It is very common that we have customers who want to take part in adventure sports either as an unorganized activity just for the thrill of it, or as an organized event. People travel from different parts of the world to participate in these activities. Whether it is a sports activity for fun and thrill or an organized event, the most important issue to be highlighted is the need fortravel insurance with sports coverage.
There are many organized sports that are held across the globe. Sometimes a number of unexpected events happen even with the most careful planning and preparation. Mainly in the pandemic era, the new Omicron and delta variant of the SAR’s virus is more infectious and players need protection against the unexpected accidents and illness that can occur while travelling outside the home country.
There are various travel/health insurance plans that provide coverage for adventure sports activities but there might be some activities which these plans do not cover. Regardless of the variant, when the insured is contracted the coronavirus illness, covid-19 coverage will be provided to the sportsmen.
Extreme sports travel insurance plans are designed to provide coverage for the extreme sports activities. Travel Insurance plans coverage for sports vary or depends on the destination location and the type of specific adventure sport the person is going to participate in.
Not every travel insurance policy will cover sports and in many cases they will include or exclude the coverage based on sports categories such as organized sports, extreme/adventure sports, contact sports and recreational sports.
Coverage for organized sports is not inherent in insurance and is commonly excluded from coverage. But, there are some plans that do cover organized sports.
Although most travel insurance plans exclude coverage for these extreme sports there are few plans that provide limited coverage or there may be an additional rider for an additional cost.
The Trawick International travel insurance offers comprehensive coverage for US travelers taking part in adventure or extreme sports.
Visitor Insurance plans which are also known as health/travel insurance plans such as:The above plans cover most of the adventure sports activities but exclude some most hazardous activities like motocross, base jumping…
Some student health insurance plans provide coverage for organized sports that come under intercollegiate and interscholastic activities. Example of this are plans offered by International Medical Group (IMG) namely:
Student Secure Select Student Health AdvantageIt is important to know the kind of sports activity that our activity falls under in order to choose the appropriate travel insurance for hazardous sports.
Some student health insurance plans provide coverage for organized sports that come under intercollegiate and interscholastic activities. Example of this are plans offered by International Medical Group (IMG) namely:
Student Secure Select Student Health AdvantageIt is important to know the kind of sports activity that our activity falls under in order to choose the appropriate travel insurance for hazardous sports.
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The SafeTreker insurance with Extreme Sports benefits features everything in the base plan (Medical Coverage is up to $25,000 for Extreme Sports) plus we have included Extreme Sports benefits which provides coverage for, but is not limited to: skydiving, BASE jumping, hang gliding, Parachuting, bungee jumping, caving, rappelling, spelunking, white or black water rafting above Grade 3, Skiing or snowboarding outside marked trails or in an area accessed by helicopter, Rock Climbing, any high-altitude activity, personal combat or fighting sports, rodeo, racing or practicing to race any motorized vehicle, bicycle or watercraft, free diving, and scuba diving at a depth greater than sixty (60) feet without a dive master.
Get QuoteThe SafeTreker plan with Mountaineering benefits features everything in the base plan plus we have included Extreme Sports benefits which provides coverage for the sport, hobby, or profession of walking, hiking, climbing and Rock Climbing up mountains that requires the use of ropes, harnesses, crampons or ice axes, or involves ascending beyond an altitude of four thousand five hundred (4,500) meters.
Get QuoteAll the benefits of the base plan plus the features of the Extreme Sports (Medical Coverage is up to $25,000 for Extreme Sports) and Mountaineering upgrades.
Get QuoteWhile travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. At America visitor insurance travelers can get visitors insurance for Covid19 illness.
We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage.
Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
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