.
The maximum trip duration ranges from 30 days to 70 days for each trip. This changes with each plan.
These plans provide coverage for acute onset of pre-existing condition and medical evacuation.
These plans are best suited for people traveling outside on business trips and people vacationing outside more than twice a year.
who travel outside the country frequently.
If the person is under age 66 and has a primary health insurance covering them in their home country, they are eligible to purchase the Atlas multi trip insurance plan.
Emergency medical evacuation is available for $1,000,000 lifetime maximum. The trip duration is 30 days for each time.
Patriot multi trip travel insurance from the company International Medical Group (IMG) is another plan that covers annual multi trips. This plan covers US and Non US citizens traveling outside their home country. People under age 76 traveling outside their home country with a current domestic health insurance are eligible to buy this plan. They need to have this domestic health insurance with them all the time with this plan. This plan is renewable for 36 months and the maximum lifetime of the plan is 12 months.
Trip Cancellation covered 100% up to the trip cost.
Trip Interruption covered 100% up to the trip cost.
Maximum Trip length is 30 days per trip during the policy annual term.
Available for travelers up to age 81 at the time of enrollment.
Atlas International Insurance - Key Highlights
This plan is a comprehensive international plan that is available for Non US citizens and US citizens traveling outside their home country.
The deductible options for this plan are $0, $100, $250, $500, $1000 , $2500 and $5000 per Certificate period
The policy maximum options available with this plan are $50,000, $100,000 ,$250,000 ,$500,000 , $1000,000 or $2,000,000 for people up to the age of 65 For people in the age range of 65 to 79, the options are $50,000 and $100,000 and for people above 80 the only option is $10,000.
No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
Trip Interruption coverage available for up to $10,000 not subject to deductible.
Travel Delay coverage is available for up to $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
Lost checked luggage up to $1000 - not subject to deductible.
Political Evacuation available up to $100,000 lifetime maximum not subject to deductible.
Bedside visit up to $1500 not subject to deductible.
Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10,000 per member, from age 18 to 69 - $50,000 per member, age 70 to 74 - $25000 and for age 75+ $12,500.
Emergency Medical Evacuation is covered for $1000,000 lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)
Covid travel insurance - Know more
